BYDDY vs. HRTG
BYDDY (BYD Company Limited ADR) and HRTG (Heritage Insurance Holdings, Inc.) are both stocks. BYDDY operates in Auto Manufacturers (Consumer Cyclical), while HRTG operates in Insurance - Property & Casualty (Financial Services). Over the past 10 years, BYDDY returned 20.45%/yr vs 7.50%/yr for HRTG. At a 0.08 correlation, their price movements are largely independent.
Performance
BYDDY vs. HRTG - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, BYDDY achieves a -8.48% return, which is significantly higher than HRTG's -23.27% return. Over the past 10 years, BYDDY has outperformed HRTG with an annualized return of 20.45%, while HRTG has yielded a comparatively lower 7.50% annualized return.
BYDDY
- 1D
- 0.66%
- 1M
- -13.95%
- YTD
- -8.48%
- 6M
- -10.33%
- 1Y
- -36.06%
- 3Y*
- 1.04%
- 5Y*
- 4.37%
- 10Y*
- 20.45%
HRTG
- 1D
- 0.58%
- 1M
- 1.95%
- YTD
- -23.27%
- 6M
- -22.80%
- 1Y
- -5.99%
- 3Y*
- 71.00%
- 5Y*
- 22.01%
- 10Y*
- 7.50%
BYDDY vs. HRTG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
BYDDY BYD Company Limited ADR | -8.48% | 7.97% | 24.81% | 13.06% | -27.17% | 28.02% | 432.95% | -21.04% | -27.71% | 69.09% |
HRTG Heritage Insurance Holdings, Inc. | -23.27% | 141.82% | 85.58% | 262.22% | -68.58% | -40.09% | -21.80% | -8.50% | -17.06% | 16.94% |
Correlation
The correlation between BYDDY and HRTG is 0.01, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.01 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.03 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.06 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.09 |
Correlation (All Time) Calculated using the full available price history since May 23, 2014 | 0.08 |
Fundamentals
BYDDY:
$100.56B
HRTG:
$690.12M
BYDDY:
CN¥3.03
HRTG:
$6.53
BYDDY:
24.67
HRTG:
3.44
BYDDY:
0.18
HRTG:
0.02
BYDDY:
0.87
HRTG:
0.82
BYDDY:
2.73
HRTG:
1.33
BYDDY:
CN¥779.53B
HRTG:
$848.47M
BYDDY:
CN¥132.63B
HRTG:
$333.64M
BYDDY:
CN¥33.66B
HRTG:
$285.21M
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
BYDDY vs. HRTG — Risk / Return Rank
BYDDY
HRTG
BYDDY vs. HRTG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for BYD Company Limited ADR (BYDDY) and Heritage Insurance Holdings, Inc. (HRTG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| BYDDY | HRTG | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.88 | ||
| Sortino ratioReturn per unit of downside risk | -1.71 | ||
| Omega ratioGain probability vs. loss probability | 0.84 | 1.03 | -0.19 |
| Calmar ratioReturn relative to maximum drawdown | -1.03 | -0.18 | -0.84 |
| Martin ratioReturn relative to average drawdown | -1.59 | -0.40 | -1.19 |
Loading charts...
Drawdowns
BYDDY vs. HRTG - Drawdown Comparison
The maximum BYDDY drawdown since its inception was -97.38%, roughly equal to the maximum HRTG drawdown of -94.36%. Use the drawdown chart below to compare losses from any high point for BYDDY and HRTG.
Loading charts...
Drawdown Indicators
| BYDDY | HRTG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -97.38% | -94.36% | -3.02% |
Max Drawdown (1Y)Largest decline over 1 year | -35.21% | -32.95% | -2.26% |
Max Drawdown (3Y)Largest decline over 3 years | -43.68% | -43.90% | +0.22% |
Max Drawdown (5Y)Largest decline over 5 years | -48.16% | -84.89% | +36.73% |
Max Drawdown (10Y)Largest decline over 10 years | -58.18% | -92.21% | +34.03% |
Current DrawdownCurrent decline from peak | -43.25% | -27.91% | -15.34% |
Average DrawdownAverage peak-to-trough decline | -63.73% | -46.51% | -17.22% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 24.19% | 14.92% | +9.27% |
Volatility
BYDDY vs. HRTG - Volatility Comparison
The current volatility for BYD Company Limited ADR (BYDDY) is 8.66%, while Heritage Insurance Holdings, Inc. (HRTG) has a volatility of 10.07%. This indicates that BYDDY experiences smaller price fluctuations and is considered to be less risky than HRTG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| BYDDY | HRTG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.66% | 10.07% | -1.41% |
Volatility (6M)Calculated over the trailing 6-month period | 28.41% | 37.66% | -9.25% |
Volatility (1Y)Calculated over the trailing 1-year period | 37.02% | 57.07% | -20.05% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 45.80% | 71.35% | -25.55% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 47.24% | 57.93% | -10.69% |
Dividends
BYDDY vs. HRTG - Dividend Comparison
BYDDY's dividend yield for the trailing twelve months is around 0.48%, while HRTG has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BYDDY BYD Company Limited ADR | 0.48% | 1.45% | 1.26% | 0.60% | 0.07% | 0.07% | 0.03% | 0.47% | 0.28% | 0.52% | 1.92% | 0.00% |
HRTG Heritage Insurance Holdings, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 6.67% | 4.08% | 2.37% | 1.81% | 1.63% | 1.33% | 1.47% | 0.23% |
Financials
BYDDY vs. HRTG - Financials Comparison
This section allows you to compare key financial metrics between BYD Company Limited ADR and Heritage Insurance Holdings, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
BYDDY vs. HRTG - Profitability Comparison
BYDDY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, BYD Company Limited ADR reported a gross profit of 28.25B and revenue of 150.23B. Therefore, the gross margin over that period was 18.8%.
HRTG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Heritage Insurance Holdings, Inc. reported a gross profit of 0.00 and revenue of 212.66M. Therefore, the gross margin over that period was 0.0%.
BYDDY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, BYD Company Limited ADR reported an operating income of 7.18B and revenue of 150.23B, resulting in an operating margin of 4.8%.
HRTG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Heritage Insurance Holdings, Inc. reported an operating income of 50.82M and revenue of 212.66M, resulting in an operating margin of 23.9%.
BYDDY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, BYD Company Limited ADR reported a net income of 4.08B and revenue of 150.23B, resulting in a net margin of 2.7%.
HRTG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Heritage Insurance Holdings, Inc. reported a net income of 36.48M and revenue of 212.66M, resulting in a net margin of 17.2%.
Frequently Asked Questions
BYDDY and HRTG have a correlation of 0.01, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
HRTG has higher volatility (10.07%) compared to BYDDY (8.66%). In terms of maximum drawdown, BYDDY dropped -97.38% vs HRTG's -94.36%.
HRTG currently has the higher Sharpe Ratio (-0.11 vs -0.98), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for BYDDY and HRTG
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer