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CB Financial Services, Inc. (CBFV)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US12479G1013
CUSIP
12479G101
IPO Date
Jun 6, 2001

Highlights

Market Cap
$181.31M
Enterprise Value
$181.35M
EPS (TTM)
$0.92
PE Ratio
37.07
Total Revenue (TTM)
$68.65M
Gross Profit (TTM)
$42.89M
EBITDA (TTM)
$6.65M
Year Range
$26.01 - $37.75
ROA (TTM)
0.34%
ROE (TTM)
1.07%

Share Price Chart


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CB Financial Services, Inc.

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in CB Financial Services, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

CB Financial Services, Inc. (CBFV) has returned -1.21% so far this year and 24.02% over the past 12 months. Over the last ten years, CBFV has returned 9.74% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


CB Financial Services, Inc.

1D
-2.34%
1M
-1.81%
YTD
-1.21%
6M
4.50%
1Y
24.02%
3Y*
20.97%
5Y*
13.40%
10Y*
9.74%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jun 6, 2001, CBFV's average daily return is +0.05%, while the average monthly return is +0.90%. At this rate, your investment would double in approximately 6.4 years.

Historically, 60% of months were positive and 40% were negative. The best month was Jan 2006 with a return of +20.4%, while the worst month was Mar 2020 at -33.5%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 8 months.

On a daily basis, CBFV closed higher 29% of trading days. The best single day was Aug 27, 2008 with a return of +21.4%, while the worst single day was Oct 6, 2009 at -12.9%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20262.78%-2.11%-1.81%-1.21%
20254.27%-5.41%1.75%0.81%2.47%-2.20%11.07%6.03%-0.24%-2.53%10.35%-1.66%25.99%
2024-1.26%-2.19%-4.90%2.73%1.89%1.25%11.43%10.43%1.30%2.47%12.64%-10.66%25.11%
20231.68%13.68%-11.35%0.28%-10.05%7.09%10.63%-4.58%-0.97%-1.31%2.96%10.80%16.48%
20221.25%4.15%-4.57%-2.54%-2.19%1.02%3.54%-6.90%-0.18%-1.75%6.30%-4.67%-7.16%
2021-10.00%14.43%8.75%-2.85%2.24%1.84%5.24%0.58%1.08%2.35%-0.55%1.86%25.67%

Benchmark Metrics

CB Financial Services, Inc. has an annualized alpha of 12.37%, beta of 0.12, and R² of 0.01 versus S&P 500 Index. Calculated based on daily prices since June 07, 2001.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (38.65%) than losses (9.32%) — typical of diversified or defensive assets.
  • Beta of 0.12 may look defensive, but with R² of 0.01 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.01 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
12.37%
Beta
0.12
0.01
Upside Capture
38.65%
Downside Capture
9.32%

Return for Risk

Risk / Return Rank

CBFV ranks 71 for risk / return — better than 71% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


CBFV Risk / Return Rank: 7171
Overall Rank
CBFV Sharpe Ratio Rank: 7272
Sharpe Ratio Rank
CBFV Sortino Ratio Rank: 6767
Sortino Ratio Rank
CBFV Omega Ratio Rank: 6363
Omega Ratio Rank
CBFV Calmar Ratio Rank: 8080
Calmar Ratio Rank
CBFV Martin Ratio Rank: 7676
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for CB Financial Services, Inc. (CBFV) and compare them to a chosen benchmark (S&P 500 Index).


CBFVBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.92

0.90

+0.02

Sortino ratio

Return per unit of downside risk

1.49

1.39

+0.11

Omega ratio

Gain probability vs. loss probability

1.18

1.21

-0.03

Calmar ratio

Return relative to maximum drawdown

2.29

1.40

+0.89

Martin ratio

Return relative to average drawdown

4.98

6.61

-1.63

Explore CBFV risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

CB Financial Services, Inc. provided a 3.07% dividend yield over the last twelve months, with an annual payout of $1.05 per share. The company has been increasing its dividends for 24 consecutive years.


3.00%3.50%4.00%4.50%$0.00$0.20$0.40$0.60$0.80$1.0020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$1.05$1.02$1.00$1.00$0.96$0.96$0.96$0.96$0.89$0.88$0.88$0.85

Dividend yield

3.07%2.93%3.50%4.20%4.48%3.99%4.80%3.19%3.59%2.93%3.40%3.71%

Monthly Dividends

The table displays the monthly dividend distributions for CB Financial Services, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.28$0.00$0.28
2025$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.26$0.00$0.00$0.26$0.00$1.02
2024$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$1.00
2023$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$1.00
2022$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.96
2021$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.96

Dividend Yield & Payout


Dividend Yield

CB Financial Services, Inc. has a dividend yield of 3.07%, which is quite average when compared to the overall market.

Payout Ratio

CB Financial Services, Inc. has a payout ratio of 104.24%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the CB Financial Services, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the CB Financial Services, Inc. was 50.77%, occurring on Jul 30, 2020. Recovery took 1039 trading sessions.

The current CB Financial Services, Inc. drawdown is 7.99%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-50.77%Jun 20, 2018532Jul 30, 20201039Sep 17, 20241571
-38.38%Jan 30, 2006731Dec 22, 2008406Aug 4, 20101137
-25.67%Aug 7, 200262Nov 1, 2002125May 5, 2003187
-20.78%Dec 9, 202481Apr 7, 202577Jul 29, 2025158
-16.88%Jan 4, 201643Mar 4, 2016112Aug 12, 2016155

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of CB Financial Services, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how CB Financial Services, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for CBFV, comparing it with other companies in the Banks - Regional industry. Currently, CBFV has a P/E ratio of 37.1. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for CBFV relative to other companies in the Banks - Regional industry. Currently, CBFV has a P/S ratio of 2.6. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for CBFV in comparison with other companies in the Banks - Regional industry. Currently, CBFV has a P/B value of 0.4. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items