Alerus Financial Corporation (ALRS)
Company Info
Highlights
$534.71M
$1.03
20.47
$295.00M
$284.01M
$45.33M
$15.78 - $23.89
$22.30
0.76%
2.15
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
Alerus Financial Corporation (ALRS) returned 10.78% year-to-date (YTD) and 17.31% over the past 12 months. Over the past 10 years, ALRS returned 3.44% annually, underperforming the S&P 500 benchmark at 10.84%.
ALRS
10.78%
4.77%
-1.64%
17.31%
-2.90%
6.41%
3.44%
^GSPC (Benchmark)
0.52%
6.32%
-1.44%
12.25%
12.45%
14.20%
10.84%
Monthly Returns
The table below presents the monthly returns of ALRS, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 9.88% | -3.64% | -8.37% | 7.69% | 6.04% | 10.78% | |||||||
| 2024 | 1.43% | -3.96% | 0.96% | -9.76% | -1.83% | 2.49% | 14.48% | 0.00% | 2.89% | -11.58% | 8.95% | -11.81% | -10.65% |
| 2023 | -11.86% | -2.82% | -18.87% | -10.34% | 15.84% | 8.99% | 10.01% | -1.42% | -5.80% | -4.79% | 5.55% | 23.59% | -0.19% |
| 2022 | -3.23% | 1.46% | -3.33% | -7.56% | -0.59% | -5.54% | 3.49% | -3.57% | -6.23% | 0.90% | 6.10% | -0.55% | -17.91% |
| 2021 | -12.09% | 14.34% | 8.75% | -3.46% | 14.61% | -11.53% | -3.65% | 6.83% | 0.65% | 5.09% | -4.14% | -2.18% | 9.24% |
| 2020 | -7.66% | -3.03% | -18.52% | 2.91% | 6.65% | 9.81% | -1.92% | 6.24% | -4.18% | 9.74% | 11.72% | 14.54% | 23.28% |
| 2019 | 3.90% | -1.25% | -0.55% | -1.80% | -1.83% | 1.28% | 3.92% | 0.36% | 11.31% | -0.46% | 0.09% | 5.88% | 22.00% |
| 2018 | 11.25% | 1.19% | 3.18% | 3.09% | 7.60% | 0.31% | 1.34% | -3.21% | -3.97% | -9.59% | -1.81% | -10.86% | -3.67% |
| 2017 | -1.94% | 4.98% | 7.03% | 2.10% | -0.53% | 2.13% | 2.19% | 3.27% | 1.39% | -0.49% | -0.25% | 1.58% | 23.28% |
| 2016 | -5.82% | 1.52% | 11.33% | -8.25% | -1.91% | -1.61% | -0.23% | -1.20% | -1.15% | -2.58% | 3.31% | -0.21% | -7.75% |
| 2015 | -3.80% | 4.16% | -3.49% | 4.74% | 0.50% | 3.49% | -2.94% | 2.52% | -0.67% | -2.22% | -4.80% | 0.85% | -2.24% |
| 2014 | -2.94% | 0.91% | 10.61% | -4.00% | 4.26% | -4.39% | -0.98% | 3.28% | 15.89% | -1.56% | 1.23% | -3.17% | 18.56% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of ALRS is 62, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Alerus Financial Corporation (ALRS) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
Alerus Financial Corporation provided a 3.80% dividend yield over the last twelve months, with an annual payout of $0.80 per share. The company has been increasing its dividends for 20 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.80 | $0.79 | $0.75 | $0.70 | $0.63 | $0.60 | $0.57 | $0.53 | $0.48 | $0.44 | $0.42 | $0.38 |
Dividend yield | 3.80% | 4.11% | 3.35% | 3.00% | 2.15% | 2.19% | 2.49% | 2.75% | 2.35% | 2.59% | 2.22% | 1.94% |
Monthly Dividends
The table displays the monthly dividend distributions for Alerus Financial Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | |||||||
| 2024 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.79 |
| 2023 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $0.19 | $0.75 |
| 2022 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.18 | $0.70 |
| 2021 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.63 |
| 2020 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.60 |
| 2019 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.15 | $0.57 |
| 2018 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.14 | $0.53 |
| 2017 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.48 |
| 2016 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.44 |
| 2015 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.42 |
| 2014 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.38 |
Dividend Yield & Payout
Dividend Yield
Alerus Financial Corporation has a dividend yield of 3.80%, which is quite average when compared to the overall market.
Payout Ratio
Alerus Financial Corporation has a payout ratio of 51.59%, which is quite average when compared to the overall market. This suggests that Alerus Financial Corporation strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Alerus Financial Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Alerus Financial Corporation was 61.66%, occurring on May 8, 2023. The portfolio has not yet recovered.
The current Alerus Financial Corporation drawdown is 35.29%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -61.66% | Nov 8, 2021 | 376 | May 8, 2023 | — | — | — |
| -57.57% | Feb 1, 2012 | 34 | May 11, 2012 | 195 | Apr 1, 2014 | 229 |
| -42.1% | Nov 27, 2006 | 196 | May 26, 2009 | 234 | Jan 31, 2012 | 430 |
| -39.52% | Aug 1, 2018 | 345 | Apr 1, 2020 | 159 | Nov 16, 2020 | 504 |
| -21.78% | Mar 22, 2021 | 123 | Sep 14, 2021 | 36 | Nov 3, 2021 | 159 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Alerus Financial Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of Alerus Financial Corporation, comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 28.4% positive surprise.
Valuation
The Valuation section provides an overview of how Alerus Financial Corporation is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for ALRS, comparing it with other companies in the Banks - Regional industry. Currently, ALRS has a P/E ratio of 20.5. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for ALRS compared to other companies in the Banks - Regional industry. ALRS currently has a PEG ratio of 0.0. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for ALRS relative to other companies in the Banks - Regional industry. Currently, ALRS has a P/S ratio of 2.4. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for ALRS in comparison with other companies in the Banks - Regional industry. Currently, ALRS has a P/B value of 1.0. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
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