XRT vs. TRUD

Last updated Jun 4, 2026

XRT (SPDR S&P Retail ETF) and TRUD (VanEck Consumer Discretionary TruSector ETF) are both Consumer Discretionary Equities funds. XRT is passively managed, while TRUD is actively managed. A 0.59 correlation means they provide meaningful diversification when combined. XRT charges 0.35%/yr vs 0.16%/yr for TRUD.

Performance

XRT vs. TRUD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in SPDR S&P Retail ETF (XRT) and VanEck Consumer Discretionary TruSector ETF (TRUD). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, XRT achieves a -1.99% return, which is significantly lower than TRUD's -0.40% return.

XRT

• 1D: -0.39%
• 1M: -0.29%
• YTD: -1.99%
• 6M: -2.00%
• 1Y: 8.44%
• 3Y*: 13.38%
• 5Y*: -0.84%
• 10Y*: 8.56%

TRUD

• 1D: -1.06%
• 1M: -2.09%
• YTD: -0.40%
• 6M: -0.46%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

XRT vs. TRUD - Yearly Performance Comparison

	2026 (YTD)	2025
XRT SPDR S&P Retail ETF	-1.99%	2.85%
TRUD VanEck Consumer Discretionary TruSector ETF	-0.40%	6.73%

Correlation

The correlation between XRT and TRUD is 0.59, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (All Time) Calculated using the full available price history since Aug 22, 2025	0.59

XRT vs. TRUD - Sectors Allocation Comparison

Sectors	XRT	TRUD
Consumer Cyclical	73.6%	48.4%
Consumer Defensive	20.9%	-
Communication Services	1.4%	0.3%
Healthcare	1.4%	-
Technology	1.4%	0.2%
Energy	1.4%	-
Basic Materials	-	-
Financial Services	-	51.3%
Industrials	-	0.0%
Real Estate	-	-
Utilities	-	-

Return for Risk

XRT vs. TRUD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

XRT

XRT Risk / Return Rank: 15
XRT Sharpe Ratio Rank: 15
XRT Sortino Ratio Rank: 15
XRT Omega Ratio Rank: 14
XRT Calmar Ratio Rank: 16
XRT Martin Ratio Rank: 16

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

XRT vs. TRUD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for SPDR S&P Retail ETF (XRT) and VanEck Consumer Discretionary TruSector ETF (TRUD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	XRT	TRUD	Difference
Sharpe ratio: Return per unit of total volatility	0.42	—	—
Sortino ratio: Return per unit of downside risk	0.76	—	—
Omega ratio: Gain probability vs. loss probability	1.08	—	—
Calmar ratio: Return relative to maximum drawdown	0.63	—	—
Martin ratio: Return relative to average drawdown	1.45	—	—
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

Sharpe Ratios by Period

	XRT	TRUD	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.42	—	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.03	—	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.32	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.35	0.40	-0.05

Drawdowns

XRT vs. TRUD - Drawdown Comparison

The maximum XRT drawdown since its inception was -65.81%, which is greater than TRUD's maximum drawdown of -15.96%. Use the drawdown chart below to compare losses from any high point for XRT and TRUD.

Drawdown Indicators

	XRT	TRUD	Difference
Max Drawdown Largest peak-to-trough decline	-65.81%	-15.96%	-49.85%
Max Drawdown (1Y) Largest decline over 1 year	-13.53%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-25.62%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-44.57%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-47.02%	—	—
Current Drawdown Current decline from peak	-13.82%	-5.31%	-8.51%
Average Drawdown Average peak-to-trough decline	-15.00%	-4.32%	-10.68%
Ulcer Index Depth and duration of drawdowns from previous peaks	5.85%	—	—

Volatility

Volatility by Period

	XRT	TRUD	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.50%	—	—
Volatility (6M) Calculated over the trailing 6-month period	13.63%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	20.42%	20.62%	-0.20%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	26.90%	20.62%	+6.28%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	27.16%	20.62%	+6.54%

XRT vs. TRUD - Expense Ratio Comparison

XRT has a 0.35% expense ratio, which is higher than TRUD's 0.16% expense ratio.

Dividends

XRT vs. TRUD - Dividend Comparison

XRT's dividend yield for the trailing twelve months is around 0.83%, more than TRUD's 0.34% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
TRUD VanEck Consumer Discretionary TruSector ETF	0.34%	0.17%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
XRT SPDR S&P Retail ETF	0.83%	0.77%	1.52%	1.40%	2.15%	1.55%	1.01%	1.57%	1.51%	1.52%	1.36%	1.30%

Frequently Asked Questions

Can I hold both XRT and TRUD in my portfolio?

XRT and TRUD have a correlation of 0.59, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, XRT or TRUD?

On fees, TRUD is cheaper at 0.16% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, XRT or TRUD?

TRUD is cheaper with a 0.16% expense ratio, compared with 0.35% for XRT.

Which ETF pays a higher dividend yield, XRT or TRUD?

XRT has the higher dividend yield at 0.83%, compared with 0.34% for TRUD.

What is the main difference between XRT and TRUD?

They also come from different issuers: State Street and VanEck. Their fees differ too: 0.35% for XRT and 0.16% for TRUD.