Vangurard
Current
Asset Allocation
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Vangurard, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Jun 4, 2013, corresponding to the inception date of BNDX
Returns By Period
As of Jan 14, 2025, the Vangurard returned -0.63% Year-To-Date and 7.23% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -0.77% | -3.55% | 3.64% | 22.00% | 12.20% | 11.23% |
| Vangurard | -0.63% | -3.60% | 1.27% | 11.80% | 7.22% | 7.23% |
| Portfolio components: | ||||||
VGHAX Vanguard Health Care Fund Admiral Shares | 1.96% | -1.13% | -9.83% | -2.22% | 5.78% | 3.13% |
VTIVX Vanguard Target Retirement 2045 Fund | -1.11% | -5.90% | -1.58% | 10.51% | 7.69% | 8.34% |
VFORX Vanguard Target Retirement 2040 Fund | -1.11% | -5.98% | -1.86% | 9.23% | 6.89% | 7.82% |
VTSAX Vanguard Total Stock Market Index Fund Admiral Shares | -0.67% | -3.72% | 4.69% | 22.98% | 13.27% | 12.66% |
BND Vanguard Total Bond Market ETF | -1.03% | -1.75% | -0.35% | 0.47% | -0.73% | 1.04% |
VEA Vanguard FTSE Developed Markets ETF | -0.88% | -3.74% | -5.61% | 2.95% | 4.48% | 5.41% |
VTI Vanguard Total Stock Market ETF | -0.70% | -3.75% | 4.61% | 23.00% | 13.27% | 12.68% |
VXUS Vanguard Total International Stock ETF | -1.56% | -4.37% | -5.00% | 4.45% | 3.78% | 4.93% |
VXF Vanguard Extended Market ETF | -0.36% | -5.53% | 7.63% | 19.70% | 9.43% | 9.67% |
VIG Vanguard Dividend Appreciation ETF | -0.87% | -3.50% | 4.25% | 15.91% | 10.98% | 11.48% |
VEIPX Vanguard Equity Income Fund Investor Shares | 0.19% | -2.27% | 4.32% | 15.54% | 8.65% | 8.14% |
BNDX Vanguard Total International Bond ETF | -1.10% | -1.54% | 1.97% | 2.98% | -0.21% | 1.69% |
VFSTX Vanguard Short-Term Investment-Grade Fund Investor Shares | -0.48% | -0.68% | 1.68% | 3.89% | 1.61% | 2.00% |
VFICX Vanguard Intermediate-Term Investment-Grade Fund Investor Shares | -1.52% | -2.66% | -0.45% | 1.59% | -0.45% | 1.41% |
VWEHX Vanguard High-Yield Corporate Fund Investor Shares | -0.37% | -1.28% | 2.40% | 5.79% | 3.12% | 4.41% |
Monthly Returns
The table below presents the monthly returns of Vangurard, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -0.05% | 3.07% | 2.77% | -3.48% | 3.42% | 1.19% | 2.87% | 2.15% | 1.36% | -1.82% | 4.23% | -3.79% | 12.13% |
| 2023 | 5.35% | -2.74% | 1.82% | 1.22% | -1.38% | 4.59% | 2.74% | -2.06% | -3.69% | -2.60% | 7.46% | 4.77% | 15.75% |
| 2022 | -4.62% | -1.80% | 1.22% | -6.41% | 0.39% | -6.46% | 6.19% | -3.46% | -7.37% | 5.92% | 6.00% | -3.54% | -14.31% |
| 2021 | -0.22% | 1.69% | 2.14% | 3.23% | 1.14% | 1.25% | 0.90% | 1.70% | -3.35% | 3.92% | -2.23% | 3.21% | 13.93% |
| 2020 | -0.40% | -5.34% | -10.96% | 8.58% | 4.19% | 1.61% | 3.93% | 3.96% | -1.80% | -1.54% | 9.18% | 3.39% | 13.79% |
| 2019 | 6.14% | 2.50% | 0.66% | 2.19% | -3.86% | 5.10% | 0.53% | -0.82% | 1.25% | 1.76% | 2.23% | 1.85% | 20.96% |
| 2018 | 3.30% | -3.27% | -0.79% | -0.03% | 1.19% | 0.01% | 2.57% | 1.61% | 0.14% | -5.70% | 1.85% | -6.53% | -6.03% |
| 2017 | 1.66% | 2.58% | 0.33% | 1.18% | 1.23% | 0.77% | 1.47% | 0.19% | 1.67% | 1.20% | 1.75% | 0.61% | 15.64% |
| 2016 | -3.69% | -0.25% | 4.75% | 1.11% | 0.79% | 0.60% | 2.99% | -0.08% | 0.38% | -2.09% | 1.31% | 0.95% | 6.72% |
| 2015 | -0.49% | 3.74% | -0.58% | 0.77% | 0.76% | -1.66% | 1.04% | -4.48% | -2.28% | 4.90% | 0.10% | -1.94% | -0.48% |
| 2014 | -1.82% | 3.90% | -0.15% | 0.32% | 1.67% | 1.74% | -1.60% | 2.58% | -2.09% | 1.88% | 1.42% | -1.47% | 6.33% |
Expense Ratio
Vangurard has an expense ratio of 0.12%, which is considered low compared to other funds. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Vangurard is 34, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
Dividend yield
Vangurard provided a 3.08% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 3.08% | 3.07% | 2.73% | 2.31% | 2.20% | 1.95% | 2.55% | 2.75% | 2.28% | 2.39% | 2.47% | 2.44% |
| Portfolio components: | ||||||||||||
VGHAX Vanguard Health Care Fund Admiral Shares | 9.62% | 9.80% | 0.89% | 0.83% | 0.91% | 0.93% | 1.22% | 1.28% | 1.06% | 1.06% | 1.24% | 1.05% |
VTIVX Vanguard Target Retirement 2045 Fund | 0.00% | 0.00% | 2.28% | 2.13% | 2.22% | 1.60% | 2.23% | 2.39% | 1.90% | 1.99% | 2.17% | 2.05% |
VFORX Vanguard Target Retirement 2040 Fund | 0.00% | 0.00% | 2.38% | 2.10% | 2.39% | 1.62% | 2.28% | 2.41% | 1.91% | 1.98% | 2.16% | 1.93% |
VTSAX Vanguard Total Stock Market Index Fund Admiral Shares | 1.27% | 1.26% | 1.43% | 1.65% | 1.20% | 1.41% | 1.77% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% |
BND Vanguard Total Bond Market ETF | 3.71% | 3.67% | 3.09% | 2.60% | 1.97% | 2.22% | 2.72% | 2.81% | 2.54% | 2.51% | 2.57% | 2.79% |
VEA Vanguard FTSE Developed Markets ETF | 3.39% | 3.36% | 3.16% | 2.91% | 3.16% | 2.04% | 3.04% | 3.35% | 2.77% | 3.05% | 2.92% | 3.68% |
VTI Vanguard Total Stock Market ETF | 1.28% | 1.27% | 1.44% | 1.67% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% |
VXUS Vanguard Total International Stock ETF | 3.42% | 3.37% | 3.25% | 3.09% | 3.10% | 2.14% | 3.06% | 3.17% | 2.73% | 2.93% | 2.83% | 3.40% |
VXF Vanguard Extended Market ETF | 1.10% | 1.09% | 1.27% | 1.15% | 1.13% | 1.07% | 1.30% | 1.66% | 1.25% | 1.43% | 1.35% | 1.32% |
VIG Vanguard Dividend Appreciation ETF | 1.74% | 1.73% | 1.88% | 1.96% | 1.55% | 1.63% | 1.71% | 2.08% | 1.88% | 2.14% | 2.34% | 1.95% |
VEIPX Vanguard Equity Income Fund Investor Shares | 2.81% | 2.81% | 2.94% | 2.93% | 2.40% | 2.62% | 2.63% | 3.15% | 2.45% | 2.74% | 2.96% | 2.69% |
BNDX Vanguard Total International Bond ETF | 4.22% | 4.18% | 4.42% | 1.52% | 3.74% | 1.11% | 3.40% | 3.01% | 2.23% | 1.89% | 1.63% | 1.54% |
VFSTX Vanguard Short-Term Investment-Grade Fund Investor Shares | 3.71% | 3.70% | 3.04% | 1.93% | 1.62% | 2.24% | 2.81% | 2.67% | 1.99% | 1.97% | 1.98% | 1.89% |
VFICX Vanguard Intermediate-Term Investment-Grade Fund Investor Shares | 4.25% | 4.18% | 3.81% | 3.09% | 2.26% | 2.51% | 3.04% | 3.21% | 2.80% | 2.87% | 3.08% | 3.16% |
VWEHX Vanguard High-Yield Corporate Fund Investor Shares | 5.63% | 5.61% | 5.68% | 5.11% | 4.15% | 4.62% | 5.25% | 5.93% | 5.30% | 5.39% | 5.88% | 5.59% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Vangurard. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Vangurard was 26.90%, occurring on Mar 23, 2020. Recovery took 99 trading sessions.
The current Vangurard drawdown is 4.75%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -26.9% | Feb 20, 2020 | 23 | Mar 23, 2020 | 99 | Aug 12, 2020 | 122 |
| -21.65% | Nov 9, 2021 | 233 | Oct 12, 2022 | 334 | Feb 12, 2024 | 567 |
| -14.04% | Sep 24, 2018 | 64 | Dec 24, 2018 | 86 | Apr 30, 2019 | 150 |
| -12.53% | May 22, 2015 | 183 | Feb 11, 2016 | 110 | Jul 20, 2016 | 293 |
| -7.28% | Jan 29, 2018 | 9 | Feb 8, 2018 | 140 | Aug 29, 2018 | 149 |
Volatility
Volatility Chart
The current Vangurard volatility is 3.47%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| BNDX | VFSTX | BND | VFICX | VWEHX | VGHAX | VXUS | VXF | VEA | VEIPX | VIG | VTSAX | VTI | VTIVX | VFORX | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| BNDX | 1.00 | 0.56 | 0.73 | 0.68 | 0.16 | 0.03 | 0.01 | -0.00 | 0.01 | -0.04 | 0.01 | -0.01 | -0.01 | 0.02 | 0.04 |
| VFSTX | 0.56 | 1.00 | 0.74 | 0.84 | 0.33 | 0.02 | 0.04 | -0.01 | 0.04 | -0.04 | -0.00 | -0.02 | -0.02 | 0.03 | 0.04 |
| BND | 0.73 | 0.74 | 1.00 | 0.89 | 0.20 | 0.03 | 0.01 | -0.02 | 0.01 | -0.06 | -0.01 | -0.03 | -0.03 | 0.02 | 0.03 |
| VFICX | 0.68 | 0.84 | 0.89 | 1.00 | 0.33 | 0.01 | 0.01 | -0.03 | 0.01 | -0.07 | -0.03 | -0.05 | -0.05 | 0.01 | 0.02 |
| VWEHX | 0.16 | 0.33 | 0.20 | 0.33 | 1.00 | 0.33 | 0.43 | 0.40 | 0.44 | 0.36 | 0.37 | 0.40 | 0.40 | 0.45 | 0.45 |
| VGHAX | 0.03 | 0.02 | 0.03 | 0.01 | 0.33 | 1.00 | 0.65 | 0.69 | 0.67 | 0.70 | 0.72 | 0.75 | 0.74 | 0.74 | 0.74 |
| VXUS | 0.01 | 0.04 | 0.01 | 0.01 | 0.43 | 0.65 | 1.00 | 0.76 | 0.98 | 0.77 | 0.76 | 0.81 | 0.81 | 0.91 | 0.91 |
| VXF | -0.00 | -0.01 | -0.02 | -0.03 | 0.40 | 0.69 | 0.76 | 1.00 | 0.76 | 0.79 | 0.81 | 0.92 | 0.92 | 0.89 | 0.89 |
| VEA | 0.01 | 0.04 | 0.01 | 0.01 | 0.44 | 0.67 | 0.98 | 0.76 | 1.00 | 0.78 | 0.77 | 0.81 | 0.82 | 0.91 | 0.91 |
| VEIPX | -0.04 | -0.04 | -0.06 | -0.07 | 0.36 | 0.70 | 0.77 | 0.79 | 0.78 | 1.00 | 0.91 | 0.87 | 0.87 | 0.87 | 0.86 |
| VIG | 0.01 | -0.00 | -0.01 | -0.03 | 0.37 | 0.72 | 0.76 | 0.81 | 0.77 | 0.91 | 1.00 | 0.92 | 0.92 | 0.89 | 0.89 |
| VTSAX | -0.01 | -0.02 | -0.03 | -0.05 | 0.40 | 0.75 | 0.81 | 0.92 | 0.81 | 0.87 | 0.92 | 1.00 | 1.00 | 0.96 | 0.96 |
| VTI | -0.01 | -0.02 | -0.03 | -0.05 | 0.40 | 0.74 | 0.81 | 0.92 | 0.82 | 0.87 | 0.92 | 1.00 | 1.00 | 0.96 | 0.96 |
| VTIVX | 0.02 | 0.03 | 0.02 | 0.01 | 0.45 | 0.74 | 0.91 | 0.89 | 0.91 | 0.87 | 0.89 | 0.96 | 0.96 | 1.00 | 1.00 |
| VFORX | 0.04 | 0.04 | 0.03 | 0.02 | 0.45 | 0.74 | 0.91 | 0.89 | 0.91 | 0.86 | 0.89 | 0.96 | 0.96 | 1.00 | 1.00 |