a portfolio for my mom

Asset Allocation

Position	Category/Sector	Target Weight
BRK-B Berkshire Hathaway Inc.	Financial Services	25%
VOO Vanguard S&P 500 ETF	S&P 500	15%
BTC-USD Bitcoin		10%
NVDA NVIDIA Corporation	Technology	10%
SCHD Schwab U.S. Dividend Equity ETF	Dividend	10%
AVGO Broadcom Inc.	Technology	5%
TSM Taiwan Semiconductor Manufacturing Company Limited	Technology	5%
NFLX Netflix, Inc.	Communication Services	5%
RHM.DE Rheinmetall AG	Industrials	5%
MSFT Microsoft Corporation	Technology	5%
AMZN Amazon.com, Inc	Consumer Cyclical	3%
GOOG Alphabet Inc	Communication Services	1%
META Meta Platforms, Inc.	Communication Services	1%

Benchmark Against

Benchmark

S&P 500 Index

Rebalance

Portfolio Optimizer

Find the right asset allocation for a portfolio for my mom

Add portfolio to the optimizer to find optimal allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.

Open Portfolio Optimizer

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in a portfolio for my mom , comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

Loading charts...

Returns By Period

As of Jun 6, 2026, the a portfolio for my mom returned 1.22% Year-To-Date and 36.07% of annualized return in the last 10 years.

Position	1D	1M	YTD	6M	1Y	3Y*	5Y*	10Y*
Benchmark S&P 500 Index	0.30%	0.09%	8.18%	8.17%	23.42%	19.88%	11.91%	13.45%
Portfolio a portfolio for my mom	0.33%	-3.16%	1.22%	0.34%	9.89%	35.95%	27.29%	36.07%
Portfolio components:
AMZN Amazon.com, Inc	-0.33%	-10.07%	6.24%	8.08%	14.82%	25.71%	8.37%	21.19%
AVGO Broadcom Inc.	2.82%	-7.77%	14.83%	-0.72%	61.91%	72.46%	56.70%	41.32%
BRK-B Berkshire Hathaway Inc.	-0.23%	2.32%	-3.11%	-2.06%	-1.32%	13.25%	11.03%	13.14%
BTC-USD Bitcoin	-1.22%	-22.47%	-28.54%	-31.02%	-40.89%	33.16%	10.82%	59.68%
GOOG Alphabet Inc	-1.20%	-8.98%	15.25%	15.01%	107.32%	43.67%	23.94%	26.05%
META Meta Platforms, Inc.	-1.28%	-3.98%	-11.24%	-12.06%	-15.84%	30.58%	12.31%	17.60%
MSFT Microsoft Corporation	-1.18%	-0.60%	-14.48%	-15.77%	-11.77%	8.85%	11.09%	24.64%
NFLX Netflix, Inc.	0.56%	-5.54%	-11.86%	-14.62%	-33.43%	25.31%	11.21%	24.31%
NVDA NVIDIA Corporation	1.73%	-2.94%	12.01%	12.58%	47.43%	75.35%	64.54%	68.47%
RHM.DE Rheinmetall AG	-0.74%	-2.80%	-23.89%	-21.63%	-31.48%	77.59%	69.25%	37.93%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Apr 4, 2014, a portfolio for my mom 's average daily return is +0.08%, while the average monthly return is +2.54%. At this rate, an investment would double in approximately 2.3 years.

Historically, 69% of months were positive and 31% were negative. The best month was Nov 2020 with a return of +15.4%, while the worst month was Apr 2022 at -13.5%. The longest winning streak lasted 21 consecutive months, and the longest losing streak was 6 months.

On a daily basis, a portfolio for my mom closed higher 55% of trading days. The best single day was Mar 13, 2020 with a return of +10.0%, while the worst single day was Mar 12, 2020 at -13.3%.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	-0.61%	-0.37%	-4.34%	8.45%	2.08%	-3.49%							1.22%
2025	3.49%	1.06%	-0.50%	3.52%	8.71%	5.37%	2.03%	1.24%	4.22%	-0.37%	-1.51%	-1.32%	28.62%
2024	7.15%	14.04%	7.21%	-5.52%	8.03%	3.34%	1.78%	3.32%	0.59%	1.58%	9.83%	-0.80%	61.74%
2023	13.22%	0.73%	9.68%	1.71%	5.51%	7.46%	2.85%	-0.66%	-5.03%	2.36%	8.95%	5.17%	64.18%
2022	-5.46%	2.36%	8.94%	-13.53%	-1.81%	-12.36%	10.55%	-7.50%	-7.90%	7.23%	8.97%	-5.22%	-18.17%
2021	1.48%	7.21%	6.95%	4.90%	-0.72%	2.47%	1.98%	5.64%	-4.50%	11.53%	0.72%	0.49%	44.21%

Benchmark Metrics

a portfolio for my mom has an annualized alpha of 17.01%, beta of 1.01, and R2 of 0.78 versus S&P 500 Index. Calculated based on daily prices since April 04, 2014.

This portfolio captured 157.13% of S&P 500 Index gains but only 76.58% of its losses - a favorable profile for investors.
This portfolio generated an annualized alpha of 17.01% versus S&P 500 Index - delivering returns beyond what market exposure alone would predict.
With beta of 1.01 and R2 of 0.78, this portfolio moves broadly in line with S&P 500 Index - much of its variation is explained by market exposure rather than independent behavior.

Alpha: 17.01%

Beta: 1.01

R²: 0.78

Upside Capture: 157.13%

Downside Capture: 76.58%

Expense Ratio

a portfolio for my mom has an expense ratio of 0.01%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

SCHD

Schwab U.S. Dividend Equity ETF

VOO

Vanguard S&P 500 ETF

Return for Risk

Risk / Return Rank

a portfolio for my mom ranks 9 for risk / return — in the bottom 9% of Portfolios on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.

Overall Rank

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below presents risk-adjusted performance metrics for a portfolio for my mom and compares them with S&P 500 Index.

	Portfolio	Benchmark	Difference
Sharpe ratioReturn per unit of total volatility	0.77	1.94	-1.16
Sortino ratioReturn per unit of downside risk	1.14	2.63	-1.49
Omega ratioGain probability vs. loss probability	1.14	1.35	-0.22
Calmar ratioReturn relative to maximum drawdown	0.80	2.59	-1.78
Martin ratioReturn relative to average drawdown	2.40	11.84	-9.44
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

Position	Risk / Return Rank	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
AMZN Amazon.com, Inc	56	0.49	0.89	1.11	0.68	1.64
AVGO Broadcom Inc.	77	1.38	1.95	1.26	2.17	5.16
BRK-B Berkshire Hathaway Inc.	35	-0.09	-0.03	1.00	-0.14	-0.30
BTC-USD Bitcoin	28	-0.95	-1.35	0.86	-0.80	-1.42
GOOG Alphabet Inc	96	3.76	5.15	1.61	5.20	18.68
META Meta Platforms, Inc.	23	-0.45	-0.44	0.94	-0.48	-1.01
MSFT Microsoft Corporation	24	-0.47	-0.49	0.94	-0.35	-0.73
NFLX Netflix, Inc.	8	-1.01	-1.43	0.82	-0.77	-1.36
NVDA NVIDIA Corporation	77	1.37	1.94	1.24	2.36	5.73
RHM.DE Rheinmetall AG	11	-0.72	-0.85	0.90	-0.76	-1.73

Sharpe Ratio

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

a portfolio for my mom Sharpe ratios as of Jun 6, 2026 (values are recalculated daily):

1-Year: 0.77
5-Year: 1.39
10-Year: 1.70
All Time: 1.62

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 1.64 to 2.53, this portfolio's current Sharpe ratio places it in the bottom 25%. This suggests weaker risk-adjusted returns than most portfolios, possibly due to lower returns, higher volatility, or both. It may be worth reviewing the allocation. You can use the Portfolio Optimization tool to explore options for improving the Sharpe ratio.

The chart below shows the rolling Sharpe ratio of a portfolio for my mom compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

Loading charts...

Dividends

Dividend yield

a portfolio for my mom provided a 0.67% dividend yield over the last twelve months.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Portfolio	0.67%	0.71%	0.75%	0.86%	1.02%	0.82%	1.11%	1.12%	1.19%	0.93%	1.04%	1.06%
Portfolio components:
AMZN Amazon.com, Inc	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
AVGO Broadcom Inc.	0.63%	0.70%	0.94%	1.71%	3.02%	2.24%	3.05%	3.54%	3.11%	1.87%	1.43%	1.13%
BRK-B Berkshire Hathaway Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
BTC-USD Bitcoin	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
GOOG Alphabet Inc	0.29%	0.26%	0.32%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
META Meta Platforms, Inc.	0.36%	0.32%	0.34%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
MSFT Microsoft Corporation	0.86%	0.70%	0.73%	0.74%	1.06%	0.68%	0.94%	1.20%	1.69%	1.86%	2.37%	2.33%
NFLX Netflix, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
NVDA NVIDIA Corporation	0.14%	0.02%	0.03%	0.03%	0.11%	0.05%	0.12%	0.27%	0.46%	0.29%	0.45%	1.20%
RHM.DE Rheinmetall AG	0.97%	0.52%	0.93%	1.50%	1.77%	2.41%	5.54%	2.05%	2.20%	1.37%	1.72%	0.49%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

Loading charts...

Worst Drawdowns

The table below displays the maximum drawdowns of the a portfolio for my mom . A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the a portfolio for my mom was 32.74%, occurring on Oct 12, 2022. Recovery took 225 trading sessions.

The current a portfolio for my mom drawdown is 5.30%.

Related event	Drawdown	Fall	Recovery	Underwater
Bear market2022	-32.74%Oct 2022	6mo 16d	7mo 15d	1y 1moMar 2022 - May 2023
COVID crash2020	-30.69%Mar 2020	25d	3mo 26d	4mo 21dFeb 2020 - Jul 2020
Rate-hike selloffLate 2018	-24.34%Dec 2018	1y 8d	4mo 9d	1y 4moDec 2017 - May 2019
2016 correction2016	-13.14%Feb 2016	1mo 26d	1mo 5d	3mo 1dDec 2015 - Mar 2016
Bear market2022	-12.60%Feb 2022	3mo 16d	29d	4mo 15dNov 2021 - Mar 2022

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

Loading charts...

Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 13 assets, with an effective number of assets of 7.78, reflecting the diversification based on asset allocation. Your allocation shows noticeable concentration: a few holdings carry significantly more weight than the rest. Rebalancing toward more even weights — or adding less correlated assets — could reduce risk.

Diversification Ratio

	1Y	3Y	5Y	10Y	All Time
Diversification Ratio	1.97	1.68	1.54	1.54	1.56

The portfolio has a diversification ratio of 1.56, in line with the typical range across portfolios. There's room to improve by adding less correlated assets.

a portfolio for my mom correlation to the S&P 500 Index

a portfolio for my mom has a 0.86 correlation to S&P 500 Index over the trailing 12 months. This section compares each holding's correlation to the benchmark and to the portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.86
Correlation (3Y) Calculated over the trailing 3-year period	0.86
Correlation (5Y) Calculated over the trailing 5-year period	0.88
Correlation (10Y) Calculated over the trailing 10-year period	0.84
Correlation (All Time) Calculated using the full available price history since Apr 4, 2014	0.83

Benchmark Correlations

Correlation vs. S&P 500 Index. VOO has the highest benchmark correlation at 1.00, while BTC-USD has the lowest at 0.18.

0.18

0.27

0.48

0.59

Portfolio Correlations

Correlation vs. a portfolio for my mom . VOO has the highest portfolio correlation at 0.75, while RHM.DE has the lowest at 0.30.

RHM.DE

0.30

NFLX

0.46

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	BTC-USD	RHM.DE	NFLX	BRK-B	TSM	META	SCHD	AVGO	NVDA	AMZN	GOOG	MSFT	VOO
BTC-USD	1.00	0.05	0.10	0.06	0.11	0.10	0.10	0.11	0.13	0.12	0.12	0.10	0.15
RHM.DE	0.05	1.00	0.12	0.18	0.19	0.14	0.24	0.18	0.15	0.12	0.15	0.16	0.24
NFLX	0.10	0.12	1.00	0.22	0.31	0.45	0.25	0.35	0.40	0.47	0.39	0.42	0.44
BRK-B	0.06	0.18	0.22	1.00	0.26	0.27	0.65	0.29	0.24	0.28	0.34	0.35	0.59
TSM	0.11	0.19	0.31	0.26	1.00	0.38	0.39	0.55	0.55	0.40	0.42	0.44	0.54
META	0.10	0.14	0.45	0.27	0.38	1.00	0.31	0.42	0.45	0.56	0.57	0.52	0.55
SCHD	0.10	0.24	0.25	0.65	0.39	0.31	1.00	0.42	0.34	0.34	0.40	0.44	0.75
AVGO	0.11	0.18	0.35	0.29	0.55	0.42	0.42	1.00	0.56	0.42	0.42	0.49	0.59
NVDA	0.13	0.15	0.40	0.24	0.55	0.45	0.34	0.56	1.00	0.48	0.45	0.52	0.56
AMZN	0.12	0.12	0.47	0.28	0.40	0.56	0.34	0.42	0.48	1.00	0.61	0.57	0.59
GOOG	0.12	0.15	0.39	0.34	0.42	0.57	0.40	0.42	0.45	0.61	1.00	0.59	0.63
MSFT	0.10	0.16	0.42	0.35	0.44	0.52	0.44	0.49	0.52	0.57	0.59	1.00	0.66
VOO	0.15	0.24	0.44	0.59	0.54	0.55	0.75	0.59	0.56	0.59	0.63	0.66	1.00

The correlation results are calculated based on daily price changes starting from Apr 4, 2014

Diversification Analysis

Find what a portfolio for my mom is missing

See which holdings overlap, where a portfolio for my mom is concentrated, and which low-correlation assets could fill the gaps.

Analyze Diversification