American Funds 2035 Target Date Retirement Fund Class R6 (RFFTX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with RFFTX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to RFFTX
RFFTX charges 0.34% annually. There are 277 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2040 Fund | 0.01% | — | Feb 2001 | RFFTX vs PTDIX | |
| Principal LifeTime 2030 Fund | 0.01% | — | Feb 2001 | RFFTX vs PMTIX | |
| American Funds 2065 Target Date Retirement Fund | 0.01% | — | Mar 2020 | RFFTX vs FCQTX | |
| John Hancock Funds Multi-Index 2045 Lifetime Portf... | 0.01% | — | Nov 2013 | RFFTX vs JRLVX | |
| Principal LifeTime 2055 Fund | 0.01% | — | Feb 2008 | RFFTX vs LTFIX |
Best Risk-Adjusted Alternatives to RFFTX
RFFTX has a PortfoliosLab risk / return rank of 59. There are 509 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 89.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| Putnam Retirement Advantage Maturity Fund | 89 | — | Dec 2019 | RFFTX vs PADLX | |
| State Street Target Retirement Fund | 88 | — | Sep 2014 | RFFTX vs SSFNX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | RFFTX vs PDAHX | |
| State Street Target Retirement 2025 Fund | 85 | — | Sep 2014 | RFFTX vs SSBRX | |
| Dimensional 2060 Target Date Retirement Income Fun... | 83 | — | Nov 2015 | RFFTX vs DRILX |
Top Performing RFFTX Alternatives (YTD)
RFFTX is at 7.24% YTD. There are 440 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 14.17%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Flex Freedom Blend 2060 Fund | 14.17% | — | Jun 2017 | RFFTX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 14.11% | — | Jun 2019 | RFFTX vs FDFPX | |
| Fidelity Flex Freedom Blend 2055 Fund | 14.07% | — | Jun 2017 | RFFTX vs FQLSX | |
| Fidelity Freedom Blend 2055 Fund Class K6 | 14.04% | — | Aug 2018 | RFFTX vs FHDDX | |
| Fidelity Freedom Blend 2065 Fund Class K6 | 14.03% | — | Jun 2019 | RFFTX vs FFBQX |
Lowest Volatility Alternatives to RFFTX
RFFTX has 8.46% 1-year volatility. There are 266 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.33%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.33% | — | Nov 2015 | RFFTX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | 3.98% | — | Oct 2009 | RFFTX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.01% | — | Oct 2009 | RFFTX vs FFGZX | |
| Fidelity Managed Retirement 2010 Fund Class K6 | 4.14% | — | Aug 2019 | RFFTX vs FRQHX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | 4.15% | — | Aug 2007 | RFFTX vs FRQAX |
Lowest Drawdown Alternatives to RFFTX
RFFTX has a 1-year max drawdown of -6.95%. There are 287 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | RFFTX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | -3.32% | — | Oct 2009 | RFFTX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | RFFTX vs FFGZX | |
| Fidelity Managed Retirement 2010 Fund Class K6 | -3.41% | — | Aug 2019 | RFFTX vs FRQHX | |
| Fidelity Managed Retirement Income Fund Class K | -3.42% | — | Aug 2019 | RFFTX vs FRKMX |
Other Mutual Funds from American Funds
The 10 most viewed American Funds mutual funds shown here include ABALX, AIVSX, RGAGX and span 6 categories.
Often Compared With RFFTX
Investors most often compare RFFTX with VOO, VFIAX, FRQIX. These 20 comparison targets span 5 categories, based on PortfoliosLab usage data.
Compare RFFTX with Any Fund or Stock
Compare RFFTX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair RFFTX with funds that move differently
American Funds 2035 Target Date Retirement Fund Class R6 alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to RFFTX.
Explore RFFTX Diversifiers