BLD vs. PYPL
BLD (TopBuild Corp.) and PYPL (PayPal Holdings, Inc.) are both stocks. BLD operates in Engineering & Construction (Industrials), while PYPL operates in Credit Services (Financial Services). Over the past 10 years, BLD returned 27.86%/yr vs 1.21%/yr for PYPL. At a 0.34 correlation, their price movements are largely independent.
Performance
BLD vs. PYPL - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, BLD achieves a -1.46% return, which is significantly higher than PYPL's -28.41% return. Over the past 10 years, BLD has outperformed PYPL with an annualized return of 27.86%, while PYPL has yielded a comparatively lower 1.21% annualized return.
BLD
- 1D
- 0.30%
- 1M
- 0.55%
- YTD
- -1.46%
- 6M
- -5.70%
- 1Y
- 33.02%
- 3Y*
- 19.98%
- 5Y*
- 16.32%
- 10Y*
- 27.86%
PYPL
- 1D
- 0.70%
- 1M
- -7.88%
- YTD
- -28.41%
- 6M
- -32.22%
- 1Y
- -44.01%
- 3Y*
- -12.98%
- 5Y*
- -31.18%
- 10Y*
- 1.21%
BLD vs. PYPL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
BLD TopBuild Corp. | -1.46% | 34.00% | -16.81% | 139.16% | -43.28% | 49.89% | 78.58% | 129.07% | -40.59% | 112.75% |
PYPL PayPal Holdings, Inc. | -28.41% | -31.44% | 38.98% | -13.77% | -62.23% | -19.48% | 116.51% | 28.64% | 14.22% | 86.52% |
Correlation
The correlation between BLD and PYPL is 0.25, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.25 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.32 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.38 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.34 |
Correlation (All Time) Calculated using the full available price history since Jul 20, 2015 | 0.34 |
The correlation between BLD and PYPL shifts across timeframes, from 0.25 (1 year) to 0.38 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
BLD:
$11.56B
PYPL:
$38.21B
BLD:
$17.76
PYPL:
$5.31
BLD:
23.15
PYPL:
7.83
BLD:
1.12
PYPL:
0.38
BLD:
2.07
PYPL:
1.17
BLD:
4.81
PYPL:
1.91
BLD:
$5.62B
PYPL:
$33.73B
BLD:
$1.62B
PYPL:
$15.56B
BLD:
$933.40M
PYPL:
$7.23B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
BLD vs. PYPL — Risk / Return Rank
BLD
PYPL
BLD vs. PYPL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TopBuild Corp. (BLD) and PayPal Holdings, Inc. (PYPL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| BLD | PYPL | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.89 | ||
| Sortino ratioReturn per unit of downside risk | +3.09 | ||
| Omega ratioGain probability vs. loss probability | 1.17 | 0.79 | +0.38 |
| Calmar ratioReturn relative to maximum drawdown | 0.85 | -0.88 | +1.73 |
| Martin ratioReturn relative to average drawdown | 2.11 | -1.54 | +3.65 |
Loading charts...
Drawdowns
BLD vs. PYPL - Drawdown Comparison
The maximum BLD drawdown since its inception was -52.26%, smaller than the maximum PYPL drawdown of -87.30%. Use the drawdown chart below to compare losses from any high point for BLD and PYPL.
Loading charts...
Drawdown Indicators
| BLD | PYPL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -52.26% | -87.30% | +35.04% |
Max Drawdown (1Y)Largest decline over 1 year | -39.12% | -49.92% | +10.80% |
Max Drawdown (3Y)Largest decline over 3 years | -42.41% | -57.34% | +14.93% |
Max Drawdown (5Y)Largest decline over 5 years | -49.39% | -87.30% | +37.91% |
Max Drawdown (10Y)Largest decline over 10 years | -52.26% | -87.30% | +35.04% |
Current DrawdownCurrent decline from peak | -25.38% | -86.42% | +61.04% |
Average DrawdownAverage peak-to-trough decline | -15.10% | -35.90% | +20.80% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 15.68% | 28.60% | -12.92% |
Volatility
BLD vs. PYPL - Volatility Comparison
TopBuild Corp. (BLD) has a higher volatility of 9.02% compared to PayPal Holdings, Inc. (PYPL) at 7.01%. This indicates that BLD's price experiences larger fluctuations and is considered to be riskier than PYPL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| BLD | PYPL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 9.02% | 7.01% | +2.01% |
Volatility (6M)Calculated over the trailing 6-month period | 33.81% | 31.72% | +2.09% |
Volatility (1Y)Calculated over the trailing 1-year period | 43.80% | 39.10% | +4.70% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 41.43% | 42.08% | -0.65% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 42.78% | 38.77% | +4.01% |
Dividends
BLD vs. PYPL - Dividend Comparison
BLD has not paid dividends to shareholders, while PYPL's dividend yield for the trailing twelve months is around 1.01%.
| Position | TTM | 2025 |
|---|---|---|
BLD TopBuild Corp. | 0.00% | 0.00% |
PYPL PayPal Holdings, Inc. | 1.01% | 0.24% |
Financials
BLD vs. PYPL - Financials Comparison
This section allows you to compare key financial metrics between TopBuild Corp. and PayPal Holdings, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
BLD vs. PYPL - Profitability Comparison
BLD - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, TopBuild Corp. reported a gross profit of 400.25M and revenue of 1.45B. Therefore, the gross margin over that period was 27.7%.
PYPL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, PayPal Holdings, Inc. reported a gross profit of 3.81B and revenue of 8.35B. Therefore, the gross margin over that period was 45.6%.
BLD - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, TopBuild Corp. reported an operating income of 175.04M and revenue of 1.45B, resulting in an operating margin of 12.1%.
PYPL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, PayPal Holdings, Inc. reported an operating income of 1.49B and revenue of 8.35B, resulting in an operating margin of 17.8%.
BLD - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, TopBuild Corp. reported a net income of 104.81M and revenue of 1.45B, resulting in a net margin of 7.3%.
PYPL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, PayPal Holdings, Inc. reported a net income of 1.11B and revenue of 8.35B, resulting in a net margin of 13.3%.
Frequently Asked Questions
BLD and PYPL have a correlation of 0.25, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
BLD has higher volatility (9.02%) compared to PYPL (7.01%). In terms of maximum drawdown, BLD dropped -52.26% vs PYPL's -87.30%.
BLD currently has the higher Sharpe Ratio (0.76 vs -1.13), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for BLD and PYPL
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer