ATLAX vs. VTIUX

Last updated Jun 4, 2026

ATLAX (Atlas U.S. Tactical Income Fund) and VTIUX (Voya Target Retirement 2065 Fund) are both mutual funds - ATLAX is a Diversified Portfolio fund managed by Voya, while VTIUX is a Target Retirement Date fund managed by Voya. Over the past 5 years, ATLAX returned -0.40%/yr vs 8.56%/yr for VTIUX. A 0.60 correlation means they provide meaningful diversification when combined. ATLAX charges 1.18%/yr vs 0.23%/yr for VTIUX.

Performance

ATLAX vs. VTIUX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Atlas U.S. Tactical Income Fund (ATLAX) and Voya Target Retirement 2065 Fund (VTIUX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, ATLAX achieves a 0.53% return, which is significantly lower than VTIUX's 13.57% return.

ATLAX

• 1D: -0.23%
• 1M: 0.44%
• YTD: 0.53%
• 6M: 0.94%
• 1Y: 11.28%
• 3Y*: 8.62%
• 5Y*: -0.40%
• 10Y*: -0.21%

VTIUX

• 1D: 0.42%
• 1M: 5.92%
• YTD: 13.57%
• 6M: 14.50%
• 1Y: 30.43%
• 3Y*: 20.62%
• 5Y*: 8.56%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

ATLAX vs. VTIUX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020
ATLAX Atlas U.S. Tactical Income Fund	0.53%	13.62%	4.51%	9.92%	-23.76%	-1.25%	4.63%
VTIUX Voya Target Retirement 2065 Fund	13.57%	21.00%	15.64%	20.89%	-18.91%	7.64%	17.84%

Correlation

The correlation between ATLAX and VTIUX is 0.45, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.45
Correlation (3Y) Calculated over the trailing 3-year period	0.47
Correlation (5Y) Calculated over the trailing 5-year period	0.59
Correlation (All Time) Calculated using the full available price history since Jul 30, 2020	0.60

The correlation between ATLAX and VTIUX shifts across timeframes, from 0.45 (1 year) to 0.60 (all time), reflecting how their relationship changes across market environments.

Return for Risk

ATLAX vs. VTIUX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ATLAX

ATLAX Risk / Return Rank: 46
ATLAX Sharpe Ratio Rank: 45
ATLAX Sortino Ratio Rank: 47
ATLAX Omega Ratio Rank: 45
ATLAX Calmar Ratio Rank: 44
ATLAX Martin Ratio Rank: 50

VTIUX

VTIUX Risk / Return Rank: 82
VTIUX Sharpe Ratio Rank: 84
VTIUX Sortino Ratio Rank: 82
VTIUX Omega Ratio Rank: 77
VTIUX Calmar Ratio Rank: 78
VTIUX Martin Ratio Rank: 88

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ATLAX vs. VTIUX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Atlas U.S. Tactical Income Fund (ATLAX) and Voya Target Retirement 2065 Fund (VTIUX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	ATLAX	VTIUX	Difference
Sharpe ratio: Return per unit of total volatility	1.97	2.74	-0.77
Sortino ratio: Return per unit of downside risk	2.88	3.89	-1.01
Omega ratio: Gain probability vs. loss probability	1.37	1.50	-0.14
Calmar ratio: Return relative to maximum drawdown	2.52	3.55	-1.03
Martin ratio: Return relative to average drawdown	10.18	17.15	-6.98
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

ATLAX vs. VTIUX - Sharpe Ratio Comparison

The current ATLAX Sharpe Ratio is 1.97, which is comparable to the VTIUX Sharpe Ratio of 2.74. The chart below compares the historical Sharpe Ratios of ATLAX and VTIUX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	ATLAX	VTIUX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.97	2.74	-0.77
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.04	0.54	-0.58
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	-0.01	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.02	0.79	-0.77

Drawdowns

ATLAX vs. VTIUX - Drawdown Comparison

The maximum ATLAX drawdown since its inception was -39.28%, which is greater than VTIUX's maximum drawdown of -33.42%. Use the drawdown chart below to compare losses from any high point for ATLAX and VTIUX.

Drawdown Indicators

	ATLAX	VTIUX	Difference
Max Drawdown Largest peak-to-trough decline	-39.28%	-33.42%	-5.86%
Max Drawdown (1Y) Largest decline over 1 year	-4.66%	-9.54%	+4.88%
Max Drawdown (3Y) Largest decline over 3 years	-11.47%	-16.10%	+4.63%
Max Drawdown (5Y) Largest decline over 5 years	-31.49%	-33.42%	+1.93%
Max Drawdown (10Y) Largest decline over 10 years	-39.28%	—	—
Current Drawdown Current decline from peak	-14.03%	0.00%	-14.03%
Average Drawdown Average peak-to-trough decline	-14.57%	-9.06%	-5.51%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.15%	1.91%	-0.76%

Volatility

ATLAX vs. VTIUX - Volatility Comparison

The current volatility for Atlas U.S. Tactical Income Fund (ATLAX) is 2.45%, while Voya Target Retirement 2065 Fund (VTIUX) has a volatility of 3.66%. This indicates that ATLAX experiences smaller price fluctuations and is considered to be less risky than VTIUX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	ATLAX	VTIUX	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.45%	3.66%	-1.21%
Volatility (6M) Calculated over the trailing 6-month period	4.56%	10.15%	-5.59%
Volatility (1Y) Calculated over the trailing 1-year period	5.96%	12.39%	-6.43%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	8.94%	16.19%	-7.25%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	16.46%	15.97%	+0.49%

ATLAX vs. VTIUX - Expense Ratio Comparison

ATLAX has a 1.18% expense ratio, which is higher than VTIUX's 0.23% expense ratio.

Dividends

ATLAX vs. VTIUX - Dividend Comparison

ATLAX's dividend yield for the trailing twelve months is around 4.97%, less than VTIUX's 12.99% yield.

Position	TTM	2025	2024	2023	2022	2021	2020
ATLAX Atlas U.S. Tactical Income Fund	4.97%	4.68%	5.15%	3.18%	0.00%	0.00%	0.00%
VTIUX Voya Target Retirement 2065 Fund	12.99%	14.75%	3.18%	1.82%	5.43%	8.07%	1.41%

Frequently Asked Questions

Can I hold both ATLAX and VTIUX in my portfolio?

ATLAX and VTIUX have a correlation of 0.45, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, ATLAX or VTIUX?

VTIUX has higher volatility (3.66%) compared to ATLAX (2.45%). In terms of maximum drawdown, ATLAX dropped -39.28% vs VTIUX's -33.42%.

Which has better risk-adjusted returns?

VTIUX currently has the higher Sharpe Ratio (2.74 vs 1.97), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.