vti 70%+vea 30%

Asset Allocation

Position	Category/Sector	Target Weight
VTI Vanguard Total Stock Market ETF	Large Cap Blend Equities	70%
VEA Vanguard FTSE Developed Markets ETF	Foreign Large Cap Equities	30%

Benchmark Against

Benchmark

S&P 500 Index

Rebalance

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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in vti 70%+vea 30%, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

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Returns By Period

As of Jun 17, 2026, the vti 70%+vea 30% returned 12.39% Year-To-Date and 13.90% of annualized return in the last 10 years.

Position	1D	1M	YTD	6M	1Y	3Y*	5Y*	10Y*
Benchmark S&P 500 Index	-0.57%	1.39%	9.73%	10.46%	24.50%	19.43%	12.21%	13.75%
Portfolio vti 70%+vea 30%	-0.44%	2.86%	12.39%	13.41%	28.19%	20.41%	11.98%	13.90%
Portfolio components:
VEA Vanguard FTSE Developed Markets ETF	-0.10%	4.69%	15.96%	17.95%	32.17%	19.10%	10.01%	10.66%
VTI Vanguard Total Stock Market ETF	-0.58%	2.10%	10.82%	11.43%	26.40%	20.71%	12.61%	15.16%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jul 26, 2007, vti 70%+vea 30%'s average daily return is +0.04%, while the average monthly return is +0.84%. At this rate, an investment would double in approximately 6.9 years.

Historically, 65% of months were positive and 35% were negative. The best month was Nov 2020 with a return of +12.5%, while the worst month was Oct 2008 at -18.4%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 6 months.

On a daily basis, vti 70%+vea 30% closed higher 55% of trading days. The best single day was Oct 13, 2008 with a return of +13.6%, while the worst single day was Mar 16, 2020 at -11.2%.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	2.90%	1.52%	-6.18%	9.49%	4.93%	-0.19%							12.39%
2025	3.45%	-0.63%	-3.99%	0.68%	5.91%	4.62%	1.19%	2.96%	3.16%	2.08%	0.48%	0.94%	22.50%
2024	0.45%	4.54%	3.37%	-4.06%	4.73%	1.66%	2.23%	2.37%	1.74%	-2.06%	4.88%	-3.16%	17.44%
2023	7.55%	-2.73%	2.69%	1.54%	-0.83%	6.06%	3.51%	-2.53%	-4.50%	-2.87%	9.23%	5.38%	23.61%
2022	-5.40%	-2.54%	2.47%	-8.43%	0.33%	-8.52%	8.13%	-4.34%	-9.40%	7.50%	7.37%	-4.69%	-18.15%
2021	-0.45%	2.93%	3.38%	4.45%	1.37%	1.46%	1.37%	2.40%	-4.14%	5.64%	-2.40%	3.95%	21.36%

Benchmark Metrics

vti 70%+vea 30% has an annualized alpha of 0.51%, beta of 0.98, and R2 of 0.97 versus S&P 500 Index. Calculated based on daily prices since July 26, 2007.

With beta of 0.98 and R2 of 0.97, this portfolio moves broadly in line with S&P 500 Index - much of its variation is explained by market exposure rather than independent behavior.

Alpha: 0.51%

Beta: 0.98

R²: 0.97

Upside Capture: 102.41%

Downside Capture: 100.74%

See how alpha, beta & R² have trended over time →

Expense Ratio

vti 70%+vea 30% has an expense ratio of 0.03%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

VTI

Vanguard Total Stock Market ETF

VEA

Vanguard FTSE Developed Markets ETF

Return for Risk

Risk / Return Rank

vti 70%+vea 30% ranks 48 for risk / return — on par with similar Portfolios. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.

Overall Rank

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below presents risk-adjusted performance metrics for vti 70%+vea 30% and compares them with S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	Portfolio	Benchmark	Difference
Sharpe ratioReturn per unit of total volatility	2.14	1.98	+0.16
Sortino ratioReturn per unit of downside risk	2.94	2.70	+0.24
Omega ratioGain probability vs. loss probability	1.39	1.36	+0.02
Calmar ratioReturn relative to maximum drawdown	2.98	2.71	+0.27
Martin ratioReturn relative to average drawdown	13.21	12.15	+1.05

How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

Position	Risk / Return Rank	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
VEA Vanguard FTSE Developed Markets ETF	60	1.95	2.68	1.36	2.78	10.71
VTI Vanguard Total Stock Market ETF	66	2.10	2.84	1.38	2.97	13.35

Sharpe Ratio

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk. Learn how to interpret the Sharpe ratio.

The current vti 70%+vea 30% Sharpe ratio is 2.14 as of Jun 17, 2026 (the value is recalculated daily), calculated over the past 12 months.

Compared to the broad market, where average Sharpe ratios range from 1.65 to 2.51, this portfolio's current Sharpe ratio falls between the 25th and 75th percentiles. This indicates that its risk-adjusted performance is in line with the majority of portfolios, suggesting a balanced approach to risk and return—likely suitable for a wide range of investors.

The chart below shows the rolling Sharpe ratio of vti 70%+vea 30% compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

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Dividends

Dividend yield

vti 70%+vea 30% provided a 1.49% dividend yield over the last twelve months.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Portfolio	1.49%	1.75%	1.89%	1.95%	2.04%	1.80%	1.61%	2.16%	2.43%	2.03%	2.26%	2.26%
Portfolio components:
VEA Vanguard FTSE Developed Markets ETF	2.59%	3.22%	3.35%	3.15%	2.91%	3.16%	2.04%	3.04%	3.35%	2.77%	3.05%	2.92%
VTI Vanguard Total Stock Market ETF	1.02%	1.12%	1.27%	1.44%	1.66%	1.21%	1.42%	1.78%	2.04%	1.71%	1.92%	1.98%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the vti 70%+vea 30%. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the vti 70%+vea 30% was 56.71%, occurring on Mar 9, 2009. Recovery took 962 trading sessions.

The current vti 70%+vea 30% drawdown is 0.75%.

Related event	Drawdown	Fall	Recovery	Underwater
Financial crisis2007–2009	-56.71%Mar 2009	1y 5mo	3y 10mo	5y 2moOct 2007 - Jan 2013
COVID crash2020	-34.74%Mar 2020	1mo 9d	5mo 4d	6mo 13dFeb 2020 - Aug 2020
Bear market2022	-26.29%Oct 2022	11mo 7d	1y 2mo	2y 1moNov 2021 - Dec 2023
Rate-hike selloffLate 2018	-19.15%Dec 2018	3mo 4d	4mo 7d	7mo 11dSep 2018 - Apr 2019
2016 correction2016	-17.24%Feb 2016	8mo 25d	6mo 2d	1y 2moMay 2015 - Aug 2016

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 2 assets, with an effective number of assets of 1.72, reflecting the diversification based on asset allocation. Your capital is well-distributed across most of your holdings, with only mild concentration in a few names. True diversification also depends on the correlations between assets — check the diversification ratio below.

Diversification Ratio

	1Y	3Y	5Y	10Y	All Time
Diversification Ratio	1.04	1.05	1.04	1.03	1.03

The portfolio has a diversification ratio of 1.03, placing it in the bottom quartile across portfolios — positions are highly correlated. Consider adding assets from different classes or sectors to reduce risk.

vti 70%+vea 30% correlation to the S&P 500 Index

vti 70%+vea 30% has a 0.97 correlation to S&P 500 Index over the trailing 12 months. This section compares each holding's correlation to the benchmark and to the portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.97
Correlation (3Y) Calculated over the trailing 3-year period	0.96
Correlation (5Y) Calculated over the trailing 5-year period	0.97
Correlation (10Y) Calculated over the trailing 10-year period	0.97
Correlation (All Time) Calculated using the full available price history since Jul 26, 2007	0.97

Benchmark Correlations

Correlation vs. S&P 500 Index. VTI has the highest benchmark correlation at 0.99, while VEA has the lowest at 0.83.

VEA

0.83

VTI

0.99

Portfolio Correlations

Correlation vs. vti 70%+vea 30%. VTI has the highest portfolio correlation at 0.98, while VEA has the lowest at 0.92.

VEA

0.92

VTI

0.98

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	VEA	VTI
VEA	1.00	0.83
VTI	0.83	1.00

The correlation results are calculated based on daily price changes starting from Jul 26, 2007

Diversification Analysis

Find what vti 70%+vea 30% is missing

See which holdings overlap, where vti 70%+vea 30% is concentrated, and which low-correlation assets could fill the gaps.

Analyze Diversification