CPAY vs. SEZL
CPAY (Corpay, Inc.) and SEZL (Sezzle Inc. Common Stock) are both stocks. CPAY operates in Software - Infrastructure (Technology), while SEZL operates in Credit Services (Financial Services). Over the past year, CPAY returned 8.04% vs -0.76% for SEZL. At a 0.31 correlation, their price movements are largely independent.
Performance
CPAY vs. SEZL - Performance Comparison
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Returns By Period
In the year-to-date period, CPAY achieves a 17.05% return, which is significantly lower than SEZL's 78.32% return.
CPAY
- 1D
- -2.10%
- 1M
- 13.33%
- YTD
- 17.05%
- 6M
- 17.46%
- 1Y
- 8.04%
- 3Y*
- 14.47%
- 5Y*
- 4.92%
- 10Y*
- 8.88%
SEZL
- 1D
- -4.42%
- 1M
- 31.68%
- YTD
- 78.32%
- 6M
- 75.65%
- 1Y
- -0.76%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
CPAY vs. SEZL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | |
|---|---|---|---|---|
CPAY Corpay, Inc. | 17.05% | -11.08% | 19.75% | 7.86% |
SEZL Sezzle Inc. Common Stock | 78.32% | 48.89% | 1,146.59% | -74.69% |
Correlation
The correlation between CPAY and SEZL is 0.40, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.40 |
Correlation (All Time) Calculated using the full available price history since Aug 18, 2023 | 0.31 |
Fundamentals
CPAY:
$24.11B
SEZL:
$3.95B
CPAY:
$16.74
SEZL:
$4.15
CPAY:
21.04
SEZL:
27.30
CPAY:
1.96
SEZL:
0.05
CPAY:
5.18
SEZL:
8.42
CPAY:
6.87
SEZL:
20.10
CPAY:
$4.78B
SEZL:
$480.91M
CPAY:
$2.57B
SEZL:
$426.79M
CPAY:
$2.55B
SEZL:
$193.18M
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Return for Risk
CPAY vs. SEZL — Risk / Return Rank
CPAY
SEZL
CPAY vs. SEZL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Corpay, Inc. (CPAY) and Sezzle Inc. Common Stock (SEZL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| CPAY | SEZL | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.22 | ||
| Sortino ratioReturn per unit of downside risk | -0.04 | ||
| Omega ratioGain probability vs. loss probability | 1.07 | 1.08 | -0.01 |
| Calmar ratioReturn relative to maximum drawdown | 0.30 | -0.01 | +0.31 |
| Martin ratioReturn relative to average drawdown | 0.65 | -0.01 | +0.66 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| CPAY | SEZL | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.21 | -0.01 | +0.22 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.15 | — | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.27 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.57 | 0.85 | -0.27 |
Drawdowns
CPAY vs. SEZL - Drawdown Comparison
The maximum CPAY drawdown since its inception was -50.13%, smaller than the maximum SEZL drawdown of -89.95%. Use the drawdown chart below to compare losses from any high point for CPAY and SEZL.
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Drawdown Indicators
| CPAY | SEZL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.13% | -89.95% | +39.82% |
Max Drawdown (1Y)Largest decline over 1 year | -27.27% | -72.02% | +44.75% |
Max Drawdown (3Y)Largest decline over 3 years | -34.54% | — | — |
Max Drawdown (5Y)Largest decline over 5 years | -41.63% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -50.13% | — | — |
Current DrawdownCurrent decline from peak | -9.58% | -37.86% | +28.28% |
Average DrawdownAverage peak-to-trough decline | -13.34% | -40.43% | +27.09% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 12.42% | 53.34% | -40.92% |
Volatility
CPAY vs. SEZL - Volatility Comparison
The current volatility for Corpay, Inc. (CPAY) is 14.54%, while Sezzle Inc. Common Stock (SEZL) has a volatility of 21.11%. This indicates that CPAY experiences smaller price fluctuations and is considered to be less risky than SEZL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CPAY | SEZL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 14.54% | 21.11% | -6.57% |
Volatility (6M)Calculated over the trailing 6-month period | 29.82% | 61.86% | -32.04% |
Volatility (1Y)Calculated over the trailing 1-year period | 37.57% | 87.75% | -50.18% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 32.38% | 135.88% | -103.50% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.92% | 135.88% | -102.96% |
Dividends
CPAY vs. SEZL - Dividend Comparison
Neither CPAY nor SEZL has paid dividends to shareholders.
Financials
CPAY vs. SEZL - Financials Comparison
This section allows you to compare key financial metrics between Corpay, Inc. and Sezzle Inc. Common Stock. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CPAY vs. SEZL - Profitability Comparison
CPAY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Corpay, Inc. reported a gross profit of 0.00 and revenue of 1.26B. Therefore, the gross margin over that period was 0.0%.
SEZL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Sezzle Inc. Common Stock reported a gross profit of 117.02M and revenue of 135.54M. Therefore, the gross margin over that period was 86.3%.
CPAY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Corpay, Inc. reported an operating income of 636.17M and revenue of 1.26B, resulting in an operating margin of 50.5%.
SEZL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Sezzle Inc. Common Stock reported an operating income of 69.04M and revenue of 135.54M, resulting in an operating margin of 50.9%.
CPAY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Corpay, Inc. reported a net income of 350.07M and revenue of 1.26B, resulting in a net margin of 27.8%.
SEZL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Sezzle Inc. Common Stock reported a net income of 51.30M and revenue of 135.54M, resulting in a net margin of 37.9%.
Frequently Asked Questions
CPAY and SEZL have a correlation of 0.40, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
SEZL has higher volatility (21.11%) compared to CPAY (14.54%). In terms of maximum drawdown, CPAY dropped -50.13% vs SEZL's -89.95%.
CPAY currently has the higher Sharpe Ratio (0.21 vs -0.01), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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