CGIAX vs. RLBGX
Compare and contrast key facts about American Funds International Growth and Income Fund (CGIAX) and American Funds American Balanced Fund Class R-6 (RLBGX).
CGIAX is managed by American Funds. It was launched on Oct 1, 2008. RLBGX is managed by American Funds. It was launched on Jul 26, 1975.
Performance
CGIAX vs. RLBGX - Performance Comparison
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CGIAX vs. RLBGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CGIAX American Funds International Growth and Income Fund | -0.75% | 35.04% | 3.26% | 15.22% | -15.49% | 9.79% | 7.73% | 27.06% | -14.45% | 26.00% |
RLBGX American Funds American Balanced Fund Class R-6 | -2.79% | 18.83% | 15.35% | 13.92% | -11.85% | 16.10% | 11.20% | 18.95% | -3.07% | 14.97% |
Returns By Period
In the year-to-date period, CGIAX achieves a -0.75% return, which is significantly higher than RLBGX's -2.79% return. Over the past 10 years, CGIAX has underperformed RLBGX with an annualized return of 8.48%, while RLBGX has yielded a comparatively higher 9.33% annualized return.
CGIAX
- 1D
- -0.02%
- 1M
- -10.90%
- YTD
- -0.75%
- 6M
- 4.93%
- 1Y
- 24.81%
- 3Y*
- 14.05%
- 5Y*
- 7.15%
- 10Y*
- 8.48%
RLBGX
- 1D
- -0.11%
- 1M
- -6.76%
- YTD
- -2.79%
- 6M
- 1.01%
- 1Y
- 15.70%
- 3Y*
- 13.84%
- 5Y*
- 8.39%
- 10Y*
- 9.33%
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CGIAX vs. RLBGX - Expense Ratio Comparison
CGIAX has a 0.93% expense ratio, which is higher than RLBGX's 0.25% expense ratio.
Return for Risk
CGIAX vs. RLBGX — Risk / Return Rank
CGIAX
RLBGX
CGIAX vs. RLBGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds International Growth and Income Fund (CGIAX) and American Funds American Balanced Fund Class R-6 (RLBGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| CGIAX | RLBGX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.66 | 1.46 | +0.19 |
Sortino ratioReturn per unit of downside risk | 2.12 | 2.14 | -0.02 |
Omega ratioGain probability vs. loss probability | 1.33 | 1.30 | +0.03 |
Calmar ratioReturn relative to maximum drawdown | 2.07 | 2.06 | +0.01 |
Martin ratioReturn relative to average drawdown | 8.18 | 8.78 | -0.60 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| CGIAX | RLBGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.66 | 1.46 | +0.19 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.50 | 0.81 | -0.31 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.54 | 0.88 | -0.34 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.43 | 0.91 | -0.49 |
Correlation
The correlation between CGIAX and RLBGX is 0.81, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
CGIAX vs. RLBGX - Dividend Comparison
CGIAX's dividend yield for the trailing twelve months is around 8.30%, less than RLBGX's 8.85% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CGIAX American Funds International Growth and Income Fund | 8.30% | 8.13% | 3.34% | 2.27% | 3.99% | 6.90% | 1.35% | 2.36% | 2.74% | 1.80% | 2.29% | 3.17% |
RLBGX American Funds American Balanced Fund Class R-6 | 8.85% | 8.56% | 7.50% | 2.27% | 2.63% | 4.59% | 4.65% | 3.78% | 5.81% | 4.92% | 4.54% | 5.91% |
Drawdowns
CGIAX vs. RLBGX - Drawdown Comparison
The maximum CGIAX drawdown since its inception was -35.78%, which is greater than RLBGX's maximum drawdown of -22.33%. Use the drawdown chart below to compare losses from any high point for CGIAX and RLBGX.
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Drawdown Indicators
| CGIAX | RLBGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -35.78% | -22.33% | -13.45% |
Max Drawdown (1Y)Largest decline over 1 year | -10.90% | -7.33% | -3.57% |
Max Drawdown (5Y)Largest decline over 5 years | -30.60% | -18.59% | -12.01% |
Max Drawdown (10Y)Largest decline over 10 years | -35.78% | -22.33% | -13.45% |
Current DrawdownCurrent decline from peak | -10.90% | -6.98% | -3.92% |
Average DrawdownAverage peak-to-trough decline | -7.99% | -2.48% | -5.51% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.75% | 1.72% | +1.03% |
Volatility
CGIAX vs. RLBGX - Volatility Comparison
American Funds International Growth and Income Fund (CGIAX) has a higher volatility of 5.77% compared to American Funds American Balanced Fund Class R-6 (RLBGX) at 3.26%. This indicates that CGIAX's price experiences larger fluctuations and is considered to be riskier than RLBGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CGIAX | RLBGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.77% | 3.26% | +2.51% |
Volatility (6M)Calculated over the trailing 6-month period | 9.43% | 6.73% | +2.70% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.41% | 11.08% | +3.33% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.40% | 10.42% | +3.98% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.81% | 10.62% | +5.19% |