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CBFV vs. FINW
Performance
Return for Risk
Drawdowns
Volatility
Dividends
Financials

Performance

CBFV vs. FINW - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in CB Financial Services, Inc. (CBFV) and FinWise Bancorp (FINW). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, CBFV achieves a 3.00% return, which is significantly higher than FINW's -21.63% return.


CBFV

1D
-4.46%
1M
2.49%
YTD
3.00%
6M
-1.19%
1Y
32.72%
3Y*
24.82%
5Y*
14.50%
10Y*
8.86%

FINW

1D
-0.85%
1M
1.52%
YTD
-21.63%
6M
-22.45%
1Y
-0.64%
3Y*
16.03%
5Y*
10Y*
*Multi-year figures are annualized to reflect compound growth (CAGR)

CBFV vs. FINW - Yearly Performance Comparison


2026 (YTD)20252024202320222021
CBFV
CB Financial Services, Inc.
3.00%25.99%25.11%16.48%-7.16%0.96%
FINW
FinWise Bancorp
-21.63%12.27%11.67%54.54%-32.85%10.32%

Correlation

The correlation between CBFV and FINW is 0.32, which is low. Their price movements are largely independent, making them effective diversification partners.


Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.32

Correlation (3Y)
Calculated over the trailing 3-year period

0.24

Correlation (All Time)
Calculated using the full available price history since Nov 19, 2021

0.16

The correlation between CBFV and FINW shifts across timeframes, from 0.16 (all time) to 0.32 (1 year), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap

CBFV:

$188.02M

FINW:

$191.81M

EPS

CBFV:

$1.29

FINW:

$1.15

PE Ratio

CBFV:

27.40

FINW:

12.22

PS Ratio

CBFV:

2.66

FINW:

1.21

PB Ratio

CBFV:

1.18

FINW:

0.98

Total Revenue (TTM)

CBFV:

$70.63M

FINW:

$157.91M

Gross Profit (TTM)

CBFV:

$45.35M

FINW:

$73.09M

EBITDA (TTM)

CBFV:

$8.91M

FINW:

$19.60M

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Return for Risk

CBFV vs. FINW — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

CBFV
CBFV Risk / Return Rank: 7777
Overall Rank
CBFV Sharpe Ratio Rank: 7777
Sharpe Ratio Rank
CBFV Sortino Ratio Rank: 7373
Sortino Ratio Rank
CBFV Omega Ratio Rank: 7171
Omega Ratio Rank
CBFV Calmar Ratio Rank: 8585
Calmar Ratio Rank
CBFV Martin Ratio Rank: 8282
Martin Ratio Rank

FINW
FINW Risk / Return Rank: 4040
Overall Rank
FINW Sharpe Ratio Rank: 4242
Sharpe Ratio Rank
FINW Sortino Ratio Rank: 3737
Sortino Ratio Rank
FINW Omega Ratio Rank: 3737
Omega Ratio Rank
FINW Calmar Ratio Rank: 4141
Calmar Ratio Rank
FINW Martin Ratio Rank: 4141
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

CBFV vs. FINW - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for CB Financial Services, Inc. (CBFV) and FinWise Bancorp (FINW). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


CBFVFINWDifference
Sharpe ratioReturn per unit of total volatility

+1.21

Sortino ratioReturn per unit of downside risk

+1.58

Omega ratioGain probability vs. loss probability

1.22

1.03

+0.19

Calmar ratioReturn relative to maximum drawdown

3.31

-0.02

+3.33

Martin ratioReturn relative to average drawdown

6.89

-0.03

+6.92

CBFV vs. FINW - Sharpe Ratio Comparison

The current CBFV Sharpe Ratio is 1.20, which is higher than the FINW Sharpe Ratio of -0.02. The chart below compares the historical Sharpe Ratios of CBFV and FINW, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.


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Drawdowns

CBFV vs. FINW - Drawdown Comparison

The maximum CBFV drawdown since its inception was -50.77%, smaller than the maximum FINW drawdown of -63.35%. Use the drawdown chart below to compare losses from any high point for CBFV and FINW.


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Drawdown Indicators


CBFVFINWDifference

Max Drawdown

Largest peak-to-trough decline

-50.77%

-63.35%

+12.58%

Max Drawdown (1Y)

Largest decline over 1 year

-9.93%

-42.29%

+32.36%

Max Drawdown (3Y)

Largest decline over 3 years

-21.15%

-42.29%

+21.14%

Max Drawdown (5Y)

Largest decline over 5 years

-27.33%

Max Drawdown (10Y)

Largest decline over 10 years

-50.77%

Current Drawdown

Current decline from peak

-6.51%

-37.48%

+30.97%

Average Drawdown

Average peak-to-trough decline

-12.76%

-36.17%

+23.41%

Ulcer Index

Depth and duration of drawdowns from previous peaks

4.76%

22.42%

-17.66%

Volatility

CBFV vs. FINW - Volatility Comparison

CB Financial Services, Inc. (CBFV) and FinWise Bancorp (FINW) have volatilities of 9.57% and 9.16%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


CBFVFINWDifference

Volatility (1M)

Calculated over the trailing 1-month period

9.57%

9.16%

+0.41%

Volatility (6M)

Calculated over the trailing 6-month period

19.48%

23.54%

-4.06%

Volatility (1Y)

Calculated over the trailing 1-year period

27.56%

36.20%

-8.64%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

26.19%

38.70%

-12.51%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

28.69%

38.70%

-10.01%

Dividends

CBFV vs. FINW - Dividend Comparison

CBFV's dividend yield for the trailing twelve months is around 3.06%, while FINW has not paid dividends to shareholders.


PositionTTM20252024202320222021202020192018201720162015
CBFV
CB Financial Services, Inc.
3.06%2.93%3.50%4.20%4.48%3.99%4.80%3.19%3.59%2.93%3.40%3.71%
FINW
FinWise Bancorp
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Financials

CBFV vs. FINW - Financials Comparison

This section allows you to compare key financial metrics between CB Financial Services, Inc. and FinWise Bancorp. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


10.00M20.00M30.00M40.00M50.00M20222023202420252026
20.61M
33.54M
(CBFV) Total Revenue
(FINW) Total Revenue
Values in USD except per share items

CBFV vs. FINW - Profitability Comparison

The chart below illustrates the profitability comparison between CB Financial Services, Inc. and FinWise Bancorp over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

0.0%20.0%40.0%60.0%80.0%100.0%20222023202420252026
70.8%
0
Portfolio components
CBFV - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, CB Financial Services, Inc. reported a gross profit of 14.59M and revenue of 20.61M. Therefore, the gross margin over that period was 70.8%.

FINW - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, FinWise Bancorp reported a gross profit of 0.00 and revenue of 33.54M. Therefore, the gross margin over that period was 0.0%.

CBFV - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, CB Financial Services, Inc. reported an operating income of 4.58M and revenue of 20.61M, resulting in an operating margin of 22.2%.

FINW - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, FinWise Bancorp reported an operating income of 0.00 and revenue of 33.54M, resulting in an operating margin of 0.0%.

CBFV - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, CB Financial Services, Inc. reported a net income of 3.87M and revenue of 20.61M, resulting in a net margin of 18.8%.

FINW - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, FinWise Bancorp reported a net income of 2.74M and revenue of 33.54M, resulting in a net margin of 8.2%.


Frequently Asked Questions


CBFV and FINW have a correlation of 0.32, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

CBFV has higher volatility (9.57%) compared to FINW (9.16%). In terms of maximum drawdown, CBFV dropped -50.77% vs FINW's -63.35%.

CBFV currently has the higher Sharpe Ratio (1.20 vs -0.02), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

Portfolio Optimizer

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