DIAL vs. BINC
Compare and contrast key facts about Columbia Diversified Fixed Income Allocation ETF (DIAL) and iShares Flexible Income Active ETF (BINC).
DIAL and BINC are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day. DIAL is a passively managed fund by Ameriprise Financial that tracks the performance of the Bloomberg Beta Advantage Multi-Sector Bond Index. It was launched on Oct 12, 2017. BINC is an actively managed fund by iShares. It was launched on May 19, 2023.
Performance
DIAL vs. BINC - Performance Comparison
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DIAL vs. BINC - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | |
|---|---|---|---|---|
DIAL Columbia Diversified Fixed Income Allocation ETF | -0.68% | 9.93% | 1.69% | 6.04% |
BINC iShares Flexible Income Active ETF | -0.78% | 7.57% | 5.76% | 7.08% |
Returns By Period
In the year-to-date period, DIAL achieves a -0.68% return, which is significantly higher than BINC's -0.78% return.
DIAL
- 1D
- 0.70%
- 1M
- -2.42%
- YTD
- -0.68%
- 6M
- 0.43%
- 1Y
- 6.22%
- 3Y*
- 5.05%
- 5Y*
- 0.73%
- 10Y*
- —
BINC
- 1D
- 0.33%
- 1M
- -2.11%
- YTD
- -0.78%
- 6M
- 0.65%
- 1Y
- 5.08%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
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DIAL vs. BINC - Expense Ratio Comparison
DIAL has a 0.29% expense ratio, which is lower than BINC's 0.40% expense ratio.
Return for Risk
DIAL vs. BINC — Risk / Return Rank
DIAL
BINC
DIAL vs. BINC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Columbia Diversified Fixed Income Allocation ETF (DIAL) and iShares Flexible Income Active ETF (BINC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| DIAL | BINC | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.40 | 1.74 | -0.34 |
Sortino ratioReturn per unit of downside risk | 2.02 | 2.29 | -0.27 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.38 | -0.12 |
Calmar ratioReturn relative to maximum drawdown | 1.92 | 1.91 | +0.01 |
Martin ratioReturn relative to average drawdown | 8.30 | 7.93 | +0.37 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| DIAL | BINC | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.40 | 1.74 | -0.34 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.11 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.34 | 2.28 | -1.95 |
Correlation
The correlation between DIAL and BINC is 0.84, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
DIAL vs. BINC - Dividend Comparison
DIAL's dividend yield for the trailing twelve months is around 4.97%, less than BINC's 5.91% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
DIAL Columbia Diversified Fixed Income Allocation ETF | 4.97% | 4.81% | 4.67% | 3.77% | 3.47% | 2.46% | 2.61% | 3.27% | 3.56% | 0.65% |
BINC iShares Flexible Income Active ETF | 5.91% | 5.86% | 6.14% | 3.13% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
DIAL vs. BINC - Drawdown Comparison
The maximum DIAL drawdown since its inception was -22.19%, which is greater than BINC's maximum drawdown of -2.69%. Use the drawdown chart below to compare losses from any high point for DIAL and BINC.
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Drawdown Indicators
| DIAL | BINC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -22.19% | -2.69% | -19.50% |
Max Drawdown (1Y)Largest decline over 1 year | -3.34% | -2.69% | -0.65% |
Max Drawdown (5Y)Largest decline over 5 years | -22.19% | — | — |
Current DrawdownCurrent decline from peak | -2.42% | -2.14% | -0.28% |
Average DrawdownAverage peak-to-trough decline | -5.63% | -0.33% | -5.30% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.77% | 0.65% | +0.12% |
Volatility
DIAL vs. BINC - Volatility Comparison
Columbia Diversified Fixed Income Allocation ETF (DIAL) has a higher volatility of 2.07% compared to iShares Flexible Income Active ETF (BINC) at 1.25%. This indicates that DIAL's price experiences larger fluctuations and is considered to be riskier than BINC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| DIAL | BINC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.07% | 1.25% | +0.82% |
Volatility (6M)Calculated over the trailing 6-month period | 2.76% | 1.69% | +1.07% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.48% | 2.94% | +1.54% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.00% | 3.03% | +3.97% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.07% | 3.03% | +4.04% |