- Issuer
- Voya
- Inception Date
- Jul 28, 2020
- Category
- Target Retirement Date
- Min. Investment
- $250,000
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
VTIUX Performance Chart
Voya Target Retirement 2065 Fund (VTIUX) is up 13.1% since the beginning of the year. VTIUX is currently trading at $14 per share. Investors who bought $1,000 worth of VTIUX shares 5 years ago would now be looking at an investment worth $1,495.
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Returns By Period
Voya Target Retirement 2065 Fund (VTIUX) has returned 13.10% so far this year and 30.29% over the past 12 months.
Voya Target Retirement 2065 Fund
- 1D
- 0.35%
- 1M
- 4.93%
- YTD
- 13.10%
- 6M
- 14.50%
- 1Y
- 30.29%
- 3Y*
- 20.45%
- 5Y*
- 8.37%
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- 0.13%
- 1M
- 5.25%
- YTD
- 11.16%
- 6M
- 11.43%
- 1Y
- 28.20%
- 3Y*
- 21.12%
- 5Y*
- 12.66%
- 10Y*
- 13.75%
VTIUX Monthly Returns History
Based on dividend-adjusted daily data since Jul 29, 2020, VTIUX's average daily return is +0.05%, while the average monthly return is +1.04%. At this rate, an investment would double in approximately 5.6 years.
Historically, 65% of months were positive and 35% were negative. The best month was Nov 2020 with a return of +11.9%, while the worst month was Sep 2022 at -9.5%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 4 months.
On a daily basis, VTIUX closed higher 51% of trading days. The best single day was Apr 9, 2025 with a return of +8.2%, while the worst single day was Dec 31, 2021 at -10.0%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.97% | 1.30% | -6.63% | 9.36% | 4.80% | 0.35% | 13.10% | ||||||
| 2025 | 3.10% | -0.57% | -3.68% | 0.34% | 5.49% | 4.49% | 1.00% | 2.73% | 3.25% | 1.93% | 0.00% | 1.45% | 21.00% |
| 2024 | 0.09% | 4.22% | 3.15% | -3.75% | 4.44% | 1.65% | 2.31% | 2.17% | 1.88% | -0.88% | 2.75% | -3.02% | 15.64% |
| 2023 | 7.25% | -3.01% | 2.79% | 1.04% | -0.62% | 5.19% | 3.26% | -2.77% | -4.33% | -2.77% | 8.77% | 5.38% | 20.89% |
| 2022 | -4.97% | -2.98% | 1.77% | -7.95% | 0.40% | -8.11% | 7.32% | -4.01% | -9.51% | 6.58% | 7.48% | -4.69% | -18.91% |
| 2021 | -0.34% | 3.11% | 2.35% | 4.26% | 1.33% | 1.16% | 0.84% | 2.43% | -4.08% | 5.26% | -2.13% | -6.17% | 7.64% |
Benchmark Metrics
Voya Target Retirement 2065 Fund has an annualized alpha of -1.27%, beta of 0.88, and R2 of 0.85 versus S&P 500 Index. Calculated based on daily prices since July 30, 2020.
- This fund participated in 92.38% of S&P 500 Index downside but only 81.95% of its upside - more exposed to losses than it benefited from rallies.
- With beta of 0.88 and R2 of 0.85, this fund moves broadly in line with S&P 500 Index - much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- -1.27%
- Beta
- 0.88
- R²
- 0.85
- Upside Capture
- 81.95%
- Downside Capture
- 92.38%
Expense Ratio
VTIUX has an expense ratio of 0.23%, which is considered low.
Return for Risk
Risk / Return Rank
VTIUX ranks 82 for risk / return — in the top 82% of mutual funds on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Voya Target Retirement 2065 Fund (VTIUX) and compare them to S&P 500 Index.
| VTIUX | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.75 | 2.39 | +0.36 |
Sortino ratioReturn per unit of downside risk | 3.90 | 3.25 | +0.65 |
Omega ratioGain probability vs. loss probability | 1.50 | 1.43 | +0.07 |
Calmar ratioReturn relative to maximum drawdown | 3.56 | 3.11 | +0.45 |
Martin ratioReturn relative to average drawdown | 17.20 | 14.38 | +2.82 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
Voya Target Retirement 2065 Fund provided a 13.04% dividend yield over the last twelve months, with an annual payout of $1.86 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Dividend | $1.86 | $1.86 | $0.38 | $0.19 | $0.49 | $0.94 | $0.16 |
Dividend yield | 13.04% | 14.75% | 3.18% | 1.82% | 5.43% | 8.07% | 1.41% |
Monthly Dividends
The table displays the monthly dividend distributions for Voya Target Retirement 2065 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.86 | $1.86 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.38 | $0.38 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.19 | $0.19 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.49 | $0.49 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.94 | $0.94 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Voya Target Retirement 2065 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Voya Target Retirement 2065 Fund was 33.42%, occurring on Oct 12, 2022. Recovery took 440 trading sessions.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Bear market2022 | -33.42%Oct 2022 | 11mo 7d | 1y 9mo | 2y 8moNov 2021 - Jul 2024 |
2025 selloff2025 | -16.10%Apr 2025 | 1mo 18d | 1mo 11d | 2mo 29dFeb 2025 - May 2025 |
2026 pullback2026 | -9.54%Mar 2026 | 1mo 2d | 17d | 1mo 19dFeb 2026 - Apr 2026 |
2020 pullback2020 | -7.66%Sep 2020 | 20d | 19d | 1mo 9dSep 2020 - Oct 2020 |
2024 pullback2024 | -7.55%Aug 2024 | 19d | 18d | 1mo 7dJul 2024 - Aug 2024 |
Drawdown Indicators
| VTIUX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.42% | -56.78% | +23.36% |
Max Drawdown (1Y)Largest decline over 1 year | -9.54% | -9.10% | -0.44% |
Max Drawdown (3Y)Largest decline over 3 years | -16.10% | -18.90% | +2.80% |
Max Drawdown (5Y)Largest decline over 5 years | -33.42% | -25.43% | -7.99% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | 0.00% | 0.00% | 0.00% |
Average DrawdownAverage peak-to-trough decline | -9.07% | -10.72% | +1.65% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.91% | 1.97% | -0.06% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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