CRM vs. SOFI
CRM (Salesforce, Inc.) and SOFI (SoFi Technologies, Inc.) are both stocks. CRM operates in Software - Application (Technology), while SOFI operates in Credit Services (Financial Services). Over the past 5 years, CRM returned -6.82%/yr vs -5.84%/yr for SOFI. At a 0.43 correlation, their price movements are largely independent.
Performance
CRM vs. SOFI - Performance Comparison
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Returns By Period
The year-to-date returns for both investments are quite close, with CRM having a -37.06% return and SOFI slightly higher at -36.67%.
CRM
- 1D
- -0.34%
- 1M
- -0.75%
- YTD
- -37.06%
- 6M
- -36.31%
- 1Y
- -35.16%
- 3Y*
- -6.88%
- 5Y*
- -6.82%
- 10Y*
- 7.60%
SOFI
- 1D
- -0.54%
- 1M
- 3.50%
- YTD
- -36.67%
- 6M
- -39.22%
- 1Y
- 17.67%
- 3Y*
- 20.23%
- 5Y*
- -5.84%
- 10Y*
- —
CRM vs. SOFI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
CRM Salesforce, Inc. | -37.06% | -20.25% | 27.76% | 98.46% | -47.83% | 14.20% | -10.14% |
SOFI SoFi Technologies, Inc. | -36.67% | 70.00% | 54.77% | 115.84% | -70.84% | 27.09% | 13.09% |
Correlation
The correlation between CRM and SOFI is 0.24, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.24 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.37 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.45 |
Correlation (All Time) Calculated using the full available price history since Nov 30, 2020 | 0.43 |
The correlation between CRM and SOFI shifts across timeframes, from 0.24 (1 year) to 0.45 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
CRM:
$144.49B
SOFI:
$22.85B
CRM:
$8.59
SOFI:
$0.44
CRM:
19.31
SOFI:
37.35
CRM:
3.62
SOFI:
4.55
CRM:
4.22
SOFI:
2.11
CRM:
$42.83B
SOFI:
$4.73B
CRM:
$33.25B
SOFI:
$3.39B
CRM:
$12.32B
SOFI:
$1.40B
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Return for Risk
CRM vs. SOFI — Risk / Return Rank
CRM
SOFI
CRM vs. SOFI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Salesforce, Inc. (CRM) and SoFi Technologies, Inc. (SOFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CRM | SOFI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.18 | ||
| Sortino ratioReturn per unit of downside risk | -2.04 | ||
| Omega ratioGain probability vs. loss probability | 0.84 | 1.08 | -0.24 |
| Calmar ratioReturn relative to maximum drawdown | -0.95 | 0.21 | -1.16 |
| Martin ratioReturn relative to average drawdown | -1.78 | 0.39 | -2.17 |
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Drawdowns
CRM vs. SOFI - Drawdown Comparison
The maximum CRM drawdown since its inception was -70.50%, smaller than the maximum SOFI drawdown of -83.32%. Use the drawdown chart below to compare losses from any high point for CRM and SOFI.
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Drawdown Indicators
| CRM | SOFI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -70.50% | -83.32% | +12.82% |
Max Drawdown (1Y)Largest decline over 1 year | -39.36% | -52.96% | +13.60% |
Max Drawdown (3Y)Largest decline over 3 years | -54.70% | -52.96% | -1.74% |
Max Drawdown (5Y)Largest decline over 5 years | -58.62% | -81.54% | +22.92% |
Max Drawdown (10Y)Largest decline over 10 years | -58.62% | — | — |
Current DrawdownCurrent decline from peak | -54.33% | -48.53% | -5.80% |
Average DrawdownAverage peak-to-trough decline | -16.15% | -51.20% | +35.05% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 20.92% | 28.88% | -7.96% |
Volatility
CRM vs. SOFI - Volatility Comparison
Salesforce, Inc. (CRM) and SoFi Technologies, Inc. (SOFI) have volatilities of 16.76% and 17.35%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CRM | SOFI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 16.76% | 17.35% | -0.59% |
Volatility (6M)Calculated over the trailing 6-month period | 31.59% | 38.57% | -6.98% |
Volatility (1Y)Calculated over the trailing 1-year period | 38.09% | 56.54% | -18.45% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 37.07% | 66.69% | -29.62% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 35.38% | 71.92% | -36.54% |
Dividends
CRM vs. SOFI - Dividend Comparison
CRM's dividend yield for the trailing twelve months is around 1.28%, while SOFI has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 |
|---|---|---|---|
CRM Salesforce, Inc. | 1.28% | 0.63% | 0.48% |
SOFI SoFi Technologies, Inc. | 0.00% | 0.00% | 0.00% |
Financials
CRM vs. SOFI - Financials Comparison
This section allows you to compare key financial metrics between Salesforce, Inc. and SoFi Technologies, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CRM vs. SOFI - Profitability Comparison
CRM - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Salesforce, Inc. reported a gross profit of 8.56B and revenue of 11.13B. Therefore, the gross margin over that period was 76.9%.
SOFI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, SoFi Technologies, Inc. reported a gross profit of 880.26M and revenue of 1.00B. Therefore, the gross margin over that period was 87.9%.
CRM - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Salesforce, Inc. reported an operating income of 2.35B and revenue of 11.13B, resulting in an operating margin of 21.1%.
SOFI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, SoFi Technologies, Inc. reported an operating income of 159.46M and revenue of 1.00B, resulting in an operating margin of 15.9%.
CRM - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Salesforce, Inc. reported a net income of 2.11B and revenue of 11.13B, resulting in a net margin of 18.9%.
SOFI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, SoFi Technologies, Inc. reported a net income of 166.73M and revenue of 1.00B, resulting in a net margin of 16.7%.
Frequently Asked Questions
CRM and SOFI have a correlation of 0.24, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
SOFI has higher volatility (17.35%) compared to CRM (16.76%). In terms of maximum drawdown, CRM dropped -70.50% vs SOFI's -83.32%.
SOFI currently has the higher Sharpe Ratio (0.20 vs -0.98), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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