DIAL vs. ILTB
DIAL (Columbia Diversified Fixed Income Allocation ETF) and ILTB (iShares Core 10+ Year USD Bond ETF) are both exchange-traded funds - DIAL is a Multisector Bonds fund tracking the Bloomberg Beta Advantage Multi-Sector Bond Index, while ILTB is a Long-Term Bond fund tracking the Bloomberg U.S. Universal 10+ Year Index (USD). Both are passively managed. Over the past 5 years, DIAL returned 0.24%/yr vs -4.50%/yr for ILTB. Their 0.72 correlation means they have sometimes moved together and sometimes differently. DIAL charges 0.29%/yr vs 0.06%/yr for ILTB.
Performance
DIAL vs. ILTB - Performance Comparison
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Returns By Period
In the year-to-date period, DIAL achieves a 0.09% return, which is significantly higher than ILTB's -2.69% return.
DIAL
- 1D
- -0.17%
- 1M
- -1.10%
- 6M
- -0.48%
- YTD
- 0.09%
- 1Y
- 3.35%
- 3Y*
- 5.58%
- 5Y*
- 0.24%
- 10Y*
- —
- ALL TIME*
- 2.38%
ILTB
- 1D
- -0.46%
- 1M
- -3.52%
- 6M
- -2.81%
- YTD
- -2.69%
- 1Y
- 0.14%
- 3Y*
- 2.14%
- 5Y*
- -4.50%
- 10Y*
- 0.60%
- ALL TIME*
- 3.69%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $608.84K | $1.33M | $1.24M | |
| $1.80M | $1.79M | $2.53M |
DIAL vs. ILTB - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
DIAL Columbia Diversified Fixed Income Allocation ETF | 0.09% | 9.93% | 1.69% | 8.54% | -16.13% | -1.14% | 9.08% | 14.05% | -1.98% | 0.15% |
ILTB iShares Core 10+ Year USD Bond ETF | -2.69% | 7.22% | -3.00% | 8.04% | -26.62% | -2.67% | 16.10% | 19.61% | -5.10% | 2.84% |
Correlation
The correlation between DIAL and ILTB is 0.85, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.85 |
Correlation (3Y) Balances recent behavior with more history. | 0.89 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.85 |
Correlation (All Time) Calculated using the full available price history since Oct 12, 2017 | 0.72 |
The correlation between DIAL and ILTB shifts across timeframes, from 0.72 (all time) to 0.89 (3 years), reflecting how their relationship changes across market environments.
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Return for Risk
DIAL vs. ILTB — Risk / Return Rank
DIAL
ILTB
DIAL vs. ILTB - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Columbia Diversified Fixed Income Allocation ETF (DIAL) and iShares Core 10+ Year USD Bond ETF (ILTB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| DIAL | ILTB | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.85 | ||
| Sortino ratioReturn per unit of downside risk | +1.20 | ||
| Omega ratioGain probability vs. loss probability | 1.17 | 1.03 | +0.14 |
| Calmar ratioReturn relative to maximum drawdown | 1.20 | 0.16 | +1.04 |
| Martin ratioReturn relative to average drawdown | 4.26 | 0.37 | +3.88 |
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Drawdowns
DIAL vs. ILTB - Drawdown Comparison
The maximum DIAL drawdown since its inception was -22.19%, smaller than the maximum ILTB drawdown of -36.88%. Use the drawdown chart below to compare losses from any high point for DIAL and ILTB.
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Drawdown Indicators
| DIAL | ILTB | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -22.19% | -36.88% | +14.69% |
Max Drawdown (1Y)Largest decline over 1 year | -3.34% | -5.60% | +2.26% |
Max Drawdown (3Y)Largest decline over 3 years | -5.80% | -11.33% | +5.53% |
Max Drawdown (5Y)Largest decline over 5 years | -22.19% | -35.22% | +13.03% |
Max Drawdown (10Y)Largest decline over 10 years | — | -36.88% | — |
Current DrawdownCurrent decline from peak | -1.66% | -23.63% | +21.97% |
Average DrawdownAverage peak-to-trough decline | -5.46% | -10.03% | +4.57% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.94% | 2.46% | -1.52% |
Volatility
DIAL vs. ILTB - Volatility Comparison
The current volatility for Columbia Diversified Fixed Income Allocation ETF (DIAL) is 1.10%, while iShares Core 10+ Year USD Bond ETF (ILTB) has a volatility of 2.05%. This indicates that DIAL experiences smaller price fluctuations and is considered to be less risky than ILTB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| DIAL | ILTB | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.10% | 2.05% | -0.95% |
Volatility (6M)Calculated over the trailing 6-month period | 3.45% | 5.86% | -2.41% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.15% | 7.62% | -3.47% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.05% | 12.59% | -5.54% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.99% | 11.54% | -4.55% |
DIAL vs. ILTB - Expense Ratio Comparison
DIAL has a 0.29% expense ratio, which is higher than ILTB's 0.06% expense ratio.
Dividends
DIAL vs. ILTB - Dividend Comparison
DIAL's dividend yield for the trailing twelve months is around 5.12%, which matches ILTB's 5.13% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
DIAL Columbia Diversified Fixed Income Allocation ETF | 4.70% | 4.81% | 4.67% | 3.77% | 3.47% | 2.46% | 2.61% | 3.27% | 3.56% | 0.65% | 0.00% | 0.00% |
ILTB iShares Core 10+ Year USD Bond ETF | 4.70% | 4.83% | 4.91% | 4.38% | 4.31% | 3.04% | 3.32% | 3.45% | 4.13% | 3.97% | 3.99% | 4.20% |
Frequently Asked Questions
DIAL and ILTB have a correlation of 0.85, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
ILTB has higher volatility (2.05%) compared to DIAL (1.10%). In terms of maximum drawdown, DIAL dropped -22.19% vs ILTB's -36.88%.
On 5-year performance, DIAL leads with 0.24% vs -4.50% for ILTB. On fees, ILTB is cheaper at 0.06% per year. On volatility, DIAL has been the lower-risk option at 1.10%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 5-year period, DIAL has performed better with a 0.24% return vs -4.50%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
ILTB is cheaper with a 0.06% expense ratio, compared with 0.29% for DIAL.
DIAL and ILTB have nearly identical dividend yields, around 4.70%.
DIAL is categorized as Multisector Bonds, while ILTB is Long-Term Bond. DIAL tracks Bloomberg Beta Advantage Multi-Sector Bond Index, while ILTB tracks Bloomberg U.S. Universal 10+ Year Index (USD). They also come from different issuers: Ameriprise Financial and iShares. Their fees differ too: 0.29% for DIAL and 0.06% for ILTB.
DIAL currently has the higher Sharpe Ratio (0.97 vs 0.12), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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