XWFS.L vs. UIFS.L
XWFS.L (Xtrackers MSCI World Financials UCITS ETF 1C) and UIFS.L (iShares S&P 500 Financials Sector UCITS ETF USD (Acc)) are both Financials Equities funds - XWFS.L tracks the MSCI World/Financials NR USD while UIFS.L tracks the S&P 500 Capped 35/20 Financials Index. Both are passively managed. Over the past 3 years, XWFS.L returned 20.16%/yr vs 14.16%/yr for UIFS.L. Their correlation of 0.88 suggests significant overlap in exposure. XWFS.L charges 0.25%/yr vs 0.15%/yr for UIFS.L.
Performance
XWFS.L vs. UIFS.L - Performance Comparison
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Different Trading Currencies
XWFS.L is traded in GBP, while UIFS.L is traded in GBp. To make them comparable, the UIFS.L values have been converted to GBP using the latest available exchange rates.
Returns By Period
In the year-to-date period, XWFS.L achieves a -1.42% return, which is significantly higher than UIFS.L's -7.77% return.
XWFS.L
- 1D
- -0.98%
- 1M
- -0.19%
- YTD
- -1.42%
- 6M
- 2.61%
- 1Y
- 13.19%
- 3Y*
- 20.16%
- 5Y*
- —
- 10Y*
- —
UIFS.L
- 1D
- -1.25%
- 1M
- -2.16%
- YTD
- -7.77%
- 6M
- -5.13%
- 1Y
- 1.16%
- 3Y*
- 14.16%
- 5Y*
- 8.41%
- 10Y*
- 12.91%
XWFS.L vs. UIFS.L - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|
XWFS.L Xtrackers MSCI World Financials UCITS ETF 1C | -1.42% | 20.20% | 29.08% | 10.02% | -0.66% |
UIFS.L iShares S&P 500 Financials Sector UCITS ETF USD (Acc) | -7.77% | 7.07% | 32.24% | 6.12% | -2.73% |
Correlation
The correlation between XWFS.L and UIFS.L is 0.90, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.90 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.86 |
Correlation (All Time) Calculated using the full available price history since Mar 25, 2022 | 0.88 |
The correlation between XWFS.L and UIFS.L has been stable across timeframes, ranging from 0.86 to 0.90 - a consistent structural relationship.
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Return for Risk
XWFS.L vs. UIFS.L — Risk / Return Rank
XWFS.L
UIFS.L
XWFS.L vs. UIFS.L - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Xtrackers MSCI World Financials UCITS ETF 1C (XWFS.L) and iShares S&P 500 Financials Sector UCITS ETF USD (Acc) (UIFS.L). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| XWFS.L | UIFS.L | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.97 | ||
| Sortino ratioReturn per unit of downside risk | +1.34 | ||
| Omega ratioGain probability vs. loss probability | 1.18 | 1.02 | +0.16 |
| Calmar ratioReturn relative to maximum drawdown | 1.36 | 0.09 | +1.27 |
| Martin ratioReturn relative to average drawdown | 4.37 | 0.21 | +4.16 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| XWFS.L | UIFS.L | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.06 | 0.09 | +0.97 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | 0.48 | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.64 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.82 | 0.60 | +0.21 |
Drawdowns
XWFS.L vs. UIFS.L - Drawdown Comparison
The maximum XWFS.L drawdown since its inception was -16.47%, smaller than the maximum UIFS.L drawdown of -35.31%. Use the drawdown chart below to compare losses from any high point for XWFS.L and UIFS.L.
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Drawdown Indicators
| XWFS.L | UIFS.L | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -16.47% | -35.31% | +18.84% |
Max Drawdown (1Y)Largest decline over 1 year | -9.64% | -12.90% | +3.26% |
Max Drawdown (3Y)Largest decline over 3 years | -16.47% | -18.72% | +2.25% |
Max Drawdown (5Y)Largest decline over 5 years | — | -18.72% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -35.31% | — |
Current DrawdownCurrent decline from peak | -2.91% | -9.65% | +6.74% |
Average DrawdownAverage peak-to-trough decline | -4.11% | -6.08% | +1.97% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.01% | 5.51% | -2.50% |
Volatility
XWFS.L vs. UIFS.L - Volatility Comparison
The current volatility for Xtrackers MSCI World Financials UCITS ETF 1C (XWFS.L) is 2.90%, while iShares S&P 500 Financials Sector UCITS ETF USD (Acc) (UIFS.L) has a volatility of 3.27%. This indicates that XWFS.L experiences smaller price fluctuations and is considered to be less risky than UIFS.L based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| XWFS.L | UIFS.L | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.90% | 3.27% | -0.37% |
Volatility (6M)Calculated over the trailing 6-month period | 9.62% | 10.09% | -0.47% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.43% | 13.64% | -1.21% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.02% | 17.49% | -1.47% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.02% | 20.10% | -4.08% |
XWFS.L vs. UIFS.L - Expense Ratio Comparison
XWFS.L has a 0.25% expense ratio, which is higher than UIFS.L's 0.15% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
XWFS.L vs. UIFS.L - Dividend Comparison
Neither XWFS.L nor UIFS.L has paid dividends to shareholders.
Frequently Asked Questions
With a correlation of 0.90, XWFS.L and UIFS.L move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
On fees, UIFS.L is cheaper at 0.15% per year. The better choice depends on whether you care most about return, fees, risk, or income.
UIFS.L is cheaper with a 0.15% expense ratio, compared with 0.25% for XWFS.L.
XWFS.L tracks MSCI World/Financials NR USD, while UIFS.L tracks S&P 500 Capped 35/20 Financials Index. They also come from different issuers: Xtrackers and iShares. Their fees differ too: 0.25% for XWFS.L and 0.15% for UIFS.L.
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