XYZ vs. QTWO
XYZ (Block, Inc) and QTWO (Q2 Holdings, Inc.) are both stocks. Both are in the Technology sector — XYZ in Software - Infrastructure, QTWO in Software - Application. Over the past 10 years, XYZ returned 22.83%/yr vs 4.96%/yr for QTWO. A 0.51 correlation means they provide meaningful diversification when combined.
Performance
XYZ vs. QTWO - Performance Comparison
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Returns By Period
In the year-to-date period, XYZ achieves a 6.81% return, which is significantly higher than QTWO's -39.18% return. Over the past 10 years, XYZ has outperformed QTWO with an annualized return of 22.83%, while QTWO has yielded a comparatively lower 4.96% annualized return.
XYZ
- 1D
- 0.62%
- 1M
- -0.37%
- YTD
- 6.81%
- 6M
- 7.37%
- 1Y
- 8.88%
- 3Y*
- 1.99%
- 5Y*
- -20.53%
- 10Y*
- 22.83%
QTWO
- 1D
- 1.32%
- 1M
- -1.81%
- YTD
- -39.18%
- 6M
- -41.72%
- 1Y
- -50.39%
- 3Y*
- 15.77%
- 5Y*
- -15.41%
- 10Y*
- 4.96%
XYZ vs. QTWO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
XYZ Block, Inc | 6.81% | -23.41% | 9.88% | 23.09% | -61.09% | -25.79% | 247.89% | 11.54% | 61.78% | 154.37% |
QTWO Q2 Holdings, Inc. | -39.18% | -28.31% | 131.86% | 61.56% | -66.18% | -37.22% | 56.06% | 63.63% | 34.46% | 27.73% |
Correlation
The correlation between XYZ and QTWO is 0.41, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.41 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.52 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.60 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.54 |
Correlation (All Time) Calculated using the full available price history since Nov 19, 2015 | 0.51 |
The correlation between XYZ and QTWO shifts across timeframes, from 0.41 (1 year) to 0.60 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
XYZ:
$41.54B
QTWO:
$2.97B
XYZ:
$1.31
QTWO:
$1.07
XYZ:
53.09
QTWO:
40.92
XYZ:
1.75
QTWO:
3.68
XYZ:
1.91
QTWO:
4.85
XYZ:
$24.48B
QTWO:
$821.58M
XYZ:
$11.01B
QTWO:
$456.61M
XYZ:
$2.42B
QTWO:
$105.55M
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Return for Risk
XYZ vs. QTWO — Risk / Return Rank
XYZ
QTWO
XYZ vs. QTWO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Block, Inc (XYZ) and Q2 Holdings, Inc. (QTWO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| XYZ | QTWO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.33 | ||
| Sortino ratioReturn per unit of downside risk | +2.45 | ||
| Omega ratioGain probability vs. loss probability | 1.07 | 0.78 | +0.29 |
| Calmar ratioReturn relative to maximum drawdown | 0.23 | -0.93 | +1.15 |
| Martin ratioReturn relative to average drawdown | 0.52 | -1.46 | +1.98 |
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Drawdowns
XYZ vs. QTWO - Drawdown Comparison
The maximum XYZ drawdown since its inception was -86.08%, roughly equal to the maximum QTWO drawdown of -85.77%. Use the drawdown chart below to compare losses from any high point for XYZ and QTWO.
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Drawdown Indicators
| XYZ | QTWO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -86.08% | -85.77% | -0.31% |
Max Drawdown (1Y)Largest decline over 1 year | -39.48% | -54.53% | +15.05% |
Max Drawdown (3Y)Largest decline over 3 years | -52.96% | -60.92% | +7.96% |
Max Drawdown (5Y)Largest decline over 5 years | -86.08% | -80.69% | -5.39% |
Max Drawdown (10Y)Largest decline over 10 years | -86.08% | -85.77% | -0.31% |
Current DrawdownCurrent decline from peak | -75.33% | -70.08% | -5.25% |
Average DrawdownAverage peak-to-trough decline | -41.05% | -30.24% | -10.81% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 17.15% | 34.50% | -17.35% |
Volatility
XYZ vs. QTWO - Volatility Comparison
The current volatility for Block, Inc (XYZ) is 12.79%, while Q2 Holdings, Inc. (QTWO) has a volatility of 17.04%. This indicates that XYZ experiences smaller price fluctuations and is considered to be less risky than QTWO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| XYZ | QTWO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 12.79% | 17.04% | -4.25% |
Volatility (6M)Calculated over the trailing 6-month period | 35.49% | 32.97% | +2.52% |
Volatility (1Y)Calculated over the trailing 1-year period | 46.91% | 44.18% | +2.73% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 59.99% | 50.07% | +9.92% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 56.70% | 44.28% | +12.42% |
Dividends
XYZ vs. QTWO - Dividend Comparison
Neither XYZ nor QTWO has paid dividends to shareholders.
Financials
XYZ vs. QTWO - Financials Comparison
This section allows you to compare key financial metrics between Block, Inc and Q2 Holdings, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
XYZ vs. QTWO - Profitability Comparison
XYZ - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Block, Inc reported a gross profit of 2.91B and revenue of 6.06B. Therefore, the gross margin over that period was 48.0%.
QTWO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Q2 Holdings, Inc. reported a gross profit of 127.91M and revenue of 216.51M. Therefore, the gross margin over that period was 59.1%.
XYZ - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Block, Inc reported an operating income of -171.99M and revenue of 6.06B, resulting in an operating margin of -2.8%.
QTWO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Q2 Holdings, Inc. reported an operating income of 27.69M and revenue of 216.51M, resulting in an operating margin of 12.8%.
XYZ - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Block, Inc reported a net income of -308.68M and revenue of 6.06B, resulting in a net margin of -5.1%.
QTWO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Q2 Holdings, Inc. reported a net income of 26.64M and revenue of 216.51M, resulting in a net margin of 12.3%.
Frequently Asked Questions
XYZ and QTWO have a correlation of 0.41, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
QTWO has higher volatility (17.04%) compared to XYZ (12.79%). In terms of maximum drawdown, XYZ dropped -86.08% vs QTWO's -85.77%.
XYZ currently has the higher Sharpe Ratio (0.19 vs -1.14), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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