VTIUX vs. VGT
Compare and contrast key facts about Voya Target Retirement 2065 Fund (VTIUX) and Vanguard Information Technology ETF (VGT).
VTIUX is managed by Voya. It was launched on Jul 28, 2020. VGT is a passively managed fund by Vanguard that tracks the performance of the MSCI US Investable Market Information Technology 25/50 Index. It was launched on Mar 25, 2004.
Performance
VTIUX vs. VGT - Performance Comparison
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VTIUX vs. VGT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
VTIUX Voya Target Retirement 2065 Fund | -1.67% | 21.00% | 15.64% | 20.89% | -18.91% | 7.64% | 17.84% |
VGT Vanguard Information Technology ETF | -6.16% | 21.77% | 29.30% | 52.66% | -29.70% | 30.45% | 23.79% |
Returns By Period
In the year-to-date period, VTIUX achieves a -1.67% return, which is significantly higher than VGT's -6.16% return.
VTIUX
- 1D
- 2.91%
- 1M
- -5.85%
- YTD
- -1.67%
- 6M
- 1.26%
- 1Y
- 19.98%
- 3Y*
- 15.87%
- 5Y*
- 6.40%
- 10Y*
- —
VGT
- 1D
- 1.28%
- 1M
- -3.61%
- YTD
- -6.16%
- 6M
- -5.90%
- 1Y
- 29.76%
- 3Y*
- 23.10%
- 5Y*
- 14.83%
- 10Y*
- 21.51%
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VTIUX vs. VGT - Expense Ratio Comparison
VTIUX has a 0.23% expense ratio, which is higher than VGT's 0.09% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
VTIUX vs. VGT — Risk / Return Rank
VTIUX
VGT
VTIUX vs. VGT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Voya Target Retirement 2065 Fund (VTIUX) and Vanguard Information Technology ETF (VGT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VTIUX | VGT | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.31 | 1.10 | +0.21 |
Sortino ratioReturn per unit of downside risk | 1.93 | 1.67 | +0.26 |
Omega ratioGain probability vs. loss probability | 1.29 | 1.23 | +0.06 |
Calmar ratioReturn relative to maximum drawdown | 1.35 | 1.88 | -0.53 |
Martin ratioReturn relative to average drawdown | 6.52 | 5.77 | +0.75 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VTIUX | VGT | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.31 | 1.10 | +0.21 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.41 | 0.59 | -0.19 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.88 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.63 | 0.61 | +0.02 |
Correlation
The correlation between VTIUX and VGT is 0.84, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VTIUX vs. VGT - Dividend Comparison
VTIUX's dividend yield for the trailing twelve months is around 15.00%, more than VGT's 0.43% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTIUX Voya Target Retirement 2065 Fund | 15.00% | 14.75% | 3.18% | 1.82% | 5.43% | 8.07% | 1.41% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VGT Vanguard Information Technology ETF | 0.43% | 0.40% | 0.60% | 0.65% | 0.91% | 0.64% | 0.82% | 1.11% | 1.29% | 0.99% | 1.31% | 1.28% |
Drawdowns
VTIUX vs. VGT - Drawdown Comparison
The maximum VTIUX drawdown since its inception was -33.42%, smaller than the maximum VGT drawdown of -54.63%. Use the drawdown chart below to compare losses from any high point for VTIUX and VGT.
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Drawdown Indicators
| VTIUX | VGT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.42% | -54.63% | +21.21% |
Max Drawdown (1Y)Largest decline over 1 year | -11.59% | -16.40% | +4.81% |
Max Drawdown (5Y)Largest decline over 5 years | -33.42% | -35.07% | +1.65% |
Max Drawdown (10Y)Largest decline over 10 years | — | -35.07% | — |
Current DrawdownCurrent decline from peak | -6.91% | -11.66% | +4.75% |
Average DrawdownAverage peak-to-trough decline | -9.30% | -8.00% | -1.30% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.81% | 5.35% | -2.54% |
Volatility
VTIUX vs. VGT - Volatility Comparison
The current volatility for Voya Target Retirement 2065 Fund (VTIUX) is 5.28%, while Vanguard Information Technology ETF (VGT) has a volatility of 8.03%. This indicates that VTIUX experiences smaller price fluctuations and is considered to be less risky than VGT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VTIUX | VGT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.28% | 8.03% | -2.75% |
Volatility (6M)Calculated over the trailing 6-month period | 9.33% | 16.35% | -7.02% |
Volatility (1Y)Calculated over the trailing 1-year period | 17.09% | 27.27% | -10.18% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.12% | 25.06% | -8.94% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.03% | 24.48% | -8.45% |