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ALRS vs. THFF
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

ALRS vs. THFF - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Alerus Financial Corporation (ALRS) and First Financial Corporation (THFF). The values are adjusted to include any dividend payments, if applicable.

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ALRS vs. THFF - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
ALRS
Alerus Financial Corporation
6.21%21.74%-10.65%-0.19%-17.91%9.23%23.28%21.99%-3.68%23.28%
THFF
First Financial Corporation
5.58%36.17%11.11%-2.62%4.45%19.47%-12.74%16.79%-9.41%-9.54%

Fundamentals

EPS

ALRS:

$1.02

THFF:

$10.65

PE Ratio

ALRS:

23.28

THFF:

5.94

PEG Ratio

ALRS:

0.54

THFF:

0.31

PS Ratio

ALRS:

1.27

THFF:

1.63

Total Revenue (TTM)

ALRS:

$320.87M

THFF:

$305.59M

Gross Profit (TTM)

ALRS:

$212.79M

THFF:

$185.44M

EBITDA (TTM)

ALRS:

$78.70M

THFF:

$81.46M

Returns By Period

In the year-to-date period, ALRS achieves a 6.21% return, which is significantly higher than THFF's 5.58% return. Over the past 10 years, ALRS has underperformed THFF with an annualized return of 4.91%, while THFF has yielded a comparatively higher 9.88% annualized return.


ALRS

1D
-0.84%
1M
0.33%
YTD
6.21%
6M
9.07%
1Y
33.29%
3Y*
18.39%
5Y*
-1.83%
10Y*
4.91%

THFF

1D
0.89%
1M
-0.25%
YTD
5.58%
6M
14.06%
1Y
34.07%
3Y*
23.46%
5Y*
10.43%
10Y*
9.88%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Alerus Financial Corporation

First Financial Corporation

Return for Risk

ALRS vs. THFF — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ALRS
ALRS Risk / Return Rank: 7777
Overall Rank
ALRS Sharpe Ratio Rank: 7676
Sharpe Ratio Rank
ALRS Sortino Ratio Rank: 7474
Sortino Ratio Rank
ALRS Omega Ratio Rank: 7171
Omega Ratio Rank
ALRS Calmar Ratio Rank: 8484
Calmar Ratio Rank
ALRS Martin Ratio Rank: 8080
Martin Ratio Rank

THFF
THFF Risk / Return Rank: 7777
Overall Rank
THFF Sharpe Ratio Rank: 7878
Sharpe Ratio Rank
THFF Sortino Ratio Rank: 7474
Sortino Ratio Rank
THFF Omega Ratio Rank: 7171
Omega Ratio Rank
THFF Calmar Ratio Rank: 8282
Calmar Ratio Rank
THFF Martin Ratio Rank: 8181
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ALRS vs. THFF - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Alerus Financial Corporation (ALRS) and First Financial Corporation (THFF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


ALRSTHFFDifference

Sharpe ratio

Return per unit of total volatility

1.09

1.17

-0.08

Sortino ratio

Return per unit of downside risk

1.78

1.78

-0.01

Omega ratio

Gain probability vs. loss probability

1.22

1.22

0.00

Calmar ratio

Return relative to maximum drawdown

2.71

2.56

+0.14

Martin ratio

Return relative to average drawdown

5.98

6.06

-0.08

ALRS vs. THFF - Sharpe Ratio Comparison

The current ALRS Sharpe Ratio is 1.09, which is comparable to the THFF Sharpe Ratio of 1.17. The chart below compares the historical Sharpe Ratios of ALRS and THFF, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


ALRSTHFFDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

1.09

1.17

-0.08

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

-0.06

0.40

-0.45

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.16

0.34

-0.18

Sharpe Ratio (All Time)

Calculated using the full available price history

0.11

0.26

-0.15

Correlation

The correlation between ALRS and THFF is 0.19, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


Dividends

ALRS vs. THFF - Dividend Comparison

ALRS's dividend yield for the trailing twelve months is around 3.54%, more than THFF's 3.31% yield.


TTM20252024202320222021202020192018201720162015
ALRS
Alerus Financial Corporation
3.54%3.69%4.11%3.35%3.00%2.15%2.19%2.49%2.75%2.35%2.59%2.22%
THFF
First Financial Corporation
3.31%3.38%2.92%4.02%2.54%2.34%2.68%2.25%2.54%5.51%1.88%2.88%

Drawdowns

ALRS vs. THFF - Drawdown Comparison

The maximum ALRS drawdown since its inception was -75.49%, which is greater than THFF's maximum drawdown of -51.80%. Use the drawdown chart below to compare losses from any high point for ALRS and THFF.


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Drawdown Indicators


ALRSTHFFDifference

Max Drawdown

Largest peak-to-trough decline

-75.49%

-51.80%

-23.69%

Max Drawdown (1Y)

Largest decline over 1 year

-12.59%

-13.18%

+0.59%

Max Drawdown (5Y)

Largest decline over 5 years

-61.66%

-34.92%

-26.74%

Max Drawdown (10Y)

Largest decline over 10 years

-61.66%

-42.73%

-18.93%

Current Drawdown

Current decline from peak

-24.47%

-7.15%

-17.32%

Average Drawdown

Average peak-to-trough decline

-38.11%

-16.66%

-21.45%

Ulcer Index

Depth and duration of drawdowns from previous peaks

5.76%

5.58%

+0.18%

Volatility

ALRS vs. THFF - Volatility Comparison

The current volatility for Alerus Financial Corporation (ALRS) is 5.68%, while First Financial Corporation (THFF) has a volatility of 6.16%. This indicates that ALRS experiences smaller price fluctuations and is considered to be less risky than THFF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


ALRSTHFFDifference

Volatility (1M)

Calculated over the trailing 1-month period

5.68%

6.16%

-0.48%

Volatility (6M)

Calculated over the trailing 6-month period

18.75%

20.25%

-1.50%

Volatility (1Y)

Calculated over the trailing 1-year period

30.67%

29.27%

+1.40%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

33.48%

26.30%

+7.18%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

30.09%

29.13%

+0.96%

Financials

ALRS vs. THFF - Financials Comparison

This section allows you to compare key financial metrics between Alerus Financial Corporation and First Financial Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


20.00M40.00M60.00M80.00M100.00MAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
25.29M
49.69M
(ALRS) Total Revenue
(THFF) Total Revenue
Values in USD except per share items