BLDG vs. VTHRX

Last updated Jun 14, 2026

BLDG (Cambria Global Real Estate ETF) and VTHRX (Vanguard Target Retirement 2030 Fund) are both funds - BLDG is a REIT fund actively managed by Cambria, while VTHRX is a Target Retirement Date fund managed by Vanguard. Over the past 5 years, BLDG returned 2.80%/yr vs 6.55%/yr for VTHRX. A 0.68 correlation means they provide meaningful diversification when combined. BLDG charges 0.59%/yr vs 0.08%/yr for VTHRX.

Performance

BLDG vs. VTHRX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Cambria Global Real Estate ETF (BLDG) and Vanguard Target Retirement 2030 Fund (VTHRX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, BLDG achieves a 11.81% return, which is significantly higher than VTHRX's 6.52% return.

BLDG

• 1D: 0.58%
• 1M: 4.13%
• YTD: 11.81%
• 6M: 12.26%
• 1Y: 14.51%
• 3Y*: 10.36%
• 5Y*: 2.80%
• 10Y*: —

VTHRX

• 1D: 1.60%
• 1M: -0.02%
• YTD: 6.52%
• 6M: 7.17%
• 1Y: 17.56%
• 3Y*: 13.65%
• 5Y*: 6.55%
• 10Y*: 8.89%

*Multi-year figures are annualized to reflect compound growth (CAGR)

BLDG vs. VTHRX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020
BLDG Cambria Global Real Estate ETF	11.81%	4.26%	8.18%	1.76%	-14.66%	22.47%	15.25%
VTHRX Vanguard Target Retirement 2030 Fund	6.52%	16.25%	10.43%	16.24%	-16.28%	11.37%	12.66%

Correlation

The correlation between BLDG and VTHRX is 0.47, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.47
Correlation (3Y) Calculated over the trailing 3-year period	0.61
Correlation (5Y) Calculated over the trailing 5-year period	0.68
Correlation (All Time) Calculated using the full available price history since Sep 24, 2020	0.68

Over the past year, the correlation between BLDG and VTHRX has dropped to 0.47 - well below their long-term average of 0.68, suggesting their price drivers have been diverging.

Return for Risk

BLDG vs. VTHRX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BLDG

BLDG Risk / Return Rank: 34
BLDG Sharpe Ratio Rank: 37
BLDG Sortino Ratio Rank: 36
BLDG Omega Ratio Rank: 33
BLDG Calmar Ratio Rank: 30
BLDG Martin Ratio Rank: 34

VTHRX

VTHRX Risk / Return Rank: 73
VTHRX Sharpe Ratio Rank: 73
VTHRX Sortino Ratio Rank: 73
VTHRX Omega Ratio Rank: 73
VTHRX Calmar Ratio Rank: 69
VTHRX Martin Ratio Rank: 76

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BLDG vs. VTHRX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Cambria Global Real Estate ETF (BLDG) and Vanguard Target Retirement 2030 Fund (VTHRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	BLDG	VTHRX	Difference
Sharpe ratio: Return per unit of total volatility	1.17	2.00	-0.83
Sortino ratio: Return per unit of downside risk	1.68	2.82	-1.14
Omega ratio: Gain probability vs. loss probability	1.20	1.38	-0.18
Calmar ratio: Return relative to maximum drawdown	1.30	2.60	-1.30
Martin ratio: Return relative to average drawdown	4.59	11.15	-6.56

BLDG vs. VTHRX - Sharpe Ratio Comparison

The current BLDG Sharpe Ratio is 1.17, which is lower than the VTHRX Sharpe Ratio of 2.00. The chart below compares the historical Sharpe Ratios of BLDG and VTHRX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

BLDG vs. VTHRX - Drawdown Comparison

The maximum BLDG drawdown since its inception was -27.25%, smaller than the maximum VTHRX drawdown of -49.57%. Use the drawdown chart below to compare losses from any high point for BLDG and VTHRX.

Drawdown Indicators

	BLDG	VTHRX	Difference
Max Drawdown Largest peak-to-trough decline	-27.25%	-49.57%	+22.32%
Max Drawdown (1Y) Largest decline over 1 year	-10.08%	-6.56%	-3.52%
Max Drawdown (3Y) Largest decline over 3 years	-18.57%	-9.64%	-8.93%
Max Drawdown (5Y) Largest decline over 5 years	-27.25%	-22.75%	-4.50%
Max Drawdown (10Y) Largest decline over 10 years	—	-24.86%	—
Current Drawdown Current decline from peak	0.00%	-1.42%	+1.42%
Average Drawdown Average peak-to-trough decline	-9.18%	-6.18%	-3.00%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.86%	1.53%	+1.33%

Volatility

BLDG vs. VTHRX - Volatility Comparison

Cambria Global Real Estate ETF (BLDG) has a higher volatility of 3.71% compared to Vanguard Target Retirement 2030 Fund (VTHRX) at 3.52%. This indicates that BLDG's price experiences larger fluctuations and is considered to be riskier than VTHRX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	BLDG	VTHRX	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.71%	3.52%	+0.19%
Volatility (6M) Calculated over the trailing 6-month period	8.38%	7.09%	+1.29%
Volatility (1Y) Calculated over the trailing 1-year period	11.20%	8.53%	+2.67%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.27%	10.43%	+4.84%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	15.52%	11.28%	+4.24%

BLDG vs. VTHRX - Expense Ratio Comparison

BLDG has a 0.59% expense ratio, which is higher than VTHRX's 0.08% expense ratio.

Dividends

BLDG vs. VTHRX - Dividend Comparison

BLDG's dividend yield for the trailing twelve months is around 5.42%, more than VTHRX's 3.78% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
BLDG Cambria Global Real Estate ETF	5.42%	7.46%	7.97%	4.99%	3.99%	10.40%	0.59%	0.00%	0.00%	0.00%	0.00%	0.00%
VTHRX Vanguard Target Retirement 2030 Fund	3.78%	4.03%	3.63%	2.59%	2.53%	17.56%	2.56%	2.38%	2.71%	0.06%	2.38%	3.72%

Frequently Asked Questions

Can I hold both BLDG and VTHRX in my portfolio?

BLDG and VTHRX have a correlation of 0.47, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, BLDG or VTHRX?

BLDG has higher volatility (3.71%) compared to VTHRX (3.52%). In terms of maximum drawdown, BLDG dropped -27.25% vs VTHRX's -49.57%.

Which has better risk-adjusted returns?

VTHRX currently has the higher Sharpe Ratio (2.00 vs 1.17), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.