ATTIX vs. URINX
ATTIX (American Century One Choice In Retirement Portfolio Class I) and URINX (USAA Target Retirement Income Fund) are both Target Retirement Date funds. Over the past 10 years, ATTIX returned 5.83%/yr vs 5.57%/yr for URINX. Their correlation of 0.94 means they have usually moved in the same direction. ATTIX charges 0.56%/yr vs 0.04%/yr for URINX.
Performance
ATTIX vs. URINX - Performance Comparison
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Returns By Period
In the year-to-date period, ATTIX achieves a 4.87% return, which is significantly lower than URINX's 5.97% return. Both investments have delivered pretty close results over the past 10 years, with ATTIX having a 5.83% annualized return and URINX not far behind at 5.57%.
ATTIX
- 1D
- 0.77%
- 1M
- 0.00%
- 6M
- 3.39%
- YTD
- 4.87%
- 1Y
- 10.02%
- 3Y*
- 9.10%
- 5Y*
- 4.38%
- 10Y*
- 5.83%
- ALL TIME*
- 5.68%
URINX
- 1D
- 0.59%
- 1M
- 0.17%
- 6M
- 4.23%
- YTD
- 5.97%
- 1Y
- 11.68%
- 3Y*
- 9.68%
- 5Y*
- 4.98%
- 10Y*
- 5.57%
- ALL TIME*
- 6.67%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
ATTIX vs. URINX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
ATTIX American Century One Choice In Retirement Portfolio Class I | 4.87% | 11.10% | 7.76% | 11.31% | -13.07% | 9.10% | 6.28% | 16.06% | -1.91% | 9.19% |
URINX USAA Target Retirement Income Fund | 5.97% | 12.36% | 6.66% | 10.79% | -10.38% | 6.47% | 8.74% | 11.72% | -3.00% | 8.34% |
Correlation
The correlation between ATTIX and URINX is 0.95 - they have historically moved very closely together. At this level, their price movements offset little of one another.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.95 |
Correlation (3Y) Balances recent behavior with more history. | 0.95 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.95 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.94 |
Correlation (All Time) Calculated using the full available price history since Dec 15, 2008 | 0.94 |
The correlation between ATTIX and URINX has been stable across timeframes, ranging from 0.94 to 0.95 - a consistent structural relationship.
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Return for Risk
ATTIX vs. URINX — Risk / Return Rank
ATTIX
URINX
ATTIX vs. URINX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Century One Choice In Retirement Portfolio Class I (ATTIX) and USAA Target Retirement Income Fund (URINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| ATTIX | URINX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.48 | ||
| Sortino ratioReturn per unit of downside risk | -0.73 | ||
| Omega ratioGain probability vs. loss probability | 1.29 | 1.39 | -0.10 |
| Calmar ratioReturn relative to maximum drawdown | 1.90 | 2.94 | -1.04 |
| Martin ratioReturn relative to average drawdown | 8.29 | 12.40 | -4.11 |
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Drawdowns
ATTIX vs. URINX - Drawdown Comparison
The maximum ATTIX drawdown since its inception was -27.52%, which is greater than URINX's maximum drawdown of -15.27%. Use the drawdown chart below to compare losses from any high point for ATTIX and URINX.
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Drawdown Indicators
| ATTIX | URINX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -27.52% | -15.27% | -12.25% |
Max Drawdown (1Y)Largest decline over 1 year | -5.05% | -3.92% | -1.13% |
Max Drawdown (3Y)Largest decline over 3 years | -7.25% | -4.84% | -2.41% |
Max Drawdown (5Y)Largest decline over 5 years | -18.20% | -15.27% | -2.93% |
Max Drawdown (10Y)Largest decline over 10 years | -18.86% | -15.27% | -3.59% |
Current DrawdownCurrent decline from peak | -0.31% | -0.30% | -0.01% |
Average DrawdownAverage peak-to-trough decline | -2.95% | -1.90% | -1.05% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.16% | 0.93% | +0.23% |
Volatility
ATTIX vs. URINX - Volatility Comparison
American Century One Choice In Retirement Portfolio Class I (ATTIX) has a higher volatility of 1.64% compared to USAA Target Retirement Income Fund (URINX) at 1.44%. This indicates that ATTIX's price experiences larger fluctuations and is considered to be riskier than URINX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| ATTIX | URINX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.64% | 1.44% | +0.20% |
Volatility (6M)Calculated over the trailing 6-month period | 5.04% | 4.82% | +0.22% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.14% | 5.64% | +0.50% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.83% | 6.37% | +1.46% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.05% | 5.87% | +2.18% |
ATTIX vs. URINX - Expense Ratio Comparison
ATTIX has a 0.56% expense ratio, which is higher than URINX's 0.04% expense ratio.
Dividends
ATTIX vs. URINX - Dividend Comparison
ATTIX's dividend yield for the trailing twelve months is around 5.61%, less than URINX's 5.81% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ATTIX American Century One Choice In Retirement Portfolio Class I | 5.61% | 9.09% | 4.23% | 4.51% | 5.43% | 7.96% | 1.47% | 7.57% | 8.89% | 2.17% | 3.20% | 4.54% |
URINX USAA Target Retirement Income Fund | 5.81% | 6.07% | 4.22% | 3.48% | 6.63% | 6.66% | 3.97% | 6.37% | 6.11% | 5.68% | 3.34% | 4.54% |
Frequently Asked Questions
With a correlation of 0.95, ATTIX and URINX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
ATTIX has higher volatility (1.64%) compared to URINX (1.44%). In terms of maximum drawdown, ATTIX dropped -27.52% vs URINX's -15.27%.
URINX currently has the higher Sharpe Ratio (2.05 vs 1.57), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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