VTIUX vs. SPY
Compare and contrast key facts about Voya Target Retirement 2065 Fund (VTIUX) and SPDR S&P 500 ETF (SPY).
VTIUX is managed by Voya. It was launched on Jul 28, 2020. SPY is a passively managed fund by State Street that tracks the performance of the S&P 500 Index. It was launched on Jan 22, 1993.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VTIUX or SPY.
Correlation
The correlation between VTIUX and SPY is 0.91, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
VTIUX vs. SPY - Performance Comparison
Key characteristics
VTIUX:
1.35
SPY:
1.88
VTIUX:
1.82
SPY:
2.53
VTIUX:
1.28
SPY:
1.35
VTIUX:
0.95
SPY:
2.83
VTIUX:
7.50
SPY:
11.74
VTIUX:
2.15%
SPY:
2.02%
VTIUX:
11.96%
SPY:
12.64%
VTIUX:
-36.39%
SPY:
-55.19%
VTIUX:
-2.70%
SPY:
-0.42%
Returns By Period
In the year-to-date period, VTIUX achieves a 4.94% return, which is significantly higher than SPY's 4.15% return.
VTIUX
4.94%
1.87%
5.82%
16.77%
N/A
N/A
SPY
4.15%
1.22%
10.44%
24.34%
14.62%
13.18%
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VTIUX vs. SPY - Expense Ratio Comparison
VTIUX has a 0.23% expense ratio, which is higher than SPY's 0.09% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
VTIUX vs. SPY — Risk-Adjusted Performance Rank
VTIUX
SPY
VTIUX vs. SPY - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Voya Target Retirement 2065 Fund (VTIUX) and SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VTIUX vs. SPY - Dividend Comparison
VTIUX's dividend yield for the trailing twelve months is around 1.74%, more than SPY's 1.16% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTIUX Voya Target Retirement 2065 Fund | 1.74% | 1.83% | 1.82% | 1.86% | 2.89% | 1.30% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
SPY SPDR S&P 500 ETF | 1.16% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% | 1.87% |
Drawdowns
VTIUX vs. SPY - Drawdown Comparison
The maximum VTIUX drawdown since its inception was -36.39%, smaller than the maximum SPY drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for VTIUX and SPY. For additional features, visit the drawdowns tool.
Volatility
VTIUX vs. SPY - Volatility Comparison
The current volatility for Voya Target Retirement 2065 Fund (VTIUX) is 2.61%, while SPDR S&P 500 ETF (SPY) has a volatility of 2.93%. This indicates that VTIUX experiences smaller price fluctuations and is considered to be less risky than SPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.