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Alerus Financial Corporation (ALRS)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US01446U1034

CUSIP

01446U103

IPO Date

Jan 2, 2001

Highlights

Market Cap

$512.77M

EPS (TTM)

$1.03

PE Ratio

19.51

Total Revenue (TTM)

$217.68M

Gross Profit (TTM)

$248.35M

EBITDA (TTM)

$39.56M

Year Range

$15.78 - $23.89

Target Price

$22.10

Short %

0.78%

Short Ratio

2.38

Share Price Chart


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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Alerus Financial Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


400.00%500.00%600.00%700.00%800.00%December2025FebruaryMarchAprilMay
716.41%
473.68%
ALRS (Alerus Financial Corporation)
Benchmark (^GSPC)

Returns By Period

Alerus Financial Corporation (ALRS) returned 10.46% year-to-date (YTD) and 8.57% over the past 12 months. Over the past 10 years, ALRS returned 4.52% annually, underperforming the S&P 500 benchmark at 10.31%.


ALRS

YTD

10.46%

1M

27.63%

6M

-3.85%

1Y

8.57%

5Y*

7.29%

10Y*

4.52%

^GSPC (Benchmark)

YTD

-4.26%

1M

11.24%

6M

-5.02%

1Y

8.55%

5Y*

14.02%

10Y*

10.31%

*Annualized

Monthly Returns

The table below presents the monthly returns of ALRS, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20259.88%-3.64%-8.37%7.69%5.73%10.46%
20241.43%-3.96%0.96%-9.76%-1.83%2.49%14.48%0.00%2.89%-11.58%8.95%-11.81%-10.65%
2023-11.86%-2.82%-18.87%-10.34%15.84%8.99%10.01%-1.42%-5.80%-4.79%5.55%23.59%-0.19%
2022-3.23%1.46%-3.33%-7.56%-0.59%-5.54%3.49%-3.57%-6.23%0.90%6.10%-0.55%-17.91%
2021-12.09%14.34%8.75%-3.46%14.61%-11.53%-3.65%6.83%0.65%5.09%-4.14%-2.18%9.24%
2020-7.66%-3.03%-18.52%2.91%6.65%9.81%-1.92%6.24%-4.18%9.74%11.72%14.54%23.28%
20193.90%-1.25%-0.55%-1.80%-1.83%1.28%3.92%0.36%11.31%-0.46%0.09%5.88%22.00%
201811.25%1.19%3.18%3.09%7.60%0.31%1.34%-3.21%-3.97%-9.59%-1.81%-10.86%-3.67%
2017-1.94%4.98%7.03%2.10%-0.53%2.13%2.19%3.27%1.39%-0.49%-0.25%1.58%23.28%
2016-5.82%1.52%11.33%-8.25%-1.91%-1.61%-0.23%-1.20%-1.15%-2.58%3.31%-0.21%-7.75%
2015-3.80%4.16%-3.49%4.74%0.50%3.49%-2.94%2.52%-0.67%-2.22%-4.80%0.85%-2.24%
2014-2.94%0.91%10.61%-4.00%4.26%-4.39%-0.98%3.28%15.89%-1.56%1.23%-3.17%18.56%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of ALRS is 59, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of ALRS is 5959
Overall Rank
The Sharpe Ratio Rank of ALRS is 6363
Sharpe Ratio Rank
The Sortino Ratio Rank of ALRS is 5656
Sortino Ratio Rank
The Omega Ratio Rank of ALRS is 5656
Omega Ratio Rank
The Calmar Ratio Rank of ALRS is 6161
Calmar Ratio Rank
The Martin Ratio Rank of ALRS is 6161
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Alerus Financial Corporation (ALRS) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The current Alerus Financial Corporation Sharpe ratio is 0.28. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Alerus Financial Corporation with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio-1.000.001.002.003.00December2025FebruaryMarchAprilMay
0.24
0.44
ALRS (Alerus Financial Corporation)
Benchmark (^GSPC)

Dividends

Dividend History

Alerus Financial Corporation provided a 3.81% dividend yield over the last twelve months, with an annual payout of $0.80 per share. The company has been increasing its dividends for 20 consecutive years.


2.00%2.50%3.00%3.50%4.00%$0.00$0.20$0.40$0.60$0.8020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$0.80$0.79$0.75$0.70$0.63$0.60$0.57$0.53$0.48$0.44$0.42$0.38

Dividend yield

3.81%4.11%3.35%3.00%2.15%2.19%2.49%2.75%2.35%2.59%2.22%1.94%

Monthly Dividends

The table displays the monthly dividend distributions for Alerus Financial Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.00$0.20$0.00$0.00$0.20
2024$0.00$0.00$0.19$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.79
2023$0.00$0.00$0.18$0.00$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.19$0.75
2022$0.00$0.00$0.16$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.70
2021$0.00$0.00$0.15$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.63
2020$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.60
2019$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.15$0.57
2018$0.00$0.00$0.13$0.00$0.00$0.13$0.00$0.00$0.13$0.00$0.00$0.14$0.53
2017$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.48
2016$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.44
2015$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.11$0.00$0.00$0.11$0.42
2014$0.09$0.00$0.00$0.09$0.00$0.00$0.10$0.00$0.00$0.10$0.38

Dividend Yield & Payout


Dividend Yield

Alerus Financial Corporation has a dividend yield of 3.81%, which is quite average when compared to the overall market.

Payout Ratio

Alerus Financial Corporation has a payout ratio of 50.96%, which is quite average when compared to the overall market. This suggests that Alerus Financial Corporation strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-50.00%-40.00%-30.00%-20.00%-10.00%0.00%December2025FebruaryMarchAprilMay
-35.47%
-8.35%
ALRS (Alerus Financial Corporation)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Alerus Financial Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Alerus Financial Corporation was 61.66%, occurring on May 8, 2023. The portfolio has not yet recovered.

The current Alerus Financial Corporation drawdown is 35.47%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-61.66%Nov 8, 2021376May 8, 2023
-57.57%Feb 1, 201234May 11, 2012195Apr 1, 2014229
-42.1%Nov 27, 2006196May 26, 2009234Jan 31, 2012430
-39.52%Aug 1, 2018345Apr 1, 2020159Nov 16, 2020504
-21.78%Mar 22, 2021123Sep 14, 202136Nov 3, 2021159

Volatility

Volatility Chart

The current Alerus Financial Corporation volatility is 14.90%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%20.00%December2025FebruaryMarchAprilMay
14.90%
11.43%
ALRS (Alerus Financial Corporation)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Alerus Financial Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of Alerus Financial Corporation, comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 28.4% positive surprise.


0.200.400.600.801.0020212022202320242025
0.56
0.44
Actual
Estimate

Valuation

The Valuation section provides an overview of how Alerus Financial Corporation is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for ALRS, comparing it with other companies in the Banks - Regional industry. Currently, ALRS has a P/E ratio of 19.5. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for ALRS compared to other companies in the Banks - Regional industry. ALRS currently has a PEG ratio of 0.0. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for ALRS relative to other companies in the Banks - Regional industry. Currently, ALRS has a P/S ratio of 2.4. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for ALRS in comparison with other companies in the Banks - Regional industry. Currently, ALRS has a P/B value of 1.0. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items