Chetan Kumar - Wealthfront
Asset Allocation
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Chetan Kumar - Wealthfront, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Jun 12, 2014, corresponding to the inception date of DGRO
Returns By Period
As of Apr 30, 2025, the Chetan Kumar - Wealthfront returned 0.20% Year-To-Date and 7.59% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -5.45% | -0.36% | -4.66% | 8.69% | 13.87% | 10.21% |
| Chetan Kumar - Wealthfront | 0.20% | 0.34% | -0.89% | 8.95% | 10.90% | 7.59% |
| Portfolio components: | ||||||
CMF iShares California Muni Bond ETF | -2.02% | -0.51% | -1.05% | 0.90% | 0.70% | 1.66% |
DGRO iShares Core Dividend Growth ETF | -1.71% | -1.90% | -3.00% | 8.41% | 12.69% | 10.65% |
IEMG iShares Core MSCI Emerging Markets ETF | 3.60% | 0.02% | -1.93% | 6.64% | 7.01% | 2.99% |
ITOT iShares Core S&P Total U.S. Stock Market ETF | -5.70% | -0.37% | -4.50% | 9.26% | 14.45% | 11.12% |
LQD iShares iBoxx $ Investment Grade Corporate Bond ETF | 2.69% | 0.39% | 1.40% | 7.39% | -0.08% | 2.38% |
MUB iShares National AMT-Free Muni Bond ETF | -1.27% | -0.51% | -0.89% | 1.14% | 1.08% | 1.86% |
SCHB Schwab U.S. Broad Market ETF | -5.67% | -0.42% | -4.37% | 9.27% | 14.51% | 11.08% |
SCHF Schwab International Equity ETF | 11.30% | 3.16% | 6.40% | 12.28% | 12.79% | 6.42% |
SCHP Schwab U.S. TIPS ETF | 4.08% | 0.33% | 3.08% | 7.48% | 1.71% | 2.35% |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | 3.10% | 0.59% | 2.46% | 8.76% | 1.21% | 2.71% |
VEA Vanguard FTSE Developed Markets ETF | 11.24% | 3.34% | 6.47% | 11.18% | 11.13% | 5.35% |
VIG Vanguard Dividend Appreciation ETF | -2.42% | -0.92% | -2.74% | 9.32% | 12.51% | 10.66% |
VTI Vanguard Total Stock Market ETF | -5.59% | -0.28% | -4.38% | 9.32% | 14.50% | 11.09% |
VWO Vanguard FTSE Emerging Markets ETF | 2.62% | -0.35% | -1.54% | 9.04% | 7.53% | 3.10% |
USD=X USD Cash | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Monthly Returns
The table below presents the monthly returns of Chetan Kumar - Wealthfront, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.58% | 0.06% | -2.60% | 0.22% | 0.20% | ||||||||
| 2024 | -0.33% | 3.64% | 2.72% | -2.89% | 3.54% | 1.69% | 2.02% | 1.98% | 2.42% | -2.14% | 3.12% | -2.69% | 13.53% |
| 2023 | 6.72% | -3.33% | 2.59% | 1.05% | -1.29% | 5.19% | 3.36% | -2.93% | -3.84% | -2.63% | 8.15% | 4.84% | 18.28% |
| 2022 | -3.95% | -2.47% | 0.77% | -6.94% | 0.54% | -6.74% | 5.76% | -3.51% | -8.86% | 4.94% | 8.18% | -3.66% | -16.21% |
| 2021 | 0.08% | 1.97% | 2.45% | 3.45% | 1.37% | 1.22% | 0.22% | 1.85% | -3.63% | 4.17% | -2.09% | 3.25% | 14.95% |
| 2020 | -1.37% | -6.00% | -12.69% | 9.02% | 4.56% | 2.88% | 5.00% | 4.94% | -2.25% | -1.51% | 10.40% | 4.59% | 16.27% |
| 2019 | 7.27% | 2.17% | 1.33% | 2.91% | -5.09% | 5.72% | 0.04% | -1.57% | 1.62% | 2.30% | 2.10% | 3.36% | 23.88% |
| 2018 | 4.83% | -4.01% | -0.89% | -0.18% | 0.74% | -0.74% | 2.82% | 0.69% | 0.04% | -6.82% | 2.14% | -5.87% | -7.63% |
| 2017 | 2.76% | 2.50% | 1.26% | 1.34% | 1.68% | 0.64% | 2.49% | 0.63% | 1.55% | 1.96% | 1.70% | 1.67% | 22.14% |
| 2016 | -4.48% | -0.55% | 7.12% | 0.94% | 0.15% | 0.89% | 3.57% | 0.36% | 0.71% | -1.70% | 0.62% | 1.72% | 9.32% |
| 2015 | -1.06% | 4.55% | -1.16% | 2.24% | -0.15% | -2.08% | 0.12% | -6.06% | -2.40% | 6.25% | -0.30% | -1.95% | -2.55% |
| 2014 | 1.12% | -1.20% | 2.83% | -3.12% | 1.60% | 1.09% | -1.06% | 1.14% |
Expense Ratio
Chetan Kumar - Wealthfront has an expense ratio of 0.07%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Chetan Kumar - Wealthfront is 31, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
CMF iShares California Muni Bond ETF | 0.02 | 0.05 | 1.01 | 0.01 | 0.05 |
DGRO iShares Core Dividend Growth ETF | 0.42 | 0.69 | 1.10 | 0.44 | 1.81 |
IEMG iShares Core MSCI Emerging Markets ETF | 0.25 | 0.50 | 1.06 | 0.20 | 0.78 |
ITOT iShares Core S&P Total U.S. Stock Market ETF | 0.36 | 0.64 | 1.09 | 0.36 | 1.40 |
LQD iShares iBoxx $ Investment Grade Corporate Bond ETF | 0.84 | 1.21 | 1.15 | 0.43 | 2.24 |
MUB iShares National AMT-Free Muni Bond ETF | 0.11 | 0.17 | 1.02 | 0.10 | 0.34 |
SCHB Schwab U.S. Broad Market ETF | 0.37 | 0.64 | 1.10 | 0.36 | 1.42 |
SCHF Schwab International Equity ETF | 0.56 | 0.91 | 1.12 | 0.71 | 2.08 |
SCHP Schwab U.S. TIPS ETF | 1.49 | 2.10 | 1.27 | 0.70 | 4.24 |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | 1.42 | 2.04 | 1.26 | 0.81 | 4.47 |
VEA Vanguard FTSE Developed Markets ETF | 0.50 | 0.82 | 1.11 | 0.63 | 1.85 |
VIG Vanguard Dividend Appreciation ETF | 0.44 | 0.74 | 1.11 | 0.46 | 1.96 |
VTI Vanguard Total Stock Market ETF | 0.36 | 0.64 | 1.10 | 0.37 | 1.43 |
VWO Vanguard FTSE Emerging Markets ETF | 0.40 | 0.69 | 1.09 | 0.38 | 1.21 |
USD=X USD Cash | — | — | — | — | — |
Dividends
Dividend yield
Chetan Kumar - Wealthfront provided a 2.24% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 2.24% | 2.26% | 2.26% | 2.46% | 2.08% | 1.73% | 2.33% | 2.49% | 2.03% | 2.18% | 2.28% | 2.33% |
| Portfolio components: | ||||||||||||
CMF iShares California Muni Bond ETF | 2.93% | 2.78% | 2.29% | 1.91% | 1.58% | 1.80% | 2.03% | 2.17% | 2.09% | 2.21% | 2.55% | 2.80% |
DGRO iShares Core Dividend Growth ETF | 2.31% | 2.26% | 2.45% | 2.34% | 1.93% | 2.30% | 2.21% | 2.44% | 2.03% | 2.27% | 2.52% | 0.97% |
IEMG iShares Core MSCI Emerging Markets ETF | 3.09% | 3.20% | 2.89% | 2.71% | 3.06% | 1.87% | 3.15% | 2.76% | 2.35% | 2.28% | 2.53% | 2.30% |
ITOT iShares Core S&P Total U.S. Stock Market ETF | 1.35% | 1.23% | 1.47% | 1.66% | 1.18% | 1.41% | 1.88% | 2.14% | 1.69% | 1.83% | 2.01% | 2.20% |
LQD iShares iBoxx $ Investment Grade Corporate Bond ETF | 4.40% | 4.45% | 3.99% | 3.30% | 2.30% | 2.66% | 3.29% | 3.67% | 3.10% | 3.34% | 3.47% | 3.39% |
MUB iShares National AMT-Free Muni Bond ETF | 3.11% | 3.01% | 2.65% | 2.11% | 1.81% | 2.11% | 2.42% | 2.46% | 2.26% | 2.21% | 2.51% | 2.73% |
SCHB Schwab U.S. Broad Market ETF | 1.33% | 1.24% | 1.40% | 1.61% | 1.21% | 1.63% | 1.80% | 2.13% | 1.65% | 1.86% | 2.00% | 1.72% |
SCHF Schwab International Equity ETF | 2.93% | 3.26% | 2.97% | 2.80% | 3.19% | 2.08% | 2.95% | 3.06% | 2.35% | 2.58% | 2.26% | 2.90% |
SCHP Schwab U.S. TIPS ETF | 3.17% | 2.99% | 3.02% | 7.19% | 4.39% | 1.11% | 2.02% | 2.63% | 1.90% | 1.38% | 0.28% | 1.30% |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | 4.43% | 4.43% | 3.72% | 3.04% | 2.88% | 2.78% | 3.37% | 3.61% | 3.21% | 3.29% | 3.34% | 3.34% |
VEA Vanguard FTSE Developed Markets ETF | 2.95% | 3.36% | 3.16% | 2.91% | 3.16% | 2.04% | 3.04% | 3.35% | 2.77% | 3.05% | 2.92% | 3.68% |
VIG Vanguard Dividend Appreciation ETF | 1.87% | 1.73% | 1.88% | 1.96% | 1.55% | 1.63% | 1.71% | 2.08% | 1.88% | 2.14% | 2.34% | 1.95% |
VTI Vanguard Total Stock Market ETF | 1.37% | 1.27% | 1.44% | 1.67% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% |
VWO Vanguard FTSE Emerging Markets ETF | 3.14% | 3.20% | 3.52% | 4.11% | 2.63% | 1.91% | 3.24% | 2.88% | 2.30% | 2.52% | 3.26% | 2.86% |
USD=X USD Cash | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Chetan Kumar - Wealthfront. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Chetan Kumar - Wealthfront was 30.56%, occurring on Mar 23, 2020. Recovery took 102 trading sessions.
The current Chetan Kumar - Wealthfront drawdown is 4.43%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -30.56% | Feb 13, 2020 | 28 | Mar 23, 2020 | 102 | Aug 12, 2020 | 130 |
| -24.08% | Nov 17, 2021 | 238 | Oct 14, 2022 | 345 | Feb 9, 2024 | 583 |
| -16.8% | Jan 29, 2018 | 236 | Dec 24, 2018 | 135 | Jul 1, 2019 | 371 |
| -16.7% | Apr 29, 2015 | 208 | Feb 11, 2016 | 132 | Aug 15, 2016 | 340 |
| -14.05% | Feb 19, 2025 | 35 | Apr 8, 2025 | — | — | — |
Volatility
Volatility Chart
The current Chetan Kumar - Wealthfront volatility is 10.70%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 15 assets, with an effective number of assets of 9.03, reflecting the diversification based on asset allocation. This number of effective assets indicates a moderate level of diversification, where some assets may have a more significant influence on overall performance.
Asset Correlations Table
| ^GSPC | USD=X | CMF | SCHP | MUB | VCIT | LQD | VWO | IEMG | VIG | DGRO | SCHF | VEA | SCHB | ITOT | VTI | Portfolio | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ^GSPC | 1.00 | 0.00 | -0.04 | -0.01 | -0.03 | 0.10 | 0.15 | 0.68 | 0.69 | 0.92 | 0.91 | 0.80 | 0.81 | 0.99 | 0.99 | 0.99 | 0.94 |
| USD=X | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| CMF | -0.04 | 0.00 | 1.00 | 0.53 | 0.77 | 0.58 | 0.57 | -0.01 | -0.01 | -0.03 | -0.06 | -0.01 | -0.00 | -0.04 | -0.04 | -0.04 | 0.01 |
| SCHP | -0.01 | 0.00 | 0.53 | 1.00 | 0.60 | 0.74 | 0.73 | 0.03 | 0.03 | -0.00 | -0.03 | 0.04 | 0.04 | -0.01 | -0.01 | -0.01 | 0.04 |
| MUB | -0.03 | 0.00 | 0.77 | 0.60 | 1.00 | 0.68 | 0.66 | -0.01 | -0.00 | -0.01 | -0.05 | 0.01 | 0.01 | -0.03 | -0.03 | -0.03 | 0.02 |
| VCIT | 0.10 | 0.00 | 0.58 | 0.74 | 0.68 | 1.00 | 0.93 | 0.11 | 0.11 | 0.12 | 0.08 | 0.15 | 0.15 | 0.10 | 0.10 | 0.10 | 0.16 |
| LQD | 0.15 | 0.00 | 0.57 | 0.73 | 0.66 | 0.93 | 1.00 | 0.14 | 0.15 | 0.16 | 0.13 | 0.18 | 0.18 | 0.15 | 0.15 | 0.15 | 0.20 |
| VWO | 0.68 | 0.00 | -0.01 | 0.03 | -0.01 | 0.11 | 0.14 | 1.00 | 0.99 | 0.61 | 0.62 | 0.79 | 0.79 | 0.68 | 0.68 | 0.68 | 0.84 |
| IEMG | 0.69 | 0.00 | -0.01 | 0.03 | -0.00 | 0.11 | 0.15 | 0.99 | 1.00 | 0.62 | 0.63 | 0.81 | 0.81 | 0.70 | 0.70 | 0.70 | 0.86 |
| VIG | 0.92 | 0.00 | -0.03 | -0.00 | -0.01 | 0.12 | 0.16 | 0.61 | 0.62 | 1.00 | 0.96 | 0.76 | 0.76 | 0.91 | 0.91 | 0.91 | 0.88 |
| DGRO | 0.91 | 0.00 | -0.06 | -0.03 | -0.05 | 0.08 | 0.13 | 0.62 | 0.63 | 0.96 | 1.00 | 0.77 | 0.77 | 0.91 | 0.91 | 0.91 | 0.88 |
| SCHF | 0.80 | 0.00 | -0.01 | 0.04 | 0.01 | 0.15 | 0.18 | 0.79 | 0.81 | 0.76 | 0.77 | 1.00 | 0.99 | 0.80 | 0.80 | 0.80 | 0.92 |
| VEA | 0.81 | 0.00 | -0.00 | 0.04 | 0.01 | 0.15 | 0.18 | 0.79 | 0.81 | 0.76 | 0.77 | 0.99 | 1.00 | 0.81 | 0.81 | 0.81 | 0.92 |
| SCHB | 0.99 | 0.00 | -0.04 | -0.01 | -0.03 | 0.10 | 0.15 | 0.68 | 0.70 | 0.91 | 0.91 | 0.80 | 0.81 | 1.00 | 1.00 | 1.00 | 0.94 |
| ITOT | 0.99 | 0.00 | -0.04 | -0.01 | -0.03 | 0.10 | 0.15 | 0.68 | 0.70 | 0.91 | 0.91 | 0.80 | 0.81 | 1.00 | 1.00 | 1.00 | 0.94 |
| VTI | 0.99 | 0.00 | -0.04 | -0.01 | -0.03 | 0.10 | 0.15 | 0.68 | 0.70 | 0.91 | 0.91 | 0.80 | 0.81 | 1.00 | 1.00 | 1.00 | 0.94 |
| Portfolio | 0.94 | 0.00 | 0.01 | 0.04 | 0.02 | 0.16 | 0.20 | 0.84 | 0.86 | 0.88 | 0.88 | 0.92 | 0.92 | 0.94 | 0.94 | 0.94 | 1.00 |