CGIAX vs. SCHR
Compare and contrast key facts about American Funds International Growth and Income Fund (CGIAX) and Schwab Intermediate-Term U.S. Treasury ETF (SCHR).
CGIAX is managed by American Funds. It was launched on Oct 1, 2008. SCHR is a passively managed fund by Charles Schwab that tracks the performance of the Bloomberg US Treasury (3-10 Y). It was launched on Aug 5, 2010.
Performance
CGIAX vs. SCHR - Performance Comparison
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CGIAX vs. SCHR - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CGIAX American Funds International Growth and Income Fund | 1.57% | 35.04% | 3.26% | 15.22% | -15.49% | 9.79% | 7.73% | 27.06% | -14.45% | 26.00% |
SCHR Schwab Intermediate-Term U.S. Treasury ETF | -0.12% | 7.33% | 1.42% | 4.27% | -10.58% | -2.62% | 7.72% | 6.18% | 1.46% | 1.59% |
Returns By Period
In the year-to-date period, CGIAX achieves a 1.57% return, which is significantly higher than SCHR's -0.12% return. Over the past 10 years, CGIAX has outperformed SCHR with an annualized return of 8.73%, while SCHR has yielded a comparatively lower 1.31% annualized return.
CGIAX
- 1D
- 2.34%
- 1M
- -7.31%
- YTD
- 1.57%
- 6M
- 6.45%
- 1Y
- 26.97%
- 3Y*
- 14.93%
- 5Y*
- 7.41%
- 10Y*
- 8.73%
SCHR
- 1D
- -0.08%
- 1M
- -1.31%
- YTD
- -0.12%
- 6M
- 0.68%
- 1Y
- 3.81%
- 3Y*
- 3.27%
- 5Y*
- 0.30%
- 10Y*
- 1.31%
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CGIAX vs. SCHR - Expense Ratio Comparison
CGIAX has a 0.93% expense ratio, which is higher than SCHR's 0.05% expense ratio.
Return for Risk
CGIAX vs. SCHR — Risk / Return Rank
CGIAX
SCHR
CGIAX vs. SCHR - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds International Growth and Income Fund (CGIAX) and Schwab Intermediate-Term U.S. Treasury ETF (SCHR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| CGIAX | SCHR | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.92 | 1.00 | +0.92 |
Sortino ratioReturn per unit of downside risk | 2.43 | 1.51 | +0.92 |
Omega ratioGain probability vs. loss probability | 1.39 | 1.17 | +0.21 |
Calmar ratioReturn relative to maximum drawdown | 2.44 | 1.69 | +0.75 |
Martin ratioReturn relative to average drawdown | 9.52 | 5.22 | +4.30 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| CGIAX | SCHR | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.92 | 1.00 | +0.92 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.52 | 0.06 | +0.46 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.55 | 0.29 | +0.26 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.44 | 0.45 | -0.01 |
Correlation
The correlation between CGIAX and SCHR is -0.14. This indicates that the assets' prices tend to move in opposite directions. Negative correlation can be particularly beneficial for diversification and risk management, as one asset may offset the losses of the other during market fluctuations.
Dividends
CGIAX vs. SCHR - Dividend Comparison
CGIAX's dividend yield for the trailing twelve months is around 8.11%, more than SCHR's 3.89% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CGIAX American Funds International Growth and Income Fund | 8.11% | 8.13% | 3.34% | 2.27% | 3.99% | 6.90% | 1.35% | 2.36% | 2.74% | 1.80% | 2.29% | 3.17% |
SCHR Schwab Intermediate-Term U.S. Treasury ETF | 3.89% | 3.85% | 3.77% | 3.16% | 2.02% | 1.00% | 1.62% | 2.31% | 2.11% | 1.65% | 1.45% | 1.56% |
Drawdowns
CGIAX vs. SCHR - Drawdown Comparison
The maximum CGIAX drawdown since its inception was -35.78%, which is greater than SCHR's maximum drawdown of -16.11%. Use the drawdown chart below to compare losses from any high point for CGIAX and SCHR.
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Drawdown Indicators
| CGIAX | SCHR | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -35.78% | -16.11% | -19.67% |
Max Drawdown (1Y)Largest decline over 1 year | -10.90% | -2.39% | -8.51% |
Max Drawdown (5Y)Largest decline over 5 years | -30.60% | -15.07% | -15.53% |
Max Drawdown (10Y)Largest decline over 10 years | -35.78% | -16.11% | -19.67% |
Current DrawdownCurrent decline from peak | -8.82% | -2.06% | -6.76% |
Average DrawdownAverage peak-to-trough decline | -7.99% | -3.66% | -4.33% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.80% | 0.77% | +2.03% |
Volatility
CGIAX vs. SCHR - Volatility Comparison
American Funds International Growth and Income Fund (CGIAX) has a higher volatility of 6.31% compared to Schwab Intermediate-Term U.S. Treasury ETF (SCHR) at 1.35%. This indicates that CGIAX's price experiences larger fluctuations and is considered to be riskier than SCHR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CGIAX | SCHR | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.31% | 1.35% | +4.96% |
Volatility (6M)Calculated over the trailing 6-month period | 9.69% | 2.32% | +7.37% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.56% | 3.84% | +10.72% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.43% | 5.36% | +9.07% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.83% | 4.47% | +11.36% |