American Funds 2035 Target Date Retirement Fund Class R6 (RFFTX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with RFFTX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to RFFTX
RFFTX charges 0.34% annually. There are 278 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2055 Fund | 0.01% | — | Feb 2008 | RFFTX vs LTFIX | |
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | RFFTX vs LTRIX | |
| Principal LifeTime 2025 Fund | 0.01% | — | Feb 2008 | RFFTX vs LTSTX | |
| Principal LifeTime 2050 Fund | 0.01% | — | Feb 2001 | RFFTX vs PPLIX | |
| Principal LifeTime 2020 Fund | 0.01% | — | Feb 2001 | RFFTX vs PLWIX |
Best Risk-Adjusted Alternatives to RFFTX
RFFTX has a PortfoliosLab risk / return rank of 56. There are 486 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| State Street Target Retirement Fund | 86 | — | Sep 2014 | RFFTX vs SSFNX | |
| USAA Target Retirement Income Fund | 85 | — | Jul 2008 | RFFTX vs URINX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | RFFTX vs PDAHX | |
| Putnam Retirement Advantage Maturity Fund | 84 | — | Dec 2019 | RFFTX vs PADLX | |
| USAA Target Retirement 2030 Fund | 84 | — | Jul 2008 | RFFTX vs URTRX |
Top Performing RFFTX Alternatives (YTD)
RFFTX is at 6.24% YTD. There are 436 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 13.54%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| USAA Target Retirement 2060 Fund | 13.54% | — | Jul 2013 | RFFTX vs URSIX | |
| USAA Target Retirement 2050 Fund | 13.05% | — | Jul 2008 | RFFTX vs URFFX | |
| Fidelity Flex Freedom Blend 2060 Fund | 12.35% | — | Jun 2017 | RFFTX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 12.26% | — | Jun 2019 | RFFTX vs FDFPX | |
| Fidelity Flex Freedom Blend 2055 Fund | 12.26% | — | Jun 2017 | RFFTX vs FQLSX |
Lowest Volatility Alternatives to RFFTX
RFFTX has 9.09% 1-year volatility. There are 235 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | RFFTX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | 4.44% | — | Oct 2009 | RFFTX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.47% | — | Oct 2009 | RFFTX vs FFGZX | |
| MFS Lifetime Income Fund | 4.51% | — | Sep 2005 | RFFTX vs MLLIX | |
| Dimensional 2015 Target Date Retirement Income Fun... | 4.52% | — | Nov 2015 | RFFTX vs DRIQX |
Lowest Drawdown Alternatives to RFFTX
RFFTX has a 1-year max drawdown of -6.95%. There are 257 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | RFFTX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | -3.32% | — | Oct 2009 | RFFTX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | RFFTX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | -3.47% | — | Nov 2015 | RFFTX vs DRIQX | |
| Putnam RetirementReady Maturity Fund | -3.50% | — | Oct 2004 | RFFTX vs PRMYX |
Other Mutual Funds from American Funds
The 10 most viewed American Funds mutual funds shown here include ABALX, AIVSX, AWSHX and span 7 categories.
Often Compared With RFFTX
Investors most often compare RFFTX with VOO, FRQIX, VFIAX. These 20 comparison targets span 5 categories, based on PortfoliosLab usage data.
Compare RFFTX with Any Fund or Stock
Compare RFFTX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair RFFTX with funds that move differently
American Funds 2035 Target Date Retirement Fund Class R6 alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to RFFTX.
Explore RFFTX Diversifiers