CPAY vs. LU
CPAY (Corpay, Inc.) and LU (Lufax Holding Ltd) are both stocks. CPAY operates in Software - Infrastructure (Technology), while LU operates in Credit Services (Financial Services). Over the past 5 years, CPAY returned 5.55%/yr vs -40.59%/yr for LU. At a 0.22 correlation, their price movements are largely independent.
Performance
CPAY vs. LU - Performance Comparison
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Returns By Period
In the year-to-date period, CPAY achieves a 18.34% return, which is significantly higher than LU's -48.05% return.
CPAY
- 1D
- 1.50%
- 1M
- 7.50%
- YTD
- 18.34%
- 6M
- 12.66%
- 1Y
- 1.73%
- 3Y*
- 14.01%
- 5Y*
- 5.55%
- 10Y*
- 9.48%
LU
- 1D
- -0.75%
- 1M
- -32.14%
- YTD
- -48.05%
- 6M
- -50.00%
- 1Y
- -54.45%
- 3Y*
- -22.60%
- 5Y*
- -40.59%
- 10Y*
- —
CPAY vs. LU - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
CPAY Corpay, Inc. | 18.34% | -11.08% | 19.75% | 53.86% | -17.94% | -17.96% | 24.35% |
LU Lufax Holding Ltd | -48.05% | 7.11% | 73.97% | -58.03% | -60.48% | -60.35% | 22.41% |
Correlation
The correlation between CPAY and LU is 0.22, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.22 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.20 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.24 |
Correlation (All Time) Calculated using the full available price history since Oct 30, 2020 | 0.22 |
Fundamentals
CPAY:
$4.78B
LU:
CN¥31.92B
CPAY:
$2.57B
LU:
CN¥13.50B
CPAY:
$2.55B
LU:
-CN¥1.26B
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Return for Risk
CPAY vs. LU — Risk / Return Rank
CPAY
LU
CPAY vs. LU - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Corpay, Inc. (CPAY) and Lufax Holding Ltd (LU). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CPAY | LU | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.08 | ||
| Sortino ratioReturn per unit of downside risk | +2.09 | ||
| Omega ratioGain probability vs. loss probability | 1.04 | 0.80 | +0.24 |
| Calmar ratioReturn relative to maximum drawdown | 0.07 | -0.78 | +0.85 |
| Martin ratioReturn relative to average drawdown | 0.15 | -1.40 | +1.56 |
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Drawdowns
CPAY vs. LU - Drawdown Comparison
The maximum CPAY drawdown since its inception was -50.13%, smaller than the maximum LU drawdown of -96.68%. Use the drawdown chart below to compare losses from any high point for CPAY and LU.
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Drawdown Indicators
| CPAY | LU | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.13% | -96.68% | +46.55% |
Max Drawdown (1Y)Largest decline over 1 year | -25.90% | -69.77% | +43.87% |
Max Drawdown (3Y)Largest decline over 3 years | -34.54% | -69.77% | +35.23% |
Max Drawdown (5Y)Largest decline over 5 years | -41.63% | -94.84% | +53.21% |
Max Drawdown (10Y)Largest decline over 10 years | -50.13% | — | — |
Current DrawdownCurrent decline from peak | -8.58% | -95.42% | +86.84% |
Average DrawdownAverage peak-to-trough decline | -13.33% | -78.39% | +65.06% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 12.35% | 38.81% | -26.46% |
Volatility
CPAY vs. LU - Volatility Comparison
The current volatility for Corpay, Inc. (CPAY) is 9.20%, while Lufax Holding Ltd (LU) has a volatility of 11.70%. This indicates that CPAY experiences smaller price fluctuations and is considered to be less risky than LU based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CPAY | LU | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 9.20% | 11.70% | -2.50% |
Volatility (6M)Calculated over the trailing 6-month period | 29.53% | 34.40% | -4.87% |
Volatility (1Y)Calculated over the trailing 1-year period | 37.70% | 53.01% | -15.31% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 32.43% | 76.61% | -44.18% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.93% | 76.27% | -43.34% |
Dividends
CPAY vs. LU - Dividend Comparison
Neither CPAY nor LU has paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
CPAY Corpay, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
LU Lufax Holding Ltd | 0.00% | 0.00% | 101.26% | 11.60% | 26.29% |
Financials
CPAY vs. LU - Financials Comparison
This section allows you to compare key financial metrics between Corpay, Inc. and Lufax Holding Ltd. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
CPAY and LU have a correlation of 0.22, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
LU has higher volatility (11.70%) compared to CPAY (9.20%). In terms of maximum drawdown, CPAY dropped -50.13% vs LU's -96.68%.
CPAY currently has the higher Sharpe Ratio (0.05 vs -1.03), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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