EFOR vs. SPNS

Last updated Aug 1, 2026

EFOR (Everforth, Inc.) and SPNS (Sapiens International Corporation N.V.) are both stocks. EFOR operates in Staffing & Employment Services (Industrials), while SPNS operates in Software - Application (Technology). Their 0.17 correlation means their historical movements had little consistent relationship.

Performance

EFOR vs. SPNS - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Everforth, Inc. (EFOR) and Sapiens International Corporation N.V. (SPNS). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

EFOR

• 1D: 3.16%
• 1M: 61.04%
• 6M: -45.40%
• YTD: -40.96%
• 1Y: -41.48%
• 3Y*: -28.42%
• 5Y*: -22.41%
• 10Y*: -2.25%
• ALL TIME*: 8.31%

SPNS

• 1D: —
• 1M: —
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
EFOR Everforth, Inc.	$27.62M	$22.21M	$22.74M

EFOR vs. SPNS - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
EFOR Everforth, Inc.	-40.96%	-42.20%	-13.34%	18.03%	-33.97%	47.73%	17.70%	30.22%	-15.20%	45.54%
SPNS Sapiens International Corporation N.V.	0.00%	65.98%	-5.58%	59.83%	-44.74%	13.83%	33.84%	111.05%	-2.63%	-18.30%

Correlation

The correlation between EFOR and SPNS is 0.08, meaning there was essentially no consistent relationship between their historical price movements. Each responded to its own set of market drivers.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.08
Correlation (3Y) Balances recent behavior with more history.	0.28
Correlation (5Y) Shows whether the relationship held over a longer period.	0.37
Correlation (10Y) Provides a long-term view across more market conditions.	0.34
Correlation (All Time) Calculated using the full available price history since Mar 5, 1998	0.17

The correlation between EFOR and SPNS shifts across timeframes, from 0.08 (1 year) to 0.37 (5 years), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap EFOR : $1.17B SPNS : $2.43B
EPS EFOR : $1.96 SPNS : $1.14
PE Ratio EFOR : 14.49 SPNS : 38.11
PS Ratio EFOR : 0.30 SPNS : 4.34
PB Ratio EFOR : 0.65 SPNS : 4.78
Total Revenue (TTM) EFOR : $3.97B SPNS : $564.33M
Gross Profit (TTM) EFOR : $1.11B SPNS : $250.01M
EBITDA (TTM) EFOR : $280.70M SPNS : $93.46M

Return for Risk

EFOR vs. SPNS — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

EFOR

EFOR Risk / Return Rank: 21
EFOR Sharpe Ratio Rank: 19
EFOR Sortino Ratio Rank: 25
EFOR Omega Ratio Rank: 23
EFOR Calmar Ratio Rank: 20
EFOR Martin Ratio Rank: 15

SPNS

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

EFOR vs. SPNS - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Everforth, Inc. (EFOR) and Sapiens International Corporation N.V. (SPNS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	EFOR	SPNS	Difference
Sharpe ratio: Return per unit of total volatility	-0.56	—	—
Sortino ratio: Return per unit of downside risk	-0.30	—	—
Omega ratio: Gain probability vs. loss probability	0.95	—	—
Calmar ratio: Return relative to maximum drawdown	-0.63	—	—
Martin ratio: Return relative to average drawdown	-1.19	—	—

Drawdowns

Drawdown Indicators

	EFOR	SPNS	Difference
Max Drawdown Largest peak-to-trough decline	-95.98%	—	—
Max Drawdown (1Y) Largest decline over 1 year	-68.55%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-83.72%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-87.00%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-87.00%	—	—
Current Drawdown Current decline from peak	-78.33%	—	—
Average Drawdown Average peak-to-trough decline	-38.92%	—	—
Ulcer Index Depth and duration of drawdowns from previous peaks	36.38%	—	—

Volatility

Volatility by Period

	EFOR	SPNS	Difference
Volatility (1M) Calculated over the trailing 1-month period	25.60%	—	—
Volatility (6M) Calculated over the trailing 6-month period	89.01%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	77.62%	—	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	46.25%	—	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	42.42%	—	—

Dividends

EFOR vs. SPNS - Dividend Comparison

Neither EFOR nor SPNS has paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
EFOR Everforth, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SPNS Sapiens International Corporation N.V.	0.00%	1.52%	2.12%	1.76%	3.79%	1.07%	0.46%	0.96%	1.81%	1.74%	1.39%	4.41%

Financials

EFOR vs. SPNS - Profitability Comparison

The chart below illustrates the profitability comparison between Everforth, Inc. and Sapiens International Corporation N.V. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

EFOR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Everforth, Inc. reported a gross profit of 301.70M and revenue of 1.01B. Therefore, the gross margin over that period was 30.0%.

SPNS - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Sapiens International Corporation N.V. reported a gross profit of 67.31M and revenue of 152.32M. Therefore, the gross margin over that period was 44.2%.

EFOR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Everforth, Inc. reported an operating income of 28.30M and revenue of 1.01B, resulting in an operating margin of 2.8%.

SPNS - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Sapiens International Corporation N.V. reported an operating income of 17.76M and revenue of 152.32M, resulting in an operating margin of 11.7%.

EFOR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Everforth, Inc. reported a net income of 14.20M and revenue of 1.01B, resulting in a net margin of 1.4%.

SPNS - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Sapiens International Corporation N.V. reported a net income of 14.30M and revenue of 152.32M, resulting in a net margin of 9.4%.

Frequently Asked Questions

Can I hold both EFOR and SPNS in my portfolio?

EFOR and SPNS have a correlation of 0.08, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.