VFFVX vs. SWYMX
Compare and contrast key facts about Vanguard Target Retirement 2055 Fund (VFFVX) and Schwab Target 2050 Index Fund (SWYMX).
VFFVX is managed by Vanguard. It was launched on Aug 18, 2010. SWYMX is managed by Schwab Funds. It was launched on Aug 24, 2016.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VFFVX or SWYMX.
Correlation
The correlation between VFFVX and SWYMX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
VFFVX vs. SWYMX - Performance Comparison
Key characteristics
VFFVX:
0.68
SWYMX:
0.67
VFFVX:
1.05
SWYMX:
1.04
VFFVX:
1.15
SWYMX:
1.15
VFFVX:
0.72
SWYMX:
0.71
VFFVX:
3.30
SWYMX:
3.25
VFFVX:
3.18%
SWYMX:
3.26%
VFFVX:
15.35%
SWYMX:
15.80%
VFFVX:
-31.40%
SWYMX:
-31.80%
VFFVX:
-5.62%
SWYMX:
-6.20%
Returns By Period
In the year-to-date period, VFFVX achieves a -0.90% return, which is significantly higher than SWYMX's -1.51% return.
VFFVX
-0.90%
-2.82%
-1.54%
9.41%
10.45%
7.18%
SWYMX
-1.51%
-3.22%
-2.30%
9.55%
12.19%
N/A
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VFFVX vs. SWYMX - Expense Ratio Comparison
VFFVX has a 0.08% expense ratio, which is higher than SWYMX's 0.04% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
VFFVX vs. SWYMX — Risk-Adjusted Performance Rank
VFFVX
SWYMX
VFFVX vs. SWYMX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2055 Fund (VFFVX) and Schwab Target 2050 Index Fund (SWYMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VFFVX vs. SWYMX - Dividend Comparison
VFFVX's dividend yield for the trailing twelve months is around 2.19%, more than SWYMX's 2.06% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VFFVX Vanguard Target Retirement 2055 Fund | 2.19% | 2.17% | 2.18% | 2.10% | 2.10% | 1.60% | 2.15% | 2.35% | 1.83% | 1.99% | 1.92% | 1.73% |
SWYMX Schwab Target 2050 Index Fund | 2.06% | 2.03% | 2.00% | 1.96% | 1.78% | 1.65% | 1.96% | 2.15% | 1.43% | 1.22% | 0.00% | 0.00% |
Drawdowns
VFFVX vs. SWYMX - Drawdown Comparison
The maximum VFFVX drawdown since its inception was -31.40%, roughly equal to the maximum SWYMX drawdown of -31.80%. Use the drawdown chart below to compare losses from any high point for VFFVX and SWYMX. For additional features, visit the drawdowns tool.
Volatility
VFFVX vs. SWYMX - Volatility Comparison
The current volatility for Vanguard Target Retirement 2055 Fund (VFFVX) is 10.82%, while Schwab Target 2050 Index Fund (SWYMX) has a volatility of 11.44%. This indicates that VFFVX experiences smaller price fluctuations and is considered to be less risky than SWYMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.