XLKI vs. SGOV

Last updated Jun 24, 2026

XLKI (State Street Technology Select Sector SPDR Premium Income ETF) and SGOV (iShares 0-3 Month Treasury Bond ETF) are both exchange-traded funds - XLKI is a Technology Equities fund actively managed by State Street, while SGOV is a Ultrashort Bond fund tracking the ICE 0-3 Month US Treasury Securities Index. XLKI is actively managed, while SGOV is passively managed. At a correlation of -0.07, they often move in opposite directions. XLKI charges 0.35%/yr vs 0.09%/yr for SGOV.

Performance

XLKI vs. SGOV - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in State Street Technology Select Sector SPDR Premium Income ETF (XLKI) and iShares 0-3 Month Treasury Bond ETF (SGOV). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, XLKI achieves a 13.50% return, which is significantly higher than SGOV's 1.71% return.

XLKI

• 1D: -2.85%
• 1M: -1.72%
• YTD: 13.50%
• 6M: 13.18%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

SGOV

• 1D: 0.01%
• 1M: 0.28%
• YTD: 1.71%
• 6M: 1.80%
• 1Y: 3.92%
• 3Y*: 4.68%
• 5Y*: 3.58%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

XLKI vs. SGOV - Yearly Performance Comparison

	2026 (YTD)	2025
XLKI State Street Technology Select Sector SPDR Premium Income ETF	13.50%	10.02%
SGOV iShares 0-3 Month Treasury Bond ETF	1.71%	1.75%

Correlation

The correlation between XLKI and SGOV is -0.07, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jul 30, 2025	-0.07

Return for Risk

XLKI vs. SGOV — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

XLKI

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

SGOV

SGOV Risk / Return Rank: 100
SGOV Sharpe Ratio Rank: 100
SGOV Sortino Ratio Rank: 100
SGOV Omega Ratio Rank: 100
SGOV Calmar Ratio Rank: 100
SGOV Martin Ratio Rank: 100

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

XLKI vs. SGOV - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for State Street Technology Select Sector SPDR Premium Income ETF (XLKI) and iShares 0-3 Month Treasury Bond ETF (SGOV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	XLKI	SGOV	Difference
Sharpe ratio: Return per unit of total volatility	—	20.32	—
Sortino ratio: Return per unit of downside risk	—	273.56	—
Omega ratio: Gain probability vs. loss probability	—	194.05	—
Calmar ratio: Return relative to maximum drawdown	—	395.07	—
Martin ratio: Return relative to average drawdown	—	4,426.92	—

Drawdowns

XLKI vs. SGOV - Drawdown Comparison

The maximum XLKI drawdown since its inception was -10.24%, which is greater than SGOV's maximum drawdown of -0.03%. Use the drawdown chart below to compare losses from any high point for XLKI and SGOV.

Drawdown Indicators

	XLKI	SGOV	Difference
Max Drawdown Largest peak-to-trough decline	-10.24%	-0.03%	-10.21%
Max Drawdown (1Y) Largest decline over 1 year	—	-0.01%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-0.01%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-0.03%	—
Current Drawdown Current decline from peak	-4.34%	0.00%	-4.34%
Average Drawdown Average peak-to-trough decline	-1.76%	-0.00%	-1.76%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	0.00%	—

Volatility

Volatility by Period

	XLKI	SGOV	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	0.06%	—
Volatility (6M) Calculated over the trailing 6-month period	—	0.13%	—
Volatility (1Y) Calculated over the trailing 1-year period	18.48%	0.19%	+18.29%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	18.48%	0.24%	+18.24%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	18.48%	0.24%	+18.24%

XLKI vs. SGOV - Expense Ratio Comparison

XLKI has a 0.35% expense ratio, which is higher than SGOV's 0.09% expense ratio.

Dividends

XLKI vs. SGOV - Dividend Comparison

XLKI's dividend yield for the trailing twelve months is around 14.74%, more than SGOV's 3.85% yield.

Position	TTM	2025	2024	2023	2022	2021	2020
SGOV iShares 0-3 Month Treasury Bond ETF	3.85%	4.10%	5.10%	4.87%	1.45%	0.03%	0.05%
XLKI State Street Technology Select Sector SPDR Premium Income ETF	14.74%	8.52%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both XLKI and SGOV in my portfolio?

XLKI and SGOV have a correlation of -0.07, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, XLKI or SGOV?

On fees, SGOV is cheaper at 0.09% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, XLKI or SGOV?

SGOV is cheaper with a 0.09% expense ratio, compared with 0.35% for XLKI.

Which ETF pays a higher dividend yield, XLKI or SGOV?

XLKI has the higher dividend yield at 14.74%, compared with 3.85% for SGOV.

What is the main difference between XLKI and SGOV?

XLKI is categorized as Technology Equities, while SGOV is Ultrashort Bond. They also come from different issuers: State Street and iShares. Their fees differ too: 0.35% for XLKI and 0.09% for SGOV.