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QTWO vs. IRS
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

QTWO vs. IRS - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Q2 Holdings, Inc. (QTWO) and IRSA Inversiones y Representaciones Sociedad Anónima (IRS). The values are adjusted to include any dividend payments, if applicable.

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QTWO vs. IRS - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
QTWO
Q2 Holdings, Inc.
-34.31%-28.31%131.86%61.56%-66.18%-37.22%56.06%63.63%34.46%27.73%
IRS
IRSA Inversiones y Representaciones Sociedad Anónima
0.00%21.60%103.74%99.57%17.65%-5.54%-33.08%-45.90%-53.72%76.69%

Fundamentals

Market Cap

QTWO:

$3.24B

IRS:

$1.40B

EPS

QTWO:

$0.75

IRS:

$4.73K

PE Ratio

QTWO:

63.16

IRS:

0.00

PS Ratio

QTWO:

4.13

IRS:

0.00

PB Ratio

QTWO:

4.90

IRS:

0.00

Total Revenue (TTM)

QTWO:

$794.81M

IRS:

$513.67B

Gross Profit (TTM)

QTWO:

$429.68M

IRS:

$314.01B

EBITDA (TTM)

QTWO:

$90.36M

IRS:

$626.04B

Returns By Period

Over the past 10 years, QTWO has underperformed IRS with an annualized return of 6.97%, while IRS has yielded a comparatively higher 7.59% annualized return.


QTWO

1D
0.21%
1M
-5.65%
YTD
-34.31%
6M
-30.42%
1Y
-41.82%
3Y*
24.40%
5Y*
-14.39%
10Y*
6.97%

IRS

1D
2.04%
1M
4.16%
YTD
0.00%
6M
56.91%
1Y
37.54%
3Y*
59.63%
5Y*
44.60%
10Y*
7.59%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Return for Risk

QTWO vs. IRS — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

QTWO
QTWO Risk / Return Rank: 88
Overall Rank
QTWO Sharpe Ratio Rank: 55
Sharpe Ratio Rank
QTWO Sortino Ratio Rank: 55
Sortino Ratio Rank
QTWO Omega Ratio Rank: 77
Omega Ratio Rank
QTWO Calmar Ratio Rank: 1313
Calmar Ratio Rank
QTWO Martin Ratio Rank: 88
Martin Ratio Rank

IRS
IRS Risk / Return Rank: 6666
Overall Rank
IRS Sharpe Ratio Rank: 6565
Sharpe Ratio Rank
IRS Sortino Ratio Rank: 6767
Sortino Ratio Rank
IRS Omega Ratio Rank: 6262
Omega Ratio Rank
IRS Calmar Ratio Rank: 6868
Calmar Ratio Rank
IRS Martin Ratio Rank: 6767
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

QTWO vs. IRS - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Q2 Holdings, Inc. (QTWO) and IRSA Inversiones y Representaciones Sociedad Anónima (IRS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


QTWOIRSDifference

Sharpe ratio

Return per unit of total volatility

-0.97

0.70

-1.66

Sortino ratio

Return per unit of downside risk

-1.47

1.49

-2.96

Omega ratio

Gain probability vs. loss probability

0.83

1.17

-0.35

Calmar ratio

Return relative to maximum drawdown

-0.78

1.33

-2.11

Martin ratio

Return relative to average drawdown

-1.53

3.08

-4.61

QTWO vs. IRS - Sharpe Ratio Comparison

The current QTWO Sharpe Ratio is -0.97, which is lower than the IRS Sharpe Ratio of 0.70. The chart below compares the historical Sharpe Ratios of QTWO and IRS, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


QTWOIRSDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

-0.97

0.70

-1.66

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

-0.29

0.90

-1.19

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.16

0.14

+0.02

Sharpe Ratio (All Time)

Calculated using the full available price history

0.22

0.04

+0.18

Correlation

The correlation between QTWO and IRS is 0.20, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


Dividends

QTWO vs. IRS - Dividend Comparison

QTWO has not paid dividends to shareholders, while IRS's dividend yield for the trailing twelve months is around 8.56%.


TTM202520242023202220212020201920182017
QTWO
Q2 Holdings, Inc.
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
IRS
IRSA Inversiones y Representaciones Sociedad Anónima
8.56%8.56%10.79%18.63%3.91%0.00%1.25%0.00%0.00%9.27%

Drawdowns

QTWO vs. IRS - Drawdown Comparison

The maximum QTWO drawdown since its inception was -85.77%, smaller than the maximum IRS drawdown of -92.99%. Use the drawdown chart below to compare losses from any high point for QTWO and IRS.


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Drawdown Indicators


QTWOIRSDifference

Max Drawdown

Largest peak-to-trough decline

-85.77%

-92.99%

+7.22%

Max Drawdown (1Y)

Largest decline over 1 year

-52.32%

-30.64%

-21.68%

Max Drawdown (5Y)

Largest decline over 5 years

-80.69%

-37.93%

-42.76%

Max Drawdown (10Y)

Largest decline over 10 years

-85.77%

-91.24%

+5.47%

Current Drawdown

Current decline from peak

-67.69%

-15.29%

-52.40%

Average Drawdown

Average peak-to-trough decline

-29.64%

-57.64%

+28.00%

Ulcer Index

Depth and duration of drawdowns from previous peaks

26.65%

13.21%

+13.44%

Volatility

QTWO vs. IRS - Volatility Comparison

The current volatility for Q2 Holdings, Inc. (QTWO) is 9.30%, while IRSA Inversiones y Representaciones Sociedad Anónima (IRS) has a volatility of 13.72%. This indicates that QTWO experiences smaller price fluctuations and is considered to be less risky than IRS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


QTWOIRSDifference

Volatility (1M)

Calculated over the trailing 1-month period

9.30%

13.72%

-4.42%

Volatility (6M)

Calculated over the trailing 6-month period

28.72%

39.46%

-10.74%

Volatility (1Y)

Calculated over the trailing 1-year period

43.47%

54.27%

-10.80%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

49.12%

49.91%

-0.79%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

43.88%

53.45%

-9.57%

Financials

QTWO vs. IRS - Financials Comparison

This section allows you to compare key financial metrics between Q2 Holdings, Inc. and IRSA Inversiones y Representaciones Sociedad Anónima. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


0.0050.00B100.00B150.00BAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
208.22M
163.65B
(QTWO) Total Revenue
(IRS) Total Revenue
Values in USD except per share items

QTWO vs. IRS - Profitability Comparison

The chart below illustrates the profitability comparison between Q2 Holdings, Inc. and IRSA Inversiones y Representaciones Sociedad Anónima over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

45.0%50.0%55.0%60.0%65.0%70.0%AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
55.4%
62.7%
Portfolio components
QTWO - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Q2 Holdings, Inc. reported a gross profit of 115.28M and revenue of 208.22M. Therefore, the gross margin over that period was 55.4%.

IRS - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, IRSA Inversiones y Representaciones Sociedad Anónima reported a gross profit of 102.55B and revenue of 163.65B. Therefore, the gross margin over that period was 62.7%.

QTWO - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Q2 Holdings, Inc. reported an operating income of 16.86M and revenue of 208.22M, resulting in an operating margin of 8.1%.

IRS - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, IRSA Inversiones y Representaciones Sociedad Anónima reported an operating income of 102.55B and revenue of 163.65B, resulting in an operating margin of 62.7%.

QTWO - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Q2 Holdings, Inc. reported a net income of 20.44M and revenue of 208.22M, resulting in a net margin of 9.8%.

IRS - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, IRSA Inversiones y Representaciones Sociedad Anónima reported a net income of 82.43B and revenue of 163.65B, resulting in a net margin of 50.4%.