DIAL vs. CRDT
Compare and contrast key facts about Columbia Diversified Fixed Income Allocation ETF (DIAL) and Simplify Opportunistic Income ETF (CRDT).
DIAL and CRDT are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day. DIAL is a passively managed fund by Ameriprise Financial that tracks the performance of the Bloomberg Beta Advantage Multi-Sector Bond Index. It was launched on Oct 12, 2017. CRDT is an actively managed fund by Simplify. It was launched on Jun 26, 2023.
Performance
DIAL vs. CRDT - Performance Comparison
Loading graphics...
DIAL vs. CRDT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | |
|---|---|---|---|---|
DIAL Columbia Diversified Fixed Income Allocation ETF | -0.45% | 9.93% | 1.69% | 4.97% |
CRDT Simplify Opportunistic Income ETF | -2.25% | -0.67% | 5.19% | 5.16% |
Returns By Period
In the year-to-date period, DIAL achieves a -0.45% return, which is significantly higher than CRDT's -2.25% return.
DIAL
- 1D
- 0.23%
- 1M
- -1.78%
- YTD
- -0.45%
- 6M
- 0.29%
- 1Y
- 6.06%
- 3Y*
- 5.14%
- 5Y*
- 0.78%
- 10Y*
- —
CRDT
- 1D
- -0.29%
- 1M
- -2.87%
- YTD
- -2.25%
- 6M
- -2.52%
- 1Y
- -5.95%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
DIAL vs. CRDT - Expense Ratio Comparison
DIAL has a 0.29% expense ratio, which is lower than CRDT's 0.50% expense ratio.
Return for Risk
DIAL vs. CRDT — Risk / Return Rank
DIAL
CRDT
DIAL vs. CRDT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Columbia Diversified Fixed Income Allocation ETF (DIAL) and Simplify Opportunistic Income ETF (CRDT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| DIAL | CRDT | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.36 | -0.69 | +2.06 |
Sortino ratioReturn per unit of downside risk | 1.97 | -0.86 | +2.83 |
Omega ratioGain probability vs. loss probability | 1.26 | 0.88 | +0.38 |
Calmar ratioReturn relative to maximum drawdown | 1.93 | -0.68 | +2.61 |
Martin ratioReturn relative to average drawdown | 8.22 | -1.44 | +9.66 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| DIAL | CRDT | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.36 | -0.69 | +2.06 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.11 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.34 | 0.39 | -0.06 |
Correlation
The correlation between DIAL and CRDT is 0.38, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
DIAL vs. CRDT - Dividend Comparison
DIAL's dividend yield for the trailing twelve months is around 4.88%, less than CRDT's 6.90% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
DIAL Columbia Diversified Fixed Income Allocation ETF | 4.88% | 4.81% | 4.67% | 3.77% | 3.47% | 2.46% | 2.61% | 3.27% | 3.56% | 0.65% |
CRDT Simplify Opportunistic Income ETF | 6.90% | 7.04% | 7.29% | 2.59% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
DIAL vs. CRDT - Drawdown Comparison
The maximum DIAL drawdown since its inception was -22.19%, which is greater than CRDT's maximum drawdown of -9.80%. Use the drawdown chart below to compare losses from any high point for DIAL and CRDT.
Loading graphics...
Drawdown Indicators
| DIAL | CRDT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -22.19% | -9.80% | -12.39% |
Max Drawdown (1Y)Largest decline over 1 year | -3.34% | -9.01% | +5.67% |
Max Drawdown (5Y)Largest decline over 5 years | -22.19% | — | — |
Current DrawdownCurrent decline from peak | -2.19% | -7.24% | +5.05% |
Average DrawdownAverage peak-to-trough decline | -5.63% | -2.21% | -3.42% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.79% | 4.24% | -3.45% |
Volatility
DIAL vs. CRDT - Volatility Comparison
The current volatility for Columbia Diversified Fixed Income Allocation ETF (DIAL) is 2.10%, while Simplify Opportunistic Income ETF (CRDT) has a volatility of 5.06%. This indicates that DIAL experiences smaller price fluctuations and is considered to be less risky than CRDT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| DIAL | CRDT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.10% | 5.06% | -2.96% |
Volatility (6M)Calculated over the trailing 6-month period | 2.77% | 6.21% | -3.44% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.48% | 8.61% | -4.13% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.00% | 6.66% | +0.34% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.07% | 6.66% | +0.41% |