FINW vs. KRE
FINW (FinWise Bancorp) is a stock, while KRE (SPDR S&P Regional Banking ETF) is Financials Equities fund tracking the S&P Regional Banks Select Industry Index. Over the past 3 years, FINW returned 16.03%/yr vs 25.54%/yr for KRE. At a 0.28 correlation, their price movements are largely independent.
Performance
FINW vs. KRE - Performance Comparison
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Returns By Period
In the year-to-date period, FINW achieves a -21.63% return, which is significantly lower than KRE's 12.38% return.
FINW
- 1D
- -0.85%
- 1M
- 1.52%
- YTD
- -21.63%
- 6M
- -22.45%
- 1Y
- -0.64%
- 3Y*
- 16.03%
- 5Y*
- —
- 10Y*
- —
KRE
- 1D
- 0.96%
- 1M
- 4.38%
- YTD
- 12.38%
- 6M
- 8.46%
- 1Y
- 30.35%
- 3Y*
- 25.54%
- 5Y*
- 4.62%
- 10Y*
- 9.42%
FINW vs. KRE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
FINW FinWise Bancorp | -21.63% | 12.27% | 11.67% | 54.54% | -32.85% | 10.32% |
KRE SPDR S&P Regional Banking ETF | 12.38% | 10.21% | 18.58% | -7.61% | -15.08% | -3.75% |
Correlation
The correlation between FINW and KRE is 0.36, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.36 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.34 |
Correlation (All Time) Calculated using the full available price history since Nov 19, 2021 | 0.28 |
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Return for Risk
FINW vs. KRE — Risk / Return Rank
FINW
KRE
FINW vs. KRE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for FinWise Bancorp (FINW) and SPDR S&P Regional Banking ETF (KRE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FINW | KRE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.33 | ||
| Sortino ratioReturn per unit of downside risk | -1.61 | ||
| Omega ratioGain probability vs. loss probability | 1.03 | 1.24 | -0.22 |
| Calmar ratioReturn relative to maximum drawdown | -0.02 | 2.04 | -2.05 |
| Martin ratioReturn relative to average drawdown | -0.03 | 5.29 | -5.32 |
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Drawdowns
FINW vs. KRE - Drawdown Comparison
The maximum FINW drawdown since its inception was -63.35%, smaller than the maximum KRE drawdown of -68.54%. Use the drawdown chart below to compare losses from any high point for FINW and KRE.
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Drawdown Indicators
| FINW | KRE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -63.35% | -68.54% | +5.19% |
Max Drawdown (1Y)Largest decline over 1 year | -42.29% | -14.95% | -27.34% |
Max Drawdown (3Y)Largest decline over 3 years | -42.29% | -28.20% | -14.09% |
Max Drawdown (5Y)Largest decline over 5 years | — | -52.69% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -54.92% | — |
Current DrawdownCurrent decline from peak | -37.48% | -1.36% | -36.12% |
Average DrawdownAverage peak-to-trough decline | -36.17% | -21.85% | -14.32% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 22.42% | 5.75% | +16.67% |
Volatility
FINW vs. KRE - Volatility Comparison
FinWise Bancorp (FINW) has a higher volatility of 9.16% compared to SPDR S&P Regional Banking ETF (KRE) at 6.20%. This indicates that FINW's price experiences larger fluctuations and is considered to be riskier than KRE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FINW | KRE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 9.16% | 6.20% | +2.96% |
Volatility (6M)Calculated over the trailing 6-month period | 23.54% | 15.98% | +7.56% |
Volatility (1Y)Calculated over the trailing 1-year period | 36.20% | 23.33% | +12.87% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 38.70% | 29.84% | +8.86% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 38.70% | 31.93% | +6.77% |
Dividends
FINW vs. KRE - Dividend Comparison
FINW has not paid dividends to shareholders, while KRE's dividend yield for the trailing twelve months is around 2.76%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FINW FinWise Bancorp | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
KRE SPDR S&P Regional Banking ETF | 2.76% | 2.45% | 2.59% | 2.99% | 2.51% | 1.97% | 2.78% | 2.21% | 2.48% | 1.40% | 1.40% | 1.80% |
Frequently Asked Questions
FINW and KRE have a correlation of 0.36, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FINW has higher volatility (9.16%) compared to KRE (6.20%). In terms of maximum drawdown, FINW dropped -63.35% vs KRE's -68.54%.
KRE currently has the higher Sharpe Ratio (1.31 vs -0.02), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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