XTJA vs. KQQQ

Last updated Jun 24, 2026

XTJA (Innovator U.S. Equity Accelerated Plus ETF - January) and KQQQ (Kurv Technology Titans Select ETF) are both exchange-traded funds - XTJA is a Options Trading fund actively managed by Innovator, while KQQQ is a Technology Equities fund actively managed by Kurv. Both are actively managed. Over the past year, XTJA returned 17.13% vs 34.81% for KQQQ. A 0.78 correlation means they provide meaningful diversification when combined. XTJA charges 0.79%/yr vs 0.99%/yr for KQQQ.

Performance

XTJA vs. KQQQ - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Innovator U.S. Equity Accelerated Plus ETF - January (XTJA) and Kurv Technology Titans Select ETF (KQQQ). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, XTJA achieves a 6.57% return, which is significantly lower than KQQQ's 14.14% return.

XTJA

• 1D: -0.61%
• 1M: 0.06%
• YTD: 6.57%
• 6M: 6.64%
• 1Y: 17.13%
• 3Y*: 14.16%
• 5Y*: —
• 10Y*: —

KQQQ

• 1D: -2.44%
• 1M: -1.70%
• YTD: 14.14%
• 6M: 13.01%
• 1Y: 34.81%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

XTJA vs. KQQQ - Yearly Performance Comparison

	2026 (YTD)	2025	2024
XTJA Innovator U.S. Equity Accelerated Plus ETF - January	6.57%	13.86%	3.92%
KQQQ Kurv Technology Titans Select ETF	14.14%	16.64%	11.50%

Correlation

The correlation between XTJA and KQQQ is 0.80, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.80
Correlation (All Time) Calculated using the full available price history since Jul 23, 2024	0.78

The correlation between XTJA and KQQQ has been stable across timeframes, ranging from 0.78 to 0.80 - a consistent structural relationship.

Return for Risk

XTJA vs. KQQQ — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

XTJA

XTJA Risk / Return Rank: 70
XTJA Sharpe Ratio Rank: 70
XTJA Sortino Ratio Rank: 72
XTJA Omega Ratio Rank: 83
XTJA Calmar Ratio Rank: 50
XTJA Martin Ratio Rank: 74

KQQQ

KQQQ Risk / Return Rank: 48
KQQQ Sharpe Ratio Rank: 55
KQQQ Sortino Ratio Rank: 52
KQQQ Omega Ratio Rank: 51
KQQQ Calmar Ratio Rank: 42
KQQQ Martin Ratio Rank: 42

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

XTJA vs. KQQQ - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Innovator U.S. Equity Accelerated Plus ETF - January (XTJA) and Kurv Technology Titans Select ETF (KQQQ). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	XTJA	KQQQ	Difference
Sharpe ratio: Return per unit of total volatility	2.04	1.80	+0.24
Sortino ratio: Return per unit of downside risk	2.92	2.42	+0.50
Omega ratio: Gain probability vs. loss probability	1.45	1.31	+0.14
Calmar ratio: Return relative to maximum drawdown	2.26	2.02	+0.24
Martin ratio: Return relative to average drawdown	12.57	6.56	+6.00

XTJA vs. KQQQ - Sharpe Ratio Comparison

The current XTJA Sharpe Ratio is 2.04, which is comparable to the KQQQ Sharpe Ratio of 1.80. The chart below compares the historical Sharpe Ratios of XTJA and KQQQ, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

XTJA vs. KQQQ - Drawdown Comparison

The maximum XTJA drawdown since its inception was -26.17%, roughly equal to the maximum KQQQ drawdown of -26.15%. Use the drawdown chart below to compare losses from any high point for XTJA and KQQQ.

Drawdown Indicators

	XTJA	KQQQ	Difference
Max Drawdown Largest peak-to-trough decline	-26.17%	-26.15%	-0.02%
Max Drawdown (1Y) Largest decline over 1 year	-7.62%	-17.30%	+9.68%
Max Drawdown (3Y) Largest decline over 3 years	-17.94%	—	—
Current Drawdown Current decline from peak	-0.90%	-5.22%	+4.32%
Average Drawdown Average peak-to-trough decline	-6.19%	-4.69%	-1.50%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.37%	5.32%	-3.95%

Volatility

XTJA vs. KQQQ - Volatility Comparison

The current volatility for Innovator U.S. Equity Accelerated Plus ETF - January (XTJA) is 2.28%, while Kurv Technology Titans Select ETF (KQQQ) has a volatility of 8.05%. This indicates that XTJA experiences smaller price fluctuations and is considered to be less risky than KQQQ based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	XTJA	KQQQ	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.28%	8.05%	-5.77%
Volatility (6M) Calculated over the trailing 6-month period	7.61%	15.79%	-8.18%
Volatility (1Y) Calculated over the trailing 1-year period	8.46%	19.45%	-10.99%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	16.00%	23.71%	-7.71%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	16.00%	23.71%	-7.71%

XTJA vs. KQQQ - Expense Ratio Comparison

XTJA has a 0.79% expense ratio, which is lower than KQQQ's 0.99% expense ratio.

Dividends

XTJA vs. KQQQ - Dividend Comparison

XTJA has not paid dividends to shareholders, while KQQQ's dividend yield for the trailing twelve months is around 14.33%.

Position	TTM	2025	2024
KQQQ Kurv Technology Titans Select ETF	14.33%	12.01%	2.48%
XTJA Innovator U.S. Equity Accelerated Plus ETF - January	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both XTJA and KQQQ in my portfolio?

XTJA and KQQQ have a correlation of 0.80, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, XTJA or KQQQ?

KQQQ has higher volatility (8.05%) compared to XTJA (2.28%). In terms of maximum drawdown, XTJA dropped -26.17% vs KQQQ's -26.15%.

Which ETF is better, XTJA or KQQQ?

On 1-year performance, KQQQ leads with 34.81% vs 17.13% for XTJA. On fees, XTJA is cheaper at 0.79% per year. On volatility, XTJA has been the lower-risk option at 2.28%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, XTJA or KQQQ?

Over the 1-year period, KQQQ has performed better with a 34.81% return vs 17.13%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, XTJA or KQQQ?

XTJA is cheaper with a 0.79% expense ratio, compared with 0.99% for KQQQ.

Which ETF pays a higher dividend yield, XTJA or KQQQ?

KQQQ has the higher dividend yield at 14.33%, compared with 0.00% for XTJA.

What is the main difference between XTJA and KQQQ?

XTJA is categorized as Options Trading, while KQQQ is Technology Equities. They also come from different issuers: Innovator and Kurv. Their fees differ too: 0.79% for XTJA and 0.99% for KQQQ.

Which has better risk-adjusted returns?

XTJA currently has the higher Sharpe Ratio (2.04 vs 1.80), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.