LFTHX vs. SCHB
Compare and contrast key facts about MFS Lifetime 2065 Fund (LFTHX) and Schwab U.S. Broad Market ETF (SCHB).
LFTHX is managed by MFS. It was launched on Sep 2, 2021. SCHB is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Broad Stock Market Total Return Index. It was launched on Nov 3, 2009.
Performance
LFTHX vs. SCHB - Performance Comparison
Loading graphics...
LFTHX vs. SCHB - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
LFTHX MFS Lifetime 2065 Fund | -0.27% | 16.16% | 13.28% | 17.00% | -16.00% | 1.95% |
SCHB Schwab U.S. Broad Market ETF | -3.28% | 16.94% | 23.93% | 26.16% | -19.46% | 4.14% |
Returns By Period
In the year-to-date period, LFTHX achieves a -0.27% return, which is significantly higher than SCHB's -3.28% return.
LFTHX
- 1D
- 2.43%
- 1M
- -5.44%
- YTD
- -0.27%
- 6M
- 1.26%
- 1Y
- 15.61%
- 3Y*
- 13.53%
- 5Y*
- —
- 10Y*
- —
SCHB
- 1D
- 0.80%
- 1M
- -4.34%
- YTD
- -3.28%
- 6M
- -1.36%
- 1Y
- 18.46%
- 3Y*
- 18.16%
- 5Y*
- 10.69%
- 10Y*
- 13.66%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
LFTHX vs. SCHB - Expense Ratio Comparison
LFTHX has a 0.00% expense ratio, which is lower than SCHB's 0.03% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
LFTHX vs. SCHB — Risk / Return Rank
LFTHX
SCHB
LFTHX vs. SCHB - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for MFS Lifetime 2065 Fund (LFTHX) and Schwab U.S. Broad Market ETF (SCHB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| LFTHX | SCHB | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.12 | 1.01 | +0.11 |
Sortino ratioReturn per unit of downside risk | 1.61 | 1.53 | +0.08 |
Omega ratioGain probability vs. loss probability | 1.24 | 1.23 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.44 | 1.55 | -0.11 |
Martin ratioReturn relative to average drawdown | 6.67 | 7.26 | -0.59 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| LFTHX | SCHB | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.12 | 1.01 | +0.11 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | 0.62 | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.75 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.43 | 0.78 | -0.35 |
Correlation
The correlation between LFTHX and SCHB is 0.94, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
LFTHX vs. SCHB - Dividend Comparison
LFTHX's dividend yield for the trailing twelve months is around 5.09%, more than SCHB's 1.17% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LFTHX MFS Lifetime 2065 Fund | 5.09% | 5.08% | 3.63% | 2.18% | 4.02% | 4.23% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
SCHB Schwab U.S. Broad Market ETF | 1.17% | 1.11% | 1.24% | 1.40% | 1.61% | 1.21% | 1.63% | 1.80% | 2.00% | 1.65% | 1.86% | 2.00% |
Drawdowns
LFTHX vs. SCHB - Drawdown Comparison
The maximum LFTHX drawdown since its inception was -23.48%, smaller than the maximum SCHB drawdown of -35.27%. Use the drawdown chart below to compare losses from any high point for LFTHX and SCHB.
Loading graphics...
Drawdown Indicators
| LFTHX | SCHB | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -23.48% | -35.27% | +11.79% |
Max Drawdown (1Y)Largest decline over 1 year | -11.08% | -12.22% | +1.14% |
Max Drawdown (5Y)Largest decline over 5 years | — | -25.41% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -35.27% | — |
Current DrawdownCurrent decline from peak | -6.09% | -5.51% | -0.58% |
Average DrawdownAverage peak-to-trough decline | -5.99% | -4.15% | -1.84% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.39% | 2.60% | -0.21% |
Volatility
LFTHX vs. SCHB - Volatility Comparison
The current volatility for MFS Lifetime 2065 Fund (LFTHX) is 4.93%, while Schwab U.S. Broad Market ETF (SCHB) has a volatility of 5.51%. This indicates that LFTHX experiences smaller price fluctuations and is considered to be less risky than SCHB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| LFTHX | SCHB | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.93% | 5.51% | -0.58% |
Volatility (6M)Calculated over the trailing 6-month period | 8.27% | 9.78% | -1.51% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.36% | 18.34% | -3.98% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.37% | 17.25% | -2.88% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.37% | 18.30% | -3.93% |