XRT vs. SPYD
Compare and contrast key facts about SPDR S&P Retail ETF (XRT) and SPDR Portfolio S&P 500 High Dividend ETF (SPYD).
XRT and SPYD are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day. XRT is a passively managed fund by State Street that tracks the performance of the S&P Retail Select Industry. It was launched on Jun 19, 2006. SPYD is a passively managed fund by State Street that tracks the performance of the S&P 500 High Dividend Index. It was launched on Oct 21, 2015. Both XRT and SPYD are passive ETFs, meaning that they are not actively managed but aim to replicate the performance of the underlying index as closely as possible.
Performance
XRT vs. SPYD - Performance Comparison
Loading graphics...
XRT vs. SPYD - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
XRT SPDR S&P Retail ETF | -5.24% | 8.07% | 11.78% | 21.53% | -31.64% | 42.60% | 41.91% | 14.12% | -8.04% | 4.22% |
SPYD SPDR Portfolio S&P 500 High Dividend ETF | 5.92% | 4.65% | 15.34% | 3.91% | -1.17% | 32.73% | -11.64% | 21.20% | -4.89% | 12.67% |
Returns By Period
In the year-to-date period, XRT achieves a -5.24% return, which is significantly lower than SPYD's 5.92% return. Over the past 10 years, XRT has underperformed SPYD with an annualized return of 7.35%, while SPYD has yielded a comparatively higher 8.45% annualized return.
XRT
- 1D
- 0.16%
- 1M
- -6.20%
- YTD
- -5.24%
- 6M
- -6.21%
- 1Y
- 16.31%
- 3Y*
- 9.74%
- 5Y*
- -0.55%
- 10Y*
- 7.35%
SPYD
- 1D
- -0.37%
- 1M
- -4.38%
- YTD
- 5.92%
- 6M
- 4.97%
- 1Y
- 7.58%
- 3Y*
- 11.05%
- 5Y*
- 7.71%
- 10Y*
- 8.45%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
XRT vs. SPYD - Expense Ratio Comparison
XRT has a 0.35% expense ratio, which is higher than SPYD's 0.07% expense ratio.
Return for Risk
XRT vs. SPYD — Risk / Return Rank
XRT
SPYD
XRT vs. SPYD - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for SPDR S&P Retail ETF (XRT) and SPDR Portfolio S&P 500 High Dividend ETF (SPYD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| XRT | SPYD | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.66 | 0.49 | +0.18 |
Sortino ratioReturn per unit of downside risk | 1.15 | 0.78 | +0.37 |
Omega ratioGain probability vs. loss probability | 1.14 | 1.10 | +0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.30 | 0.59 | +0.72 |
Martin ratioReturn relative to average drawdown | 3.42 | 2.09 | +1.33 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| XRT | SPYD | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.66 | 0.49 | +0.18 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.02 | 0.48 | -0.50 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.27 | 0.43 | -0.16 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.34 | 0.45 | -0.11 |
Correlation
The correlation between XRT and SPYD is 0.67, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
XRT vs. SPYD - Dividend Comparison
XRT's dividend yield for the trailing twelve months is around 0.86%, less than SPYD's 4.38% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
XRT SPDR S&P Retail ETF | 0.86% | 0.77% | 1.52% | 1.40% | 2.15% | 1.55% | 1.01% | 1.57% | 1.51% | 1.52% | 1.36% | 1.30% |
SPYD SPDR Portfolio S&P 500 High Dividend ETF | 4.38% | 4.52% | 4.31% | 4.66% | 5.01% | 3.68% | 4.95% | 4.42% | 4.75% | 4.63% | 4.34% | 1.13% |
Drawdowns
XRT vs. SPYD - Drawdown Comparison
The maximum XRT drawdown since its inception was -65.81%, which is greater than SPYD's maximum drawdown of -46.42%. Use the drawdown chart below to compare losses from any high point for XRT and SPYD.
Loading graphics...
Drawdown Indicators
| XRT | SPYD | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -65.81% | -46.42% | -19.39% |
Max Drawdown (1Y)Largest decline over 1 year | -13.53% | -12.35% | -1.18% |
Max Drawdown (5Y)Largest decline over 5 years | -44.57% | -22.25% | -22.32% |
Max Drawdown (10Y)Largest decline over 10 years | -47.02% | -46.42% | -0.60% |
Current DrawdownCurrent decline from peak | -16.69% | -4.70% | -11.99% |
Average DrawdownAverage peak-to-trough decline | -15.01% | -6.24% | -8.77% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.16% | 3.47% | +1.69% |
Volatility
XRT vs. SPYD - Volatility Comparison
SPDR S&P Retail ETF (XRT) has a higher volatility of 5.66% compared to SPDR Portfolio S&P 500 High Dividend ETF (SPYD) at 3.03%. This indicates that XRT's price experiences larger fluctuations and is considered to be riskier than SPYD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| XRT | SPYD | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.66% | 3.03% | +2.63% |
Volatility (6M)Calculated over the trailing 6-month period | 14.63% | 8.61% | +6.02% |
Volatility (1Y)Calculated over the trailing 1-year period | 24.74% | 15.67% | +9.07% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 27.01% | 16.24% | +10.77% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 27.16% | 19.80% | +7.36% |