DFMC vs. VPC

Last updated Jul 17, 2026

DFMC (Dimensional US Micro Cap Portfolio ETF) and VPC (Virtus Private Credit ETF) are both exchange-traded funds - DFMC is a Small Cap Blend Equities fund actively managed by Dimensional Fund Advisors, while VPC is a Nontraditional Bonds fund tracking the Indxx Private Credit Index. DFMC is actively managed, while VPC is passively managed. At a 0.41 correlation, their price movements are largely independent. DFMC charges 0.41%/yr vs 0.75%/yr for VPC.

Performance

DFMC vs. VPC - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Dimensional US Micro Cap Portfolio ETF (DFMC) and Virtus Private Credit ETF (VPC). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

DFMC

• 1D: 0.71%
• 1M: 4.11%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

VPC

• 1D: 0.17%
• 1M: 0.88%
• 6M: -12.85%
• YTD: -9.62%
• 1Y: -17.33%
• 3Y*: 0.37%
• 5Y*: 1.21%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

DFMC vs. VPC - Yearly Performance Comparison

	2026 (YTD)
DFMC Dimensional US Micro Cap Portfolio ETF	21.30%
VPC Virtus Private Credit ETF	4.73%

Correlation

The correlation between DFMC and VPC is 0.41, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since Mar 23, 2026	0.41

Return for Risk

DFMC vs. VPC — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

DFMC

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

VPC

VPC Risk / Return Rank: 2
VPC Sharpe Ratio Rank: 0
VPC Sortino Ratio Rank: 1
VPC Omega Ratio Rank: 1
VPC Calmar Ratio Rank: 3
VPC Martin Ratio Rank: 2

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

DFMC vs. VPC - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Dimensional US Micro Cap Portfolio ETF (DFMC) and Virtus Private Credit ETF (VPC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	DFMC	VPC	Difference
Sharpe ratio: Return per unit of total volatility	—	-1.28	—
Sortino ratio: Return per unit of downside risk	—	-1.78	—
Omega ratio: Gain probability vs. loss probability	—	0.81	—
Calmar ratio: Return relative to maximum drawdown	—	-0.76	—
Martin ratio: Return relative to average drawdown	—	-1.33	—

Drawdowns

DFMC vs. VPC - Drawdown Comparison

The maximum DFMC drawdown since its inception was -4.29%, smaller than the maximum VPC drawdown of -53.45%. Use the drawdown chart below to compare losses from any high point for DFMC and VPC.

Drawdown Indicators

	DFMC	VPC	Difference
Max Drawdown Largest peak-to-trough decline	-4.29%	-53.45%	+49.16%
Max Drawdown (1Y) Largest decline over 1 year	—	-22.76%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-24.86%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-24.86%	—
Current Drawdown Current decline from peak	-0.62%	-19.95%	+19.33%
Average Drawdown Average peak-to-trough decline	-0.80%	-7.87%	+7.07%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	13.08%	—

Volatility

Volatility by Period

	DFMC	VPC	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	3.81%	—
Volatility (6M) Calculated over the trailing 6-month period	—	11.14%	—
Volatility (1Y) Calculated over the trailing 1-year period	15.40%	13.60%	+1.80%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.40%	13.59%	+1.81%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	15.40%	20.45%	-5.05%

DFMC vs. VPC - Expense Ratio Comparison

DFMC has a 0.41% expense ratio, which is lower than VPC's 0.75% expense ratio.

Dividends

DFMC vs. VPC - Dividend Comparison

DFMC's dividend yield for the trailing twelve months is around 0.22%, less than VPC's 16.11% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019
DFMC Dimensional US Micro Cap Portfolio ETF	0.22%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
VPC Virtus Private Credit ETF	16.11%	14.33%	11.26%	11.71%	10.74%	6.31%	10.06%	8.19%

Frequently Asked Questions

Can I hold both DFMC and VPC in my portfolio?

DFMC and VPC have a correlation of 0.41, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, DFMC or VPC?

On fees, DFMC is cheaper at 0.41% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, DFMC or VPC?

DFMC is cheaper with a 0.41% expense ratio, compared with 0.75% for VPC.

Which ETF pays a higher dividend yield, DFMC or VPC?

VPC has the higher dividend yield at 16.11%, compared with 0.22% for DFMC.

What is the main difference between DFMC and VPC?

DFMC is categorized as Small Cap Blend Equities, while VPC is Nontraditional Bonds. They also come from different issuers: Dimensional Fund Advisors and Virtus Investment Partners. Their fees differ too: 0.41% for DFMC and 0.75% for VPC.