Asset Allocation
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Kathy Takaki Vanguard Portfolio, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.
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The earliest data available for this chart is May 22, 2025, corresponding to the inception date of VTEL
Returns By Period
| 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | 0.44% | -1.90% | -3.41% | -1.91% | 30.31% | 17.22% | 10.14% | 12.44% |
Portfolio Kathy Takaki Vanguard Portfolio | 0.07% | -1.49% | -1.27% | 0.38% | — | — | — | — |
| Portfolio components: | ||||||||
VFIAX Vanguard 500 Index Fund Admiral Shares | 0.12% | -2.25% | -3.55% | -1.78% | 31.29% | 18.45% | 11.93% | 14.17% |
VGHCX Vanguard Health Care Fund Investor Shares | -0.17% | -0.21% | -2.06% | 6.69% | 22.42% | 10.31% | 8.83% | 9.58% |
VHYAX Vanguard High Dividend Yield Index Fund Admiral Shares | 0.13% | -1.15% | 3.83% | 6.21% | 29.95% | 14.91% | 11.01% | — |
VSCGX Vanguard LifeStrategy Conservative Growth Fund | -0.05% | -1.11% | -0.30% | 0.99% | 14.91% | 10.45% | 4.81% | 6.18% |
VTIAX Vanguard Total International Stock Index Fund Admiral Shares | -0.64% | -1.05% | 2.76% | 5.47% | 38.50% | 15.42% | 7.41% | 8.94% |
VTSAX Vanguard Total Stock Market Index Fund Admiral Shares | 0.17% | -2.02% | -3.13% | -1.66% | 31.85% | 18.07% | 10.67% | 13.74% |
VTWAX Vanguard Total World Stock Index Fund Admiral Shares | -0.16% | -1.69% | -1.02% | 0.86% | 34.05% | 16.96% | 9.37% | — |
VTEI Vanguard Intermediate-Term Tax-Exempt Bond ETF | -0.08% | -1.15% | -0.02% | 1.41% | 3.47% | — | — | — |
VTEL Vanguard Long-Term Tax-Exempt Bond ETF | -0.07% | -0.82% | 0.16% | 1.84% | — | — | — | — |
VGT Vanguard Information Technology ETF | 0.50% | -0.29% | -4.88% | -5.84% | 50.29% | 24.26% | 14.69% | 21.90% |
Monthly Returns
Based on dividend-adjusted daily data since May 23, 2025, Kathy Takaki Vanguard Portfolio's average daily return is +0.07%, while the average monthly return is +1.20%. At this rate, your investment would double in approximately 4.8 years.
Historically, 92% of months were positive and 8% were negative. The best month was Jun 2025 with a return of +4.5%, while the worst month was Mar 2026 at -5.2%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 1 months.
On a daily basis, Kathy Takaki Vanguard Portfolio closed higher 57% of trading days. The best single day was Mar 31, 2026 with a return of +2.7%, while the worst single day was Oct 10, 2025 at -2.4%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.20% | 0.97% | -5.21% | 0.93% | -1.27% | ||||||||
| 2025 | 1.03% | 4.50% | 1.38% | 2.53% | 3.37% | 1.95% | 0.46% | 0.31% | 16.54% |
Benchmark Metrics
Kathy Takaki Vanguard Portfolio has an annualized alpha of 3.45%, beta of 0.89, and R² of 0.96 versus S&P 500 Index. Calculated based on daily prices since May 23, 2025.
- This portfolio participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (97.38%) than losses (68.87%) — typical of diversified or defensive assets.
- This portfolio generated an annualized alpha of 3.45% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
- With beta of 0.89 and R² of 0.96, this portfolio moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- 3.45%
- Beta
- 0.89
- R²
- 0.96
- Upside Capture
- 97.38%
- Downside Capture
- 68.87%
Expense Ratio
Kathy Takaki Vanguard Portfolio has an expense ratio of 0.08%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Top 10 holdings
Return for Risk
Return / Risk — by metrics
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|---|
VFIAX Vanguard 500 Index Fund Admiral Shares | 47 | 0.96 | 1.47 | 1.22 | 1.51 | 7.11 |
VGHCX Vanguard Health Care Fund Investor Shares | 37 | 0.87 | 1.29 | 1.16 | 1.72 | 4.51 |
VHYAX Vanguard High Dividend Yield Index Fund Admiral Shares | 54 | 1.15 | 1.64 | 1.25 | 1.59 | 6.94 |
VSCGX Vanguard LifeStrategy Conservative Growth Fund | 77 | 1.54 | 2.21 | 1.31 | 2.18 | 8.69 |
VTIAX Vanguard Total International Stock Index Fund Admiral Shares | 84 | 1.78 | 2.35 | 1.35 | 2.51 | 9.59 |
VTSAX Vanguard Total Stock Market Index Fund Admiral Shares | 47 | 0.96 | 1.47 | 1.22 | 1.51 | 7.12 |
VTWAX Vanguard Total World Stock Index Fund Admiral Shares | 66 | 1.27 | 1.85 | 1.28 | 1.88 | 8.49 |
VTEI Vanguard Intermediate-Term Tax-Exempt Bond ETF | 45 | 1.04 | 1.29 | 1.25 | 1.33 | 4.33 |
VTEL Vanguard Long-Term Tax-Exempt Bond ETF | — | — | — | — | — | — |
VGT Vanguard Information Technology ETF | 75 | 2.00 | 2.95 | 1.39 | 1.86 | 5.93 |
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Dividends
Dividend yield
Kathy Takaki Vanguard Portfolio provided a 1.80% dividend yield over the last twelve months.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.80% | 1.74% | 2.19% | 1.82% | 1.87% | 1.61% | 1.67% | 2.06% | 1.43% | 1.16% | 1.32% | 1.36% |
| Portfolio components: | ||||||||||||
VFIAX Vanguard 500 Index Fund Admiral Shares | 1.17% | 1.12% | 1.24% | 1.45% | 1.68% | 1.24% | 1.53% | 1.87% | 2.05% | 1.78% | 2.02% | 2.10% |
VGHCX Vanguard Health Care Fund Investor Shares | 6.75% | 6.00% | 22.72% | 7.17% | 5.44% | 8.31% | 7.96% | 11.82% | 9.10% | 7.30% | 8.54% | 8.16% |
VHYAX Vanguard High Dividend Yield Index Fund Admiral Shares | 2.35% | 2.42% | 2.72% | 3.09% | 2.98% | 2.74% | 3.16% | 3.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VSCGX Vanguard LifeStrategy Conservative Growth Fund | 5.56% | 5.50% | 11.03% | 5.23% | 2.79% | 4.18% | 3.28% | 2.62% | 3.81% | 1.65% | 2.43% | 3.21% |
VTIAX Vanguard Total International Stock Index Fund Admiral Shares | 2.92% | 3.15% | 3.33% | 3.22% | 3.04% | 3.05% | 2.10% | 3.04% | 3.16% | 2.73% | 2.93% | 2.84% |
VTSAX Vanguard Total Stock Market Index Fund Admiral Shares | 1.15% | 1.11% | 1.26% | 1.42% | 1.65% | 1.20% | 1.41% | 1.76% | 2.03% | 1.71% | 1.92% | 1.98% |
VTWAX Vanguard Total World Stock Index Fund Admiral Shares | 1.78% | 1.80% | 1.92% | 2.06% | 2.17% | 1.79% | 1.64% | 2.28% | 0.00% | 0.00% | 0.00% | 0.00% |
VTEI Vanguard Intermediate-Term Tax-Exempt Bond ETF | 3.05% | 3.00% | 2.65% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VTEL Vanguard Long-Term Tax-Exempt Bond ETF | 3.20% | 2.23% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VGT Vanguard Information Technology ETF | 0.43% | 0.40% | 0.60% | 0.65% | 0.91% | 0.64% | 0.82% | 1.11% | 1.29% | 0.99% | 1.31% | 1.28% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Kathy Takaki Vanguard Portfolio. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Kathy Takaki Vanguard Portfolio was 8.21%, occurring on Mar 30, 2026. The portfolio has not yet recovered.
The current Kathy Takaki Vanguard Portfolio drawdown is 4.90%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -8.21% | Feb 26, 2026 | 23 | Mar 30, 2026 | — | — | — |
| -4.53% | Oct 29, 2025 | 17 | Nov 20, 2025 | 10 | Dec 5, 2025 | 27 |
| -2.74% | Oct 9, 2025 | 2 | Oct 10, 2025 | 10 | Oct 24, 2025 | 12 |
| -2.32% | Dec 12, 2025 | 4 | Dec 17, 2025 | 4 | Dec 23, 2025 | 8 |
| -2.3% | Jul 28, 2025 | 5 | Aug 1, 2025 | 7 | Aug 12, 2025 | 12 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 15 assets, with an effective number of assets of 5.89, reflecting the diversification based on asset allocation. This number of effective assets indicates a moderate level of diversification, where some assets may have a more significant influence on overall performance.
Asset Correlations Table
| Benchmark | VTEL | VTEI | VGHCX | VGT | VHYAX | DGRO | VTIAX | VBK | VOOV | VO | VFIAX | VSCGX | VTI | VTSAX | VTWAX | Portfolio | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Benchmark | 1.00 | 0.11 | 0.16 | 0.47 | 0.88 | 0.74 | 0.74 | 0.78 | 0.80 | 0.80 | 0.80 | 1.00 | 0.88 | 0.99 | 0.99 | 0.96 | 0.98 |
| VTEL | 0.11 | 1.00 | 0.75 | 0.19 | 0.04 | 0.15 | 0.15 | 0.22 | 0.10 | 0.14 | 0.13 | 0.12 | 0.32 | 0.11 | 0.11 | 0.16 | 0.16 |
| VTEI | 0.16 | 0.75 | 1.00 | 0.26 | 0.10 | 0.20 | 0.22 | 0.28 | 0.19 | 0.18 | 0.19 | 0.17 | 0.36 | 0.17 | 0.17 | 0.22 | 0.22 |
| VGHCX | 0.47 | 0.19 | 0.26 | 1.00 | 0.25 | 0.55 | 0.62 | 0.51 | 0.47 | 0.58 | 0.53 | 0.47 | 0.55 | 0.48 | 0.48 | 0.52 | 0.53 |
| VGT | 0.88 | 0.04 | 0.10 | 0.25 | 1.00 | 0.50 | 0.48 | 0.67 | 0.74 | 0.54 | 0.61 | 0.88 | 0.74 | 0.87 | 0.87 | 0.83 | 0.85 |
| VHYAX | 0.74 | 0.15 | 0.20 | 0.55 | 0.50 | 1.00 | 0.96 | 0.68 | 0.73 | 0.90 | 0.86 | 0.74 | 0.75 | 0.76 | 0.77 | 0.77 | 0.80 |
| DGRO | 0.74 | 0.15 | 0.22 | 0.62 | 0.48 | 0.96 | 1.00 | 0.67 | 0.69 | 0.94 | 0.86 | 0.74 | 0.74 | 0.77 | 0.76 | 0.76 | 0.80 |
| VTIAX | 0.78 | 0.22 | 0.28 | 0.51 | 0.67 | 0.68 | 0.67 | 1.00 | 0.71 | 0.69 | 0.70 | 0.79 | 0.90 | 0.79 | 0.79 | 0.92 | 0.86 |
| VBK | 0.80 | 0.10 | 0.19 | 0.47 | 0.74 | 0.73 | 0.69 | 0.71 | 1.00 | 0.74 | 0.87 | 0.81 | 0.78 | 0.85 | 0.85 | 0.83 | 0.86 |
| VOOV | 0.80 | 0.14 | 0.18 | 0.58 | 0.54 | 0.90 | 0.94 | 0.69 | 0.74 | 1.00 | 0.89 | 0.80 | 0.77 | 0.82 | 0.82 | 0.81 | 0.84 |
| VO | 0.80 | 0.13 | 0.19 | 0.53 | 0.61 | 0.86 | 0.86 | 0.70 | 0.87 | 0.89 | 1.00 | 0.80 | 0.79 | 0.84 | 0.84 | 0.82 | 0.86 |
| VFIAX | 1.00 | 0.12 | 0.17 | 0.47 | 0.88 | 0.74 | 0.74 | 0.79 | 0.81 | 0.80 | 0.80 | 1.00 | 0.88 | 0.99 | 0.99 | 0.96 | 0.98 |
| VSCGX | 0.88 | 0.32 | 0.36 | 0.55 | 0.74 | 0.75 | 0.74 | 0.90 | 0.78 | 0.77 | 0.79 | 0.88 | 1.00 | 0.89 | 0.89 | 0.94 | 0.93 |
| VTI | 0.99 | 0.11 | 0.17 | 0.48 | 0.87 | 0.76 | 0.77 | 0.79 | 0.85 | 0.82 | 0.84 | 0.99 | 0.89 | 1.00 | 1.00 | 0.96 | 0.99 |
| VTSAX | 0.99 | 0.11 | 0.17 | 0.48 | 0.87 | 0.77 | 0.76 | 0.79 | 0.85 | 0.82 | 0.84 | 0.99 | 0.89 | 1.00 | 1.00 | 0.96 | 0.99 |
| VTWAX | 0.96 | 0.16 | 0.22 | 0.52 | 0.83 | 0.77 | 0.76 | 0.92 | 0.83 | 0.81 | 0.82 | 0.96 | 0.94 | 0.96 | 0.96 | 1.00 | 0.99 |
| Portfolio | 0.98 | 0.16 | 0.22 | 0.53 | 0.85 | 0.80 | 0.80 | 0.86 | 0.86 | 0.84 | 0.86 | 0.98 | 0.93 | 0.99 | 0.99 | 0.99 | 1.00 |