DIAL vs. RFCI
DIAL (Columbia Diversified Fixed Income Allocation ETF) and RFCI (RiverFront Dynamic Core Income ETF) are both Multisector Bonds funds. DIAL is passively managed, while RFCI is actively managed. Over the past 5 years, DIAL returned 0.73%/yr vs 1.22%/yr for RFCI. A 0.72 correlation means they provide meaningful diversification when combined. DIAL charges 0.29%/yr vs 0.54%/yr for RFCI.
Performance
DIAL vs. RFCI - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, DIAL achieves a 0.88% return, which is significantly higher than RFCI's 0.13% return.
DIAL
- 1D
- -0.31%
- 1M
- 0.53%
- YTD
- 0.88%
- 6M
- 0.93%
- 1Y
- 6.65%
- 3Y*
- 5.85%
- 5Y*
- 0.73%
- 10Y*
- —
RFCI
- 1D
- -0.30%
- 1M
- 0.47%
- YTD
- 0.13%
- 6M
- 0.05%
- 1Y
- 4.60%
- 3Y*
- 4.55%
- 5Y*
- 1.22%
- 10Y*
- —
DIAL vs. RFCI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
DIAL Columbia Diversified Fixed Income Allocation ETF | 0.88% | 9.93% | 1.69% | 8.54% | -16.13% | -1.14% | 9.08% | 14.05% | -1.98% | 0.00% |
RFCI RiverFront Dynamic Core Income ETF | 0.13% | 6.85% | 2.64% | 5.97% | -9.27% | -1.48% | 6.48% | 8.69% | -1.30% | 0.07% |
Correlation
The correlation between DIAL and RFCI is 0.83, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.83 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.89 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.87 |
Correlation (All Time) Calculated using the full available price history since Oct 13, 2017 | 0.72 |
The correlation between DIAL and RFCI shifts across timeframes, from 0.72 (all time) to 0.89 (3 years), reflecting how their relationship changes across market environments.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
DIAL vs. RFCI — Risk / Return Rank
DIAL
RFCI
DIAL vs. RFCI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Columbia Diversified Fixed Income Allocation ETF (DIAL) and RiverFront Dynamic Core Income ETF (RFCI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| DIAL | RFCI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.33 | ||
| Sortino ratioReturn per unit of downside risk | +0.54 | ||
| Omega ratioGain probability vs. loss probability | 1.30 | 1.23 | +0.07 |
| Calmar ratioReturn relative to maximum drawdown | 2.00 | 1.74 | +0.25 |
| Martin ratioReturn relative to average drawdown | 7.79 | 5.23 | +2.56 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading charts...
Sharpe Ratios by Period
| DIAL | RFCI | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.64 | 1.31 | +0.33 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.10 | 0.24 | -0.14 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.36 | 0.42 | -0.06 |
Drawdowns
DIAL vs. RFCI - Drawdown Comparison
The maximum DIAL drawdown since its inception was -22.19%, which is greater than RFCI's maximum drawdown of -14.18%. Use the drawdown chart below to compare losses from any high point for DIAL and RFCI.
Loading charts...
Drawdown Indicators
| DIAL | RFCI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -22.19% | -14.18% | -8.01% |
Max Drawdown (1Y)Largest decline over 1 year | -3.34% | -2.65% | -0.69% |
Max Drawdown (3Y)Largest decline over 3 years | -7.01% | -5.10% | -1.91% |
Max Drawdown (5Y)Largest decline over 5 years | -22.19% | -13.46% | -8.73% |
Current DrawdownCurrent decline from peak | -0.88% | -1.38% | +0.50% |
Average DrawdownAverage peak-to-trough decline | -5.54% | -3.23% | -2.31% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.86% | 0.88% | -0.02% |
Volatility
DIAL vs. RFCI - Volatility Comparison
Columbia Diversified Fixed Income Allocation ETF (DIAL) has a higher volatility of 1.57% compared to RiverFront Dynamic Core Income ETF (RFCI) at 1.29%. This indicates that DIAL's price experiences larger fluctuations and is considered to be riskier than RFCI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| DIAL | RFCI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.57% | 1.29% | +0.28% |
Volatility (6M)Calculated over the trailing 6-month period | 3.23% | 2.70% | +0.53% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.08% | 3.53% | +0.55% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.03% | 5.13% | +1.90% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.03% | 4.95% | +2.08% |
DIAL vs. RFCI - Expense Ratio Comparison
DIAL has a 0.29% expense ratio, which is lower than RFCI's 0.54% expense ratio.
Dividends
DIAL vs. RFCI - Dividend Comparison
DIAL's dividend yield for the trailing twelve months is around 5.05%, more than RFCI's 4.54% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
DIAL Columbia Diversified Fixed Income Allocation ETF | 5.05% | 4.81% | 4.67% | 3.77% | 3.47% | 2.46% | 2.61% | 3.27% | 3.56% | 0.65% | 0.00% |
RFCI RiverFront Dynamic Core Income ETF | 4.54% | 4.55% | 4.30% | 3.55% | 2.26% | 3.45% | 2.04% | 2.66% | 2.76% | 2.03% | 1.97% |
Frequently Asked Questions
DIAL and RFCI have a correlation of 0.83, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
DIAL has higher volatility (1.57%) compared to RFCI (1.29%). In terms of maximum drawdown, DIAL dropped -22.19% vs RFCI's -14.18%.
On 5-year performance, RFCI leads with 1.22% vs 0.73% for DIAL. On fees, DIAL is cheaper at 0.29% per year. On volatility, RFCI has been the lower-risk option at 1.29%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 5-year period, RFCI has performed better with a 1.22% return vs 0.73%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
DIAL is cheaper with a 0.29% expense ratio, compared with 0.54% for RFCI.
DIAL has the higher dividend yield at 5.05%, compared with 4.54% for RFCI.
They also come from different issuers: Ameriprise Financial and SS&C. Their fees differ too: 0.29% for DIAL and 0.54% for RFCI.
DIAL currently has the higher Sharpe Ratio (1.64 vs 1.31), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for DIAL and RFCI
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer