XLUI vs. XLSI

Last updated Jun 4, 2026

XLUI (State Street Utilities Select Sector SPDR Premium Income ETF) and XLSI (Consumer Staples Select Sector SPDR Premium Income ETF) are both exchange-traded funds - XLUI is a Utilities Equities fund actively managed by State Street, while XLSI is a Derivative Income fund actively managed by State Street. Both are actively managed. At a 0.27 correlation, their price movements are largely independent. Both charge a 0.35% expense ratio.

Performance

XLUI vs. XLSI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in State Street Utilities Select Sector SPDR Premium Income ETF (XLUI) and Consumer Staples Select Sector SPDR Premium Income ETF (XLSI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, XLUI achieves a 4.99% return, which is significantly higher than XLSI's 1.78% return.

XLUI

• 1D: -0.18%
• 1M: -4.28%
• YTD: 4.99%
• 6M: 3.61%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

XLSI

• 1D: 0.33%
• 1M: -1.28%
• YTD: 1.78%
• 6M: 1.76%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

XLUI vs. XLSI - Yearly Performance Comparison

	2026 (YTD)	2025
XLUI State Street Utilities Select Sector SPDR Premium Income ETF	4.99%	0.51%
XLSI Consumer Staples Select Sector SPDR Premium Income ETF	1.78%	-0.33%

Correlation

The correlation between XLUI and XLSI is 0.27, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jul 31, 2025	0.27

XLUI vs. XLSI - Sectors Allocation Comparison

Sectors	XLUI	XLSI
Financial Services	100.0%	100.1%
Basic Materials	-	-
Communication Services	-	-
Consumer Cyclical	-	-
Consumer Defensive	-	-
Energy	-	-
Healthcare	-	-
Industrials	-	-
Real Estate	-	-
Technology	-	-
Utilities	-	-

Return for Risk

XLUI vs. XLSI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for State Street Utilities Select Sector SPDR Premium Income ETF (XLUI) and Consumer Staples Select Sector SPDR Premium Income ETF (XLSI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	XLUI	XLSI	Difference
Sharpe Ratio (All Time) Calculated using the full available price history	0.60	0.16	+0.43

Drawdowns

XLUI vs. XLSI - Drawdown Comparison

The maximum XLUI drawdown since its inception was -6.01%, smaller than the maximum XLSI drawdown of -7.87%. Use the drawdown chart below to compare losses from any high point for XLUI and XLSI.

Drawdown Indicators

	XLUI	XLSI	Difference
Max Drawdown Largest peak-to-trough decline	-6.01%	-7.87%	+1.86%
Current Drawdown Current decline from peak	-4.60%	-6.43%	+1.83%
Average Drawdown Average peak-to-trough decline	-1.92%	-3.21%	+1.29%

Volatility

Volatility by Period

	XLUI	XLSI	Difference
Volatility (1Y) Calculated over the trailing 1-year period	11.12%	10.44%	+0.68%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	11.12%	10.44%	+0.68%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	11.12%	10.44%	+0.68%

XLUI vs. XLSI - Expense Ratio Comparison

Both XLUI and XLSI have an expense ratio of 0.35%.

Dividends

XLUI vs. XLSI - Dividend Comparison

XLUI's dividend yield for the trailing twelve months is around 12.81%, more than XLSI's 10.76% yield.

Position	TTM	2025
XLSI Consumer Staples Select Sector SPDR Premium Income ETF	10.76%	5.34%
XLUI State Street Utilities Select Sector SPDR Premium Income ETF	12.81%	7.12%

Frequently Asked Questions

Can I hold both XLUI and XLSI in my portfolio?

XLUI and XLSI have a correlation of 0.27, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, XLUI or XLSI?

Both ETFs have the same 0.35% expense ratio. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, XLUI or XLSI?

XLUI and XLSI have the same expense ratio: 0.35% per year.

Which ETF pays a higher dividend yield, XLUI or XLSI?

XLUI has the higher dividend yield at 12.81%, compared with 10.76% for XLSI.

What is the main difference between XLUI and XLSI?

XLUI is categorized as Utilities Equities, while XLSI is Derivative Income.