VFFVX vs. VINIX
Compare and contrast key facts about Vanguard Target Retirement 2055 Fund (VFFVX) and Vanguard Institutional Index Fund Institutional Shares (VINIX).
VFFVX is managed by Vanguard. It was launched on Aug 18, 2010. VINIX is managed by Vanguard. It was launched on Jul 31, 1990.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VFFVX or VINIX.
Performance
VFFVX vs. VINIX - Performance Comparison
Returns By Period
In the year-to-date period, VFFVX achieves a 16.32% return, which is significantly lower than VINIX's 26.66% return. Over the past 10 years, VFFVX has underperformed VINIX with an annualized return of 8.77%, while VINIX has yielded a comparatively higher 13.23% annualized return.
VFFVX
16.32%
1.30%
7.88%
23.16%
10.21%
8.77%
VINIX
26.66%
3.09%
13.26%
32.81%
15.75%
13.23%
Key characteristics
| VFFVX | VINIX | |
|---|---|---|
| Sharpe Ratio | 2.12 | 2.68 |
| Sortino Ratio | 2.94 | 3.57 |
| Omega Ratio | 1.39 | 1.50 |
| Calmar Ratio | 3.26 | 3.88 |
| Martin Ratio | 13.37 | 17.45 |
| Ulcer Index | 1.73% | 1.88% |
| Daily Std Dev | 10.91% | 12.24% |
| Max Drawdown | -31.40% | -55.19% |
| Current Drawdown | -0.94% | -0.46% |
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VFFVX vs. VINIX - Expense Ratio Comparison
VFFVX has a 0.08% expense ratio, which is higher than VINIX's 0.04% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Correlation
The correlation between VFFVX and VINIX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Risk-Adjusted Performance
VFFVX vs. VINIX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2055 Fund (VFFVX) and Vanguard Institutional Index Fund Institutional Shares (VINIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VFFVX vs. VINIX - Dividend Comparison
VFFVX's dividend yield for the trailing twelve months is around 1.87%, more than VINIX's 1.25% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VFFVX Vanguard Target Retirement 2055 Fund | 1.87% | 2.18% | 2.10% | 2.10% | 1.60% | 2.15% | 2.35% | 1.83% | 1.99% | 1.92% | 1.73% | 1.57% |
VINIX Vanguard Institutional Index Fund Institutional Shares | 1.25% | 1.47% | 1.74% | 1.28% | 1.59% | 1.91% | 2.13% | 1.82% | 2.07% | 2.45% | 1.88% | 1.85% |
Drawdowns
VFFVX vs. VINIX - Drawdown Comparison
The maximum VFFVX drawdown since its inception was -31.40%, smaller than the maximum VINIX drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for VFFVX and VINIX. For additional features, visit the drawdowns tool.
Volatility
VFFVX vs. VINIX - Volatility Comparison
The current volatility for Vanguard Target Retirement 2055 Fund (VFFVX) is 2.84%, while Vanguard Institutional Index Fund Institutional Shares (VINIX) has a volatility of 3.96%. This indicates that VFFVX experiences smaller price fluctuations and is considered to be less risky than VINIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.