BIMPX vs. VSCGX
BIMPX (BlackRock 40/60 Target Allocation Fund) and VSCGX (Vanguard LifeStrategy 40/60 Fund) are both Diversified Portfolio funds. Over the past 10 years, BIMPX returned 6.45%/yr vs 6.24%/yr for VSCGX. Their correlation of 0.93 means they have usually moved in the same direction. BIMPX charges 0.11%/yr vs 0.10%/yr for VSCGX.
Performance
BIMPX vs. VSCGX - Performance Comparison
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Returns By Period
In the year-to-date period, BIMPX achieves a 5.18% return, which is significantly higher than VSCGX's 4.33% return. Both investments have delivered pretty close results over the past 10 years, with BIMPX having a 6.45% annualized return and VSCGX not far behind at 6.24%.
BIMPX
- 1D
- 1.05%
- 1M
- -1.17%
- 6M
- 3.67%
- YTD
- 5.18%
- 1Y
- 11.77%
- 3Y*
- 9.05%
- 5Y*
- 4.16%
- 10Y*
- 6.45%
- ALL TIME*
- 6.10%
VSCGX
- 1D
- 0.90%
- 1M
- -0.66%
- 6M
- 2.82%
- YTD
- 4.33%
- 1Y
- 10.37%
- 3Y*
- 10.94%
- 5Y*
- 4.93%
- 10Y*
- 6.24%
- ALL TIME*
- 6.72%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
BIMPX vs. VSCGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
BIMPX BlackRock 40/60 Target Allocation Fund | 5.18% | 13.43% | 4.93% | 12.41% | -14.84% | 3.51% | 19.76% | 16.65% | -3.77% | 11.77% |
VSCGX Vanguard LifeStrategy 40/60 Fund | 4.33% | 12.87% | 11.65% | 12.72% | -15.00% | 6.04% | 11.51% | 15.69% | -2.95% | 10.02% |
Correlation
The correlation between BIMPX and VSCGX is 0.96 - they have historically moved very closely together. At this level, their price movements offset little of one another.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.96 |
Correlation (3Y) Balances recent behavior with more history. | 0.92 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.92 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.91 |
Correlation (All Time) Calculated using the full available price history since Dec 26, 2006 | 0.93 |
The correlation between BIMPX and VSCGX has been stable across timeframes, ranging from 0.91 to 0.96 - a consistent structural relationship.
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Return for Risk
BIMPX vs. VSCGX — Risk / Return Rank
BIMPX
VSCGX
BIMPX vs. VSCGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for BlackRock 40/60 Target Allocation Fund (BIMPX) and Vanguard LifeStrategy 40/60 Fund (VSCGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| BIMPX | VSCGX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | 0.00 | ||
| Sortino ratioReturn per unit of downside risk | +0.01 | ||
| Omega ratioGain probability vs. loss probability | 1.28 | 1.28 | 0.00 |
| Calmar ratioReturn relative to maximum drawdown | 2.01 | 1.94 | +0.08 |
| Martin ratioReturn relative to average drawdown | 8.23 | 8.03 | +0.21 |
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Drawdowns
BIMPX vs. VSCGX - Drawdown Comparison
The maximum BIMPX drawdown since its inception was -39.37%, which is greater than VSCGX's maximum drawdown of -30.62%. Use the drawdown chart below to compare losses from any high point for BIMPX and VSCGX.
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Drawdown Indicators
| BIMPX | VSCGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -39.37% | -30.62% | -8.75% |
Max Drawdown (1Y)Largest decline over 1 year | -5.74% | -5.19% | -0.55% |
Max Drawdown (3Y)Largest decline over 3 years | -11.11% | -6.17% | -4.94% |
Max Drawdown (5Y)Largest decline over 5 years | -19.85% | -20.15% | +0.30% |
Max Drawdown (10Y)Largest decline over 10 years | -19.85% | -20.15% | +0.30% |
Current DrawdownCurrent decline from peak | -1.84% | -1.25% | -0.59% |
Average DrawdownAverage peak-to-trough decline | -4.75% | -2.99% | -1.76% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.40% | 1.25% | +0.15% |
Volatility
BIMPX vs. VSCGX - Volatility Comparison
BlackRock 40/60 Target Allocation Fund (BIMPX) has a higher volatility of 2.35% compared to Vanguard LifeStrategy 40/60 Fund (VSCGX) at 2.06%. This indicates that BIMPX's price experiences larger fluctuations and is considered to be riskier than VSCGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BIMPX | VSCGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.35% | 2.06% | +0.29% |
Volatility (6M)Calculated over the trailing 6-month period | 6.77% | 5.77% | +1.00% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.76% | 6.75% | +1.01% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.30% | 7.81% | +1.49% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.62% | 7.40% | +1.22% |
BIMPX vs. VSCGX - Expense Ratio Comparison
BIMPX has a 0.11% expense ratio, which is higher than VSCGX's 0.10% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
BIMPX vs. VSCGX - Dividend Comparison
BIMPX's dividend yield for the trailing twelve months is around 5.40%, more than VSCGX's 5.33% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BIMPX BlackRock 40/60 Target Allocation Fund | 5.40% | 5.68% | 0.00% | 2.96% | 3.06% | 6.35% | 4.34% | 2.66% | 7.95% | 2.50% | 1.83% | 9.76% |
VSCGX Vanguard LifeStrategy 40/60 Fund | 5.33% | 5.50% | 11.03% | 5.23% | 2.79% | 4.18% | 3.28% | 2.62% | 3.81% | 1.65% | 2.43% | 3.21% |
Frequently Asked Questions
With a correlation of 0.96, BIMPX and VSCGX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
BIMPX has higher volatility (2.35%) compared to VSCGX (2.06%). In terms of maximum drawdown, BIMPX dropped -39.37% vs VSCGX's -30.62%.
VSCGX currently has the higher Sharpe Ratio (1.49 vs 1.49), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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