EFOR vs. SPNS

Last updated Jun 4, 2026

EFOR (Everforth, Inc.) and SPNS (Sapiens International Corporation N.V.) are both stocks. EFOR operates in Staffing & Employment Services (Industrials), while SPNS operates in Software - Application (Technology). At a 0.17 correlation, their price movements are largely independent.

Performance

EFOR vs. SPNS - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Everforth, Inc. (EFOR) and Sapiens International Corporation N.V. (SPNS). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

EFOR

• 1D: -8.47%
• 1M: -1.01%
• YTD: -57.38%
• 6M: -54.81%
• 1Y: -61.10%
• 3Y*: -33.32%
• 5Y*: -27.12%
• 10Y*: -5.84%

SPNS

• 1D: —
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

EFOR vs. SPNS - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
EFOR Everforth, Inc.	-57.38%	-42.20%	-13.34%	18.03%	-33.97%	47.73%	17.70%	30.22%	-15.20%	45.54%
SPNS Sapiens International Corporation N.V.	0.00%	65.98%	-5.58%	59.83%	-44.74%	13.83%	33.84%	111.05%	-2.63%	-18.30%

Correlation

The correlation between EFOR and SPNS is 0.19, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.19
Correlation (3Y) Calculated over the trailing 3-year period	0.29
Correlation (5Y) Calculated over the trailing 5-year period	0.38
Correlation (10Y) Calculated over the trailing 10-year period	0.34
Correlation (All Time) Calculated using the full available price history since Mar 6, 1998	0.17

The correlation between EFOR and SPNS shifts across timeframes, from 0.17 (all time) to 0.38 (5 years), reflecting how their relationship changes across market environments.

Fundamentals

EPS EFOR : $2.26 SPNS : $1.14
PE Ratio EFOR : 9.10 SPNS : 37.99
PS Ratio EFOR : 0.22 SPNS : 4.33
Total Revenue (TTM) EFOR : $3.98B SPNS : $564.33M
Gross Profit (TTM) EFOR : $1.10B SPNS : $250.01M
EBITDA (TTM) EFOR : $446.30M SPNS : $93.46M

Return for Risk

EFOR vs. SPNS — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

EFOR

EFOR Risk / Return Rank: 7
EFOR Sharpe Ratio Rank: 8
EFOR Sortino Ratio Rank: 11
EFOR Omega Ratio Rank: 7
EFOR Calmar Ratio Rank: 7
EFOR Martin Ratio Rank: 0

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

EFOR vs. SPNS - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Everforth, Inc. (EFOR) and Sapiens International Corporation N.V. (SPNS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	EFOR	SPNS	Difference
Sharpe ratio: Return per unit of total volatility	-0.86	—	—
Sortino ratio: Return per unit of downside risk	-0.99	—	—
Omega ratio: Gain probability vs. loss probability	0.82	—	—
Calmar ratio: Return relative to maximum drawdown	-0.89	—	—
Martin ratio: Return relative to average drawdown	-2.23	—	—
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

Sharpe Ratios by Period

	EFOR	SPNS	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.86	—	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.62	—	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	-0.14	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.14	—	—

Drawdowns

Drawdown Indicators

	EFOR	SPNS	Difference
Max Drawdown Largest peak-to-trough decline	-95.98%	—	—
Max Drawdown (1Y) Largest decline over 1 year	-68.82%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-83.44%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-86.78%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-86.78%	—	—
Current Drawdown Current decline from peak	-84.36%	—	—
Average Drawdown Average peak-to-trough decline	-38.71%	—	—
Ulcer Index Depth and duration of drawdowns from previous peaks	27.35%	—	—

Volatility

Volatility by Period

	EFOR	SPNS	Difference
Volatility (1M) Calculated over the trailing 1-month period	20.29%	—	—
Volatility (6M) Calculated over the trailing 6-month period	82.76%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	71.15%	—	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	43.75%	—	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	41.20%	—	—

Dividends

EFOR vs. SPNS - Dividend Comparison

Neither EFOR nor SPNS has paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
EFOR Everforth, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SPNS Sapiens International Corporation N.V.	0.00%	1.52%	2.12%	1.76%	3.79%	1.07%	0.46%	0.96%	1.81%	1.74%	1.39%	4.41%

Financials

EFOR vs. SPNS - Profitability Comparison

The chart below illustrates the profitability comparison between Everforth, Inc. and Sapiens International Corporation N.V. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

EFOR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Everforth, Inc. reported a gross profit of 249.50M and revenue of 968.30M. Therefore, the gross margin over that period was 25.8%.

SPNS - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Sapiens International Corporation N.V. reported a gross profit of 67.31M and revenue of 152.32M. Therefore, the gross margin over that period was 44.2%.

EFOR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Everforth, Inc. reported an operating income of 40.50M and revenue of 968.30M, resulting in an operating margin of 4.2%.

SPNS - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Sapiens International Corporation N.V. reported an operating income of 17.76M and revenue of 152.32M, resulting in an operating margin of 11.7%.

EFOR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Everforth, Inc. reported a net income of 5.50M and revenue of 968.30M, resulting in a net margin of 0.6%.

SPNS - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Sapiens International Corporation N.V. reported a net income of 14.30M and revenue of 152.32M, resulting in a net margin of 9.4%.

Frequently Asked Questions

Can I hold both EFOR and SPNS in my portfolio?

EFOR and SPNS have a correlation of 0.19, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.