CBFV vs. FCNCA
CBFV (CB Financial Services, Inc.) and FCNCA (First Citizens BancShares, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, CBFV returned 9.34%/yr vs 24.24%/yr for FCNCA. Their 0.08 correlation means their historical movements had little consistent relationship.
Performance
CBFV vs. FCNCA - Performance Comparison
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Returns By Period
In the year-to-date period, CBFV achieves a 6.73% return, which is significantly higher than FCNCA's 2.10% return. Over the past 10 years, CBFV has underperformed FCNCA with an annualized return of 9.34%, while FCNCA has yielded a comparatively higher 24.24% annualized return.
CBFV
- 1D
- -2.63%
- 1M
- -3.96%
- 6M
- 3.84%
- YTD
- 6.73%
- 1Y
- 22.68%
- 3Y*
- 21.64%
- 5Y*
- 13.91%
- 10Y*
- 9.34%
- ALL TIME*
- 9.46%
FCNCA
- 1D
- 1.41%
- 1M
- 4.98%
- 6M
- 5.88%
- YTD
- 2.10%
- 1Y
- 14.81%
- 3Y*
- 15.81%
- 5Y*
- 23.22%
- 10Y*
- 24.24%
- ALL TIME*
- 14.17%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $227.59K | $182.66K | $228.71K | |
| $182.93M | $178.15M | $163.71M |
CBFV vs. FCNCA - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CBFV CB Financial Services, Inc. | 6.73% | 25.99% | 25.11% | 16.48% | -7.16% | 25.67% | -30.79% | 26.28% | -14.92% | 19.86% |
FCNCA First Citizens BancShares, Inc. | 2.10% | 1.99% | 49.46% | 87.73% | -8.35% | 44.83% | 8.35% | 41.64% | -6.12% | 13.92% |
Correlation
The correlation between CBFV and FCNCA is 0.25, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.25 |
Correlation (3Y) Balances recent behavior with more history. | 0.23 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.15 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.17 |
Correlation (All Time) Calculated using the full available price history since Jun 6, 2001 | 0.08 |
The correlation between CBFV and FCNCA shifts across timeframes, from 0.08 (all time) to 0.25 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
CBFV:
$185.81M
FCNCA:
$24.91B
CBFV:
$1.35
FCNCA:
$193.45
CBFV:
27.03
FCNCA:
11.30
CBFV:
2.68
FCNCA:
1.84
CBFV:
1.21
FCNCA:
1.25
CBFV:
$72.81M
FCNCA:
$14.43B
CBFV:
$47.38M
FCNCA:
$9.24B
CBFV:
$9.29M
FCNCA:
$3.48B
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Return for Risk
CBFV vs. FCNCA — Risk / Return Rank
CBFV
FCNCA
CBFV vs. FCNCA - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for CB Financial Services, Inc. (CBFV) and First Citizens BancShares, Inc. (FCNCA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CBFV | FCNCA | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.38 | ||
| Sortino ratioReturn per unit of downside risk | +0.54 | ||
| Omega ratioGain probability vs. loss probability | 1.14 | 1.09 | +0.06 |
| Calmar ratioReturn relative to maximum drawdown | 1.96 | 0.51 | +1.45 |
| Martin ratioReturn relative to average drawdown | 4.11 | 1.13 | +2.98 |
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Drawdowns
CBFV vs. FCNCA - Drawdown Comparison
The maximum CBFV drawdown since its inception was -50.77%, smaller than the maximum FCNCA drawdown of -63.51%. Use the drawdown chart below to compare losses from any high point for CBFV and FCNCA.
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Drawdown Indicators
| CBFV | FCNCA | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.77% | -63.51% | +12.74% |
Max Drawdown (1Y)Largest decline over 1 year | -9.93% | -19.77% | +9.84% |
Max Drawdown (3Y)Largest decline over 3 years | -21.15% | -33.51% | +12.36% |
Max Drawdown (5Y)Largest decline over 5 years | -27.33% | -43.63% | +16.30% |
Max Drawdown (10Y)Largest decline over 10 years | -50.77% | -47.48% | -3.29% |
Current DrawdownCurrent decline from peak | -4.39% | -6.42% | +2.03% |
Average DrawdownAverage peak-to-trough decline | -12.72% | -13.94% | +1.22% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.74% | 9.05% | -4.31% |
Volatility
CBFV vs. FCNCA - Volatility Comparison
The current volatility for CB Financial Services, Inc. (CBFV) is 8.14%, while First Citizens BancShares, Inc. (FCNCA) has a volatility of 10.42%. This indicates that CBFV experiences smaller price fluctuations and is considered to be less risky than FCNCA based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CBFV | FCNCA | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.14% | 10.42% | -2.28% |
Volatility (6M)Calculated over the trailing 6-month period | 19.63% | 20.11% | -0.48% |
Volatility (1Y)Calculated over the trailing 1-year period | 26.72% | 28.44% | -1.72% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 26.37% | 41.59% | -15.22% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 28.79% | 38.00% | -9.21% |
Dividends
CBFV vs. FCNCA - Dividend Comparison
CBFV's dividend yield for the trailing twelve months is around 2.95%, more than FCNCA's 0.38% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CBFV CB Financial Services, Inc. | 2.95% | 2.93% | 3.50% | 4.20% | 4.48% | 3.99% | 4.80% | 3.19% | 3.59% | 2.93% | 3.40% | 3.71% |
FCNCA First Citizens BancShares, Inc. | 0.38% | 0.37% | 0.33% | 0.27% | 0.28% | 0.23% | 0.29% | 0.30% | 0.38% | 0.31% | 0.34% | 0.46% |
Financials
CBFV vs. FCNCA - Financials Comparison
This section allows you to compare key financial metrics between CB Financial Services, Inc. and First Citizens BancShares, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CBFV vs. FCNCA - Profitability Comparison
CBFV - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, CB Financial Services, Inc. reported a gross profit of 15.49M and revenue of 21.88M. Therefore, the gross margin over that period was 70.8%.
FCNCA - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, First Citizens BancShares, Inc. reported a gross profit of 2.42B and revenue of 3.60B. Therefore, the gross margin over that period was 67.1%.
CBFV - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, CB Financial Services, Inc. reported an operating income of 5.10M and revenue of 21.88M, resulting in an operating margin of 23.3%.
FCNCA - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, First Citizens BancShares, Inc. reported an operating income of 891.00M and revenue of 3.60B, resulting in an operating margin of 24.7%.
CBFV - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, CB Financial Services, Inc. reported a net income of 4.30M and revenue of 21.88M, resulting in a net margin of 19.7%.
FCNCA - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, First Citizens BancShares, Inc. reported a net income of 672.00M and revenue of 3.60B, resulting in a net margin of 18.7%.
Frequently Asked Questions
CBFV and FCNCA have a correlation of 0.25, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FCNCA has higher volatility (10.42%) compared to CBFV (8.14%). In terms of maximum drawdown, CBFV dropped -50.77% vs FCNCA's -63.51%.
CBFV currently has the higher Sharpe Ratio (0.74 vs 0.36), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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