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AA HI RISK ONLY WITH SUBS SEP25
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Diversification

Asset Allocation


12 positions 16.06%SCHD 7.96%65 positions 68.82%2 positions 4.52%3 positions 1.64%BondBondCommodityCommodityEquityEquityMulti-AssetMulti-AssetPreferred StockPreferred StockReal EstateReal Estate
PositionCategory/SectorTarget Weight
SCHD
Schwab U.S. Dividend Equity ETF
Dividend
7.96%
MBB
iShares MBS Bond ETF
Mortgage Backed Securities
4.59%
HDEF
Xtrackers MSCI EAFE High Dividend Yield Equity ETF
Foreign Large Cap Equities, Dividend
4.59%
SCHI
Schwab 5-10 Year Corporate Bond ETF
Corporate Bonds
4.44%
VWELX
Vanguard Wellington Fund Investor Shares
Diversified Portfolio
3.91%
AAPL
Apple Inc
Technology
2.64%
XOM
Exxon Mobil Corporation
Energy
2.24%
SCHR
Schwab Intermediate-Term U.S. Treasury ETF
Government Bonds
2.17%
MO
Altria Group, Inc.
Consumer Defensive
2.11%
JEPIX
JPMorgan Equity Premium Income Fund Class I
Derivative Income
2.10%
CVX
Chevron Corporation
Energy
1.92%
HD
The Home Depot, Inc.
Consumer Cyclical
1.90%
ABBV
AbbVie Inc.
Healthcare
1.84%
GD
General Dynamics Corporation
1.83%
FLTR
VanEck Vectors Investment Grade Floating Rate ETF
Corporate Bonds
1.70%
MSFT
Microsoft Corporation
Technology
1.70%
CSCO
Cisco Systems, Inc.
Technology
1.62%
BTI
British American Tobacco p.l.c.
Consumer Defensive
1.47%
JPM
JPMorgan Chase & Co.
Financial Services
1.47%
XLU
State Street Utilities Select Sector SPDR ETF
Utilities Equities
1.44%
RIO
Rio Tinto Group
Basic Materials
1.37%
VZ
Verizon Communications Inc.
Communication Services
1.37%
SPG
Simon Property Group, Inc.
Real Estate
1.37%
SHEL
Shell plc
Energy
1.36%
LMT
Lockheed Martin Corporation
Industrials
1.35%
VYMI
Vanguard International High Dividend Yield ETF
Dividend, Foreign Large Cap Equities
1.34%
BHP
BHP Group
Basic Materials
1.27%
GOOGL
Alphabet Inc. Class A
Communication Services
1.19%
NVS
Novartis AG
Healthcare
1.14%
DUK
Duke Energy Corporation
Utilities
1.13%
AVGO
Broadcom Inc.
Technology
1.11%
KO
The Coca-Cola Company
Consumer Defensive
1.09%
IBM
International Business Machines Corporation
Technology
1.07%
ORCL
Oracle Corporation
Technology
1.05%
BLW
BlackRock Limited Duration Income Trust
Financial Services
1.04%
GPC
Genuine Parts Company
Consumer Cyclical
1.04%
LVHI
Franklin International Low Volatility High Dividend Index ETF
Volatility Hedged Equity, Dividend
0.96%
MDT
Medtronic plc
Healthcare
0.96%
WMT
Walmart Inc.
Consumer Defensive
0.95%
SCHH
Schwab US REIT ETF
REIT
0.86%
SCHF
Schwab International Equity ETF
Foreign Large Cap Equities
0.85%
NVDA
NVIDIA Corporation
Technology
0.82%
RHHBY
Roche Holding AG
Healthcare
0.77%
T
AT&T Inc.
Communication Services
0.76%
MET
MetLife, Inc.
Financial Services
0.75%
SPSB
SPDR Portfolio Short Term Corporate Bond ETF
Corporate Bonds
0.73%
GLW
Corning Incorporated
Technology
0.73%
JMBS
Janus Henderson Mortgage-Backed Securities ETF
Mortgage Backed Securities
0.72%
GLD
SPDR Gold Shares
Gold, Precious Metals
0.72%
SBAC
SBA Communications Corporation
Real Estate
0.72%
EELV
Invesco S&P Emerging Markets Low Volatility ETF
Volatility Hedged Equity
0.71%
OLP
One Liberty Properties, Inc.
Real Estate
0.71%
PFE
Pfizer Inc.
Healthcare
0.70%
CVS
CVS Health Corporation
Healthcare
0.69%
SNY
Sanofi
Healthcare
0.63%
FPEI
First Trust Institutional Preferred Securities & Income ETF
Preferred Stock/Convertible Bonds
0.61%
KR
The Kroger Co.
Consumer Defensive
0.60%
EQNR
Equinor ASA
Energy
0.59%
VIG
Vanguard Dividend Appreciation ETF
Dividend
0.58%
ADP
Automatic Data Processing, Inc.
Industrials
0.56%
BEP
Brookfield Renewable Partners L.P.
Utilities
0.55%
HAUZ
Xtrackers International Real Estate ETF
REIT
0.55%
VOD
Vodafone Group Plc
Communication Services
0.54%
SYY
Sysco Corporation
Consumer Defensive
0.53%
AMLP
Alerian MLP ETF
MLPs
0.48%
FOXA
Fox Corporation
Communication Services
0.45%
RVT
Royce Value Trust Inc.
Financial Services
0.45%
TD
The Toronto-Dominion Bank
Financial Services
0.44%
CL
Colgate-Palmolive Company
Consumer Defensive
0.44%
ZURVY
Zurich Insurance Group Ltd
Financial Services
0.42%
NEE
NextEra Energy, Inc.
Utilities
0.42%
EBND
SPDR Bloomberg Barclays Emerging Markets Local Bond ETF
Emerging Markets Bonds
0.40%
AMT
American Tower Corporation
Real Estate
0.40%
ADM
Archer-Daniels-Midland Company
Consumer Defensive
0.39%
TEF
Telefónica, S.A.
Communication Services
0.37%
SPHY
SPDR Portfolio High Yield Bond ETF
High Yield Bonds
0.34%
HYG
iShares iBoxx $ High Yield Corporate Bond ETF
High Yield Bonds
0.33%
CLX
The Clorox Company
Consumer Defensive
0.33%
PFF
iShares Preferred and Income Securities ETF
Preferred Stock/Convertible Bonds
0.28%
BKLN
Invesco Senior Loan ETF
Bank Loan
0.27%
REET
iShares Global REIT ETF
REIT
0.23%
HYLB
Xtrackers USD High Yield Corporate Bond ETF
High Yield Bonds
0.21%
CII
BlackRock Enhanced Large Cap Core Fund
Derivative Income
0.21%
WBD
Warner Bros. Discovery, Inc.
Communication Services
0.20%
EMLC
VanEck Vectors J.P. Morgan EM Local Currency Bond ETF
Emerging Markets Bonds
0.16%

S&P 500 Index

Portfolio Optimizer

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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in AA HI RISK ONLY WITH SUBS SEP25, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.


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Returns By Period


Position1D1MYTD6M1Y3Y*5Y*10Y*
Benchmark
S&P 500 Index
-2.64%-0.21%7.86%7.47%23.05%19.90%11.79%13.33%
Portfolio
AA HI RISK ONLY WITH SUBS SEP25
-0.97%1.20%10.82%11.29%24.30%18.07%12.11%
AAPL
Apple Inc
-1.25%4.88%13.26%10.45%51.31%20.25%20.16%29.85%
ABBV
AbbVie Inc.
1.02%12.74%1.08%2.16%23.60%23.16%19.52%18.45%
ADM
Archer-Daniels-Midland Company
-2.94%4.88%42.75%39.07%76.02%7.28%6.26%9.55%
ADP
Automatic Data Processing, Inc.
0.28%8.90%-9.08%-10.03%-27.24%4.66%5.48%12.74%
AMLP
Alerian MLP ETF
-0.90%1.19%16.71%14.37%17.34%20.21%16.98%6.58%
AMT
American Tower Corporation
0.11%9.96%11.67%10.68%-5.30%4.43%-3.16%8.74%
AVGO
Broadcom Inc.
-7.92%-10.30%11.68%-0.76%57.48%71.92%55.10%40.58%
BEP
Brookfield Renewable Partners L.P.
-0.27%8.46%38.52%31.69%60.32%10.65%3.51%14.55%
BHP
BHP Group
-6.83%-2.36%39.72%43.33%73.88%17.50%14.03%20.91%
BKLN
Invesco Senior Loan ETF
-0.20%-0.43%-0.04%0.65%4.39%7.54%5.09%4.25%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Oct 11, 2019, AA HI RISK ONLY WITH SUBS SEP25's average daily return is +0.06%, while the average monthly return is +1.12%. At this rate, an investment would double in approximately 5.2 years.

Historically, 67% of months were positive and 33% were negative. The best month was Nov 2020 with a return of +10.8%, while the worst month was Mar 2020 at -10.7%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 3 months.

On a daily basis, AA HI RISK ONLY WITH SUBS SEP25 closed higher 56% of trading days. The best single day was Mar 24, 2020 with a return of +7.0%, while the worst single day was Mar 16, 2020 at -9.1%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20264.46%3.92%-2.90%3.81%2.03%-0.74%10.82%
20252.43%2.39%-0.18%-1.27%2.64%3.18%1.21%3.83%2.19%0.05%1.86%0.15%19.98%
20240.38%1.03%3.77%-2.66%3.93%0.91%4.12%2.76%2.35%-2.09%2.80%-3.52%14.24%
20233.55%-2.60%2.12%1.28%-3.24%4.22%2.57%-1.50%-3.01%-1.85%5.91%4.03%11.48%
2022-0.31%-0.30%2.83%-4.58%1.89%-6.26%4.38%-2.86%-7.78%7.84%6.53%-2.46%-2.40%
2021-0.17%3.23%4.66%2.95%1.69%0.70%1.43%1.40%-3.21%3.63%-1.07%5.53%22.47%

Benchmark Metrics

AA HI RISK ONLY WITH SUBS SEP25 has an annualized alpha of 3.66%, beta of 0.65, and R2 of 0.84 versus S&P 500 Index. Calculated based on daily prices since October 11, 2019.

  • This portfolio participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (69.14%) than losses (65.33%) - typical of diversified or defensive assets.
  • This portfolio generated an annualized alpha of 3.66% versus S&P 500 Index - delivering returns beyond what market exposure alone would predict.
  • Beta of 0.65 indicates this portfolio moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.

Alpha
3.66%
Beta
0.65
0.84
Upside Capture
69.14%
Downside Capture
65.33%

Expense Ratio

AA HI RISK ONLY WITH SUBS SEP25 has an expense ratio of 0.08%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.


Top 10 holdings

Return for Risk

Risk / Return Rank

AA HI RISK ONLY WITH SUBS SEP25 ranks 91 for risk / return — in the top 91% of Portfolios on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.


AA HI RISK ONLY WITH SUBS SEP25 Risk / Return Rank: 9191
Overall Rank
AA HI RISK ONLY WITH SUBS SEP25 Sharpe Ratio Rank: 9292
Sharpe Ratio Rank
AA HI RISK ONLY WITH SUBS SEP25 Sortino Ratio Rank: 9595
Sortino Ratio Rank
AA HI RISK ONLY WITH SUBS SEP25 Omega Ratio Rank: 9494
Omega Ratio Rank
AA HI RISK ONLY WITH SUBS SEP25 Calmar Ratio Rank: 8686
Calmar Ratio Rank
AA HI RISK ONLY WITH SUBS SEP25 Martin Ratio Rank: 8989
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below presents risk-adjusted performance metrics for AA HI RISK ONLY WITH SUBS SEP25 and compares them with S&P 500 Index.


PortfolioBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

3.40

2.01

+1.40

Sortino ratioReturn per unit of downside risk

4.89

2.71

+2.18

Omega ratioGain probability vs. loss probability

1.64

1.36

+0.28

Calmar ratioReturn relative to maximum drawdown

4.97

2.69

+2.28

Martin ratioReturn relative to average drawdown

21.98

12.34

+9.64


How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

PositionRisk / Return RankSharpe ratioSortino ratioOmega ratioCalmar ratioMartin ratio
AAPL
Apple Inc
902.423.391.433.929.86
ABBV
AbbVie Inc.
691.041.571.201.463.27
ADM
Archer-Daniels-Midland Company
942.883.731.456.1117.02
ADP
Automatic Data Processing, Inc.
9-1.12-1.600.81-0.67-1.19
AMLP
Alerian MLP ETF
481.592.221.272.106.93
AMT
American Tower Corporation
30-0.29-0.250.97-0.26-0.38
AVGO
Broadcom Inc.
721.101.671.221.744.15
BEP
Brookfield Renewable Partners L.P.
882.082.801.364.319.87
BHP
BHP Group
892.322.881.363.7113.71
BKLN
Invesco Senior Loan ETF
531.712.521.401.536.04

Sharpe Ratio

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

AA HI RISK ONLY WITH SUBS SEP25 Sharpe ratios as of Jun 6, 2026 (values are recalculated daily):

  • 1-Year: 3.40
  • 5-Year: 1.14
  • All Time: 0.96

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 1.64 to 2.53, this portfolio's current Sharpe ratio is in the top 25%. This signifies superior risk-adjusted performance, meaning the portfolio is delivering strong returns for the level of risk taken compared to most others.

The chart below shows the rolling Sharpe ratio of AA HI RISK ONLY WITH SUBS SEP25 compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.


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Dividends

Dividend yield

AA HI RISK ONLY WITH SUBS SEP25 provided a 3.91% dividend yield over the last twelve months.


PositionTTM20252024202320222021202020192018201720162015
Portfolio3.91%4.11%4.35%4.16%4.23%3.52%3.85%3.47%3.66%2.85%3.12%3.04%
AAPL
Apple Inc
0.34%0.38%0.40%0.49%0.70%0.49%0.61%1.04%1.79%1.45%1.93%1.93%
ABBV
AbbVie Inc.
2.97%2.87%3.49%3.82%3.49%3.84%4.41%4.83%3.89%2.65%3.64%3.41%
ADM
Archer-Daniels-Midland Company
2.55%3.55%3.96%2.49%1.72%2.19%2.86%3.02%3.27%3.19%2.63%3.05%
ADP
Automatic Data Processing, Inc.
2.79%2.46%1.96%2.21%1.83%1.55%2.08%1.92%2.14%2.00%2.10%2.36%
AMLP
Alerian MLP ETF
7.62%8.36%7.70%7.86%7.70%8.55%12.31%9.12%9.29%7.97%8.09%9.84%
AMT
American Tower Corporation
3.55%3.87%3.53%2.99%2.77%1.78%2.02%1.64%1.99%1.84%2.05%1.87%
AVGO
Broadcom Inc.
0.64%0.70%0.94%1.71%3.02%2.24%3.05%3.54%3.11%1.87%1.43%1.13%
BEP
Brookfield Renewable Partners L.P.
4.19%5.53%6.23%5.14%5.05%4.42%2.68%4.42%7.57%5.36%5.99%6.34%
BHP
BHP Group
3.22%3.64%5.98%4.98%22.44%9.98%3.67%8.59%4.89%3.61%1.68%9.38%
BKLN
Invesco Senior Loan ETF
6.63%6.95%8.41%8.59%4.93%3.11%3.56%4.86%4.52%3.50%4.54%4.12%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the AA HI RISK ONLY WITH SUBS SEP25. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the AA HI RISK ONLY WITH SUBS SEP25 was 29.58%, occurring on Mar 23, 2020. Recovery took 162 trading sessions.

The current AA HI RISK ONLY WITH SUBS SEP25 drawdown is 1.18%.


Related event

Drawdown

Fall

Recovery

Underwater

COVID crash2020
-29.58%Mar 2020
1mo 9d7mo 22d
9mo 1dFeb 2020 - Nov 2020
Bear market2022
-15.52%Sep 2022
6mo 3d9mo 15d
1y 3moMar 2022 - Jul 2023
2025 selloff2025
-9.48%Apr 2025
29d1mo 7d
2mo 6dMar 2025 - May 2025
2023 pullback2023
-7.56%Oct 2023
3mo 2d1mo 5d
4mo 7dJul 2023 - Dec 2023
2026 pullback2026
-5.02%Mar 2026
17d28d
1mo 15dMar 2026 - Apr 2026

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Diversification

Diversification Metrics


Number of Effective Assets

The portfolio contains 85 assets, with an effective number of assets of 42.44, reflecting the diversification based on asset allocation. Your portfolio is dominated by one or two holdings, which significantly increases concentration risk. Consider rebalancing toward more even weights or adding additional positions.


Diversification Ratio
1Y
3Y
5Y
All Time
Diversification Ratio

2.51

1.99

1.79

1.54

The portfolio has a diversification ratio of 1.54, in line with the typical range across portfolios. There's room to improve by adding less correlated assets.

AA HI RISK ONLY WITH SUBS SEP25 correlation to the S&P 500 Index

AA HI RISK ONLY WITH SUBS SEP25 has a 0.67 correlation to S&P 500 Index over the trailing 12 months. This section compares each holding's correlation to the benchmark and to the portfolio.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.67

Correlation (3Y)
Calculated over the trailing 3-year period

0.74

Correlation (5Y)
Calculated over the trailing 5-year period

0.82

Correlation (All Time)
Calculated using the full available price history since Oct 11, 2019

0.85


Benchmark Correlations

Correlation vs. S&P 500 Index. VWELX has the highest benchmark correlation at 0.96, while SCHR has the lowest at 0.00.

SCHR
0.00
KR
0.08
GLD
0.12
JMBS
0.16
MBB
0.16
CLX
0.17
FLTR
0.22
SPSB
0.22
DUK
0.22
VZ
0.24
MO
0.24
CL
0.25
EQNR
0.26
LMT
0.27
SCHI
0.27
SNY
0.28
T
0.29
TEF
0.29
ABBV
0.31
PFE
0.31
XOM
0.31
BTI
0.31
RHHBY
0.32
WMT
0.33
CVS
0.33
SBAC
0.34
SHEL
0.34
NVS
0.34
CVX
0.35
ADM
0.35
KO
0.35
AMT
0.36
VOD
0.37
NEE
0.37
WBD
0.41
BEP
0.41
XLU
0.42
AMLP
0.43
FOXA
0.43
SYY
0.44
BLW
0.44
OLP
0.44
ZURVY
0.45
EMLC
0.45
EBND
0.45
RIO
0.46
GD
0.47
MDT
0.50
GPC
0.51
BHP
0.51
FPEI
0.52
IBM
0.52
SPG
0.53
MET
0.57
ADP
0.58
ORCL
0.58
TD
0.59
HD
0.59
JPM
0.60
SCHH
0.60
BKLN
0.61
LVHI
0.62
EELV
0.62
HAUZ
0.62
CSCO
0.63
PFF
0.64
GLW
0.64
HDEF
0.64
REET
0.65
NVDA
0.67
AAPL
0.69
GOOGL
0.70
AVGO
0.70
SPHY
0.71
VYMI
0.72
HYLB
0.73
MSFT
0.73
SCHD
0.73
HYG
0.74
JEPIX
0.76
RVT
0.77
CII
0.79
SCHF
0.79
VIG
0.91
VWELX
0.96

Portfolio Correlations

Correlation vs. AA HI RISK ONLY WITH SUBS SEP25. SCHD has the highest portfolio correlation at 0.91, while SCHR has the lowest at 0.08.

SCHR
0.08
FLTR
0.21
GLD
0.21
KR
0.21
JMBS
0.24
MBB
0.24
CLX
0.26
SPSB
0.27
SCHI
0.33
WMT
0.37
RHHBY
0.38
CL
0.40
SNY
0.40
BEP
0.40
LMT
0.41
NVDA
0.42
SBAC
0.43
VZ
0.44
EQNR
0.44
ABBV
0.44
DUK
0.44
TEF
0.44
PFE
0.44
BLW
0.45
WBD
0.46
AMT
0.46
CVS
0.46
ORCL
0.47
MO
0.47
NEE
0.47
NVS
0.47
T
0.48
MSFT
0.49
FOXA
0.50
BTI
0.50
GOOGL
0.50
AVGO
0.51
FPEI
0.52
VOD
0.52
KO
0.52
EMLC
0.52
EBND
0.53
ADM
0.53
XOM
0.53
SHEL
0.53
AAPL
0.55
CVX
0.55
XLU
0.57
SYY
0.57
MDT
0.57
AMLP
0.58
ZURVY
0.58
OLP
0.58
IBM
0.58
RIO
0.59
BKLN
0.59
ADP
0.59
GD
0.61
CSCO
0.62
HD
0.62
GLW
0.63
BHP
0.63
SPG
0.63
GPC
0.64
JPM
0.64
PFF
0.65
EELV
0.66
MET
0.68
TD
0.69
CII
0.69
SPHY
0.69
HAUZ
0.71
HYLB
0.71
HYG
0.72
SCHH
0.72
LVHI
0.75
RVT
0.76
REET
0.77
JEPIX
0.78
HDEF
0.82
SCHF
0.84
VYMI
0.84
VWELX
0.85
VIG
0.90
SCHD
0.91

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

The correlation results are calculated based on daily price changes starting from Oct 11, 2019
Diversification Analysis

Find what AA HI RISK ONLY WITH SUBS SEP25 is missing

See which holdings overlap, where AA HI RISK ONLY WITH SUBS SEP25 is concentrated, and which low-correlation assets could fill the gaps.

Analyze Diversification