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CB Financial Services, Inc. (CBFV)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US12479G1013

CUSIP

12479G101

IPO Date

Jun 6, 2001

Highlights

Market Cap

$145.67M

EPS (TTM)

$1.91

PE Ratio

15.18

PEG Ratio

1.75

Total Revenue (TTM)

$62.64M

Gross Profit (TTM)

$44.01M

EBITDA (TTM)

$10.46M

Year Range

$20.02 - $33.16

Target Price

$30.67

Short %

0.45%

Short Ratio

1.42

Share Price Chart


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Compare to other instruments

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CB Financial Services, Inc.

Performance

Performance Chart


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S&P 500

Returns By Period

CB Financial Services, Inc. (CBFV) returned 4.02% year-to-date (YTD) and 34.96% over the past 12 months. Over the past 10 years, CBFV returned 8.15% annually, underperforming the S&P 500 benchmark at 10.84%.


CBFV

YTD

4.02%

1M

1.16%

6M

-5.80%

1Y

34.96%

3Y*

13.99%

5Y*

8.56%

10Y*

8.15%

^GSPC (Benchmark)

YTD

0.52%

1M

6.32%

6M

-1.44%

1Y

12.25%

3Y*

12.45%

5Y*

14.20%

10Y*

10.84%

*Annualized

Monthly Returns

The table below presents the monthly returns of CBFV, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20254.27%-5.41%1.75%0.81%2.82%4.02%
2024-1.26%-2.19%-4.90%2.73%1.89%1.25%11.43%10.43%1.30%2.47%12.62%-10.65%25.11%
20231.68%13.68%-11.35%0.28%-10.05%7.09%10.63%-4.58%-0.97%-1.31%2.96%10.80%16.48%
20221.25%4.15%-4.57%-2.54%-2.19%1.02%3.54%-6.90%-0.18%-1.75%6.30%-4.67%-7.16%
2021-10.00%14.43%8.75%-2.85%2.24%1.84%5.24%0.58%1.08%2.35%-0.55%1.86%25.67%
2020-3.12%0.38%-33.54%8.65%15.59%-9.15%-20.71%7.51%3.85%2.78%14.18%-9.66%-30.79%
2019-2.54%7.12%-7.38%0.04%-1.05%2.16%2.74%2.05%12.55%-3.46%11.08%2.06%26.28%
20183.68%-3.23%3.93%2.76%9.22%-0.67%-4.65%-2.13%-3.23%-10.11%-5.70%-4.39%-14.92%
20174.26%-3.90%10.17%-0.20%-7.77%0.46%4.43%0.18%7.90%0.83%1.94%1.19%19.86%
2016-12.78%-1.10%1.11%9.31%2.34%-2.72%1.97%3.36%5.22%-3.85%8.89%6.43%17.29%
2015-1.76%2.20%-0.04%0.71%0.25%0.81%0.15%2.87%4.22%1.66%2.79%4.73%20.01%
20143.80%-1.22%-1.43%5.06%-6.02%2.34%-2.53%-0.00%5.03%-3.75%6.49%-1.89%5.12%
Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 83, CBFV is among the top 17% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of CBFV is 8383
Overall Rank
The Sharpe Ratio Rank of CBFV is 8888
Sharpe Ratio Rank
The Sortino Ratio Rank of CBFV is 8282
Sortino Ratio Rank
The Omega Ratio Rank of CBFV is 8080
Omega Ratio Rank
The Calmar Ratio Rank of CBFV is 8787
Calmar Ratio Rank
The Martin Ratio Rank of CBFV is 8080
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for CB Financial Services, Inc. (CBFV) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

CB Financial Services, Inc. Sharpe ratios as of May 30, 2025 (values are recalculated daily):

  • 1-Year: 1.31
  • 5-Year: 0.28
  • 10-Year: 0.30
  • All Time: 0.42

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of CB Financial Services, Inc. compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.


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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

Dividend History

CB Financial Services, Inc. provided a 3.42% dividend yield over the last twelve months, with an annual payout of $1.00 per share. The company has been increasing its dividends for 23 consecutive years.


3.00%3.50%4.00%4.50%$0.00$0.20$0.40$0.60$0.80$1.0020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$1.00$1.00$1.00$0.96$0.96$0.96$0.96$0.89$0.88$0.88$0.85$0.84

Dividend yield

3.42%3.50%4.20%4.48%3.99%4.80%3.19%3.59%2.93%3.40%3.71%4.22%

Monthly Dividends

The table displays the monthly dividend distributions for CB Financial Services, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.25$0.00$0.00$0.25$0.50
2024$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$1.00
2023$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$1.00
2022$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.96
2021$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.96
2020$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.96
2019$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.96
2018$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.23$0.89
2017$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.88
2016$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.88
2015$0.00$0.00$0.21$0.00$0.00$0.21$0.00$0.00$0.21$0.00$0.00$0.22$0.85
2014$0.21$0.00$0.00$0.21$0.00$0.00$0.21$0.00$0.00$0.21$0.84

Dividend Yield & Payout


Dividend Yield

CB Financial Services, Inc. has a dividend yield of 3.42%, which is quite average when compared to the overall market.

Payout Ratio

CB Financial Services, Inc. has a payout ratio of 52.08%, which is quite average when compared to the overall market. This suggests that CB Financial Services, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the CB Financial Services, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the CB Financial Services, Inc. was 50.77%, occurring on Jul 30, 2020. Recovery took 1036 trading sessions.

The current CB Financial Services, Inc. drawdown is 11.78%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-50.77%Jun 14, 2018536Jul 30, 20201036Sep 17, 20241572
-38.39%Jan 30, 2006323Dec 22, 2008132Aug 4, 2010455
-25.67%Jul 17, 200231Nov 1, 200239May 5, 200370
-20.78%Dec 9, 202481Apr 7, 2025
-16.88%Jan 4, 201637Mar 4, 2016105Aug 12, 2016142
Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of CB Financial Services, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of CB Financial Services, Inc., comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 31.6% positive surprise.


0.000.501.001.502.002.5020212022202320242025
0.50
0.38
Actual
Estimate

Valuation

The Valuation section provides an overview of how CB Financial Services, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for CBFV, comparing it with other companies in the Banks - Regional industry. Currently, CBFV has a P/E ratio of 15.2. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for CBFV compared to other companies in the Banks - Regional industry. CBFV currently has a PEG ratio of 1.8. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for CBFV relative to other companies in the Banks - Regional industry. Currently, CBFV has a P/S ratio of 2.9. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for CBFV in comparison with other companies in the Banks - Regional industry. Currently, CBFV has a P/B value of 1.0. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items