XLFI vs. XLE
XLFI (State Street Financial Select Sector SPDR Premium Income ETF) and XLE (State Street Energy Select Sector SPDR ETF) are both exchange-traded funds - XLFI is a Derivative Income fund actively managed by State Street, while XLE is a Energy Equities fund tracking the Energy Select Sector Index. XLFI is actively managed, while XLE is passively managed. At a 0.01 correlation, their price movements are largely independent. XLFI charges 0.35%/yr vs 0.08%/yr for XLE.
Performance
XLFI vs. XLE - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, XLFI achieves a 1.06% return, which is significantly lower than XLE's 20.68% return.
XLFI
- 1D
- 0.94%
- 1M
- 6.35%
- 6M
- 0.96%
- YTD
- 1.06%
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
XLE
- 1D
- 0.78%
- 1M
- -8.70%
- 6M
- 18.19%
- YTD
- 20.68%
- 1Y
- 26.11%
- 3Y*
- 12.93%
- 5Y*
- 18.48%
- 10Y*
- 8.82%
XLFI vs. XLE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
XLFI State Street Financial Select Sector SPDR Premium Income ETF | 1.06% | 5.40% |
XLE State Street Energy Select Sector SPDR ETF | 20.68% | 2.25% |
Correlation
The correlation between XLFI and XLE is 0.01, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (All Time) Calculated using the full available price history since Jul 30, 2025 | 0.01 |
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
XLFI vs. XLE — Risk / Return Rank
XLFI
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
XLE
XLFI vs. XLE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for State Street Financial Select Sector SPDR Premium Income ETF (XLFI) and State Street Energy Select Sector SPDR ETF (XLE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| XLFI | XLE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | — | — | |
| Sortino ratioReturn per unit of downside risk | — | — | |
| Omega ratioGain probability vs. loss probability | — | 1.21 | — |
| Calmar ratioReturn relative to maximum drawdown | — | 1.76 | — |
| Martin ratioReturn relative to average drawdown | — | 5.03 | — |
Loading charts...
Drawdowns
XLFI vs. XLE - Drawdown Comparison
The maximum XLFI drawdown since its inception was -11.89%, smaller than the maximum XLE drawdown of -71.26%. Use the drawdown chart below to compare losses from any high point for XLFI and XLE.
Loading charts...
Drawdown Indicators
| XLFI | XLE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -11.89% | -71.26% | +59.37% |
Max Drawdown (1Y)Largest decline over 1 year | — | -14.98% | — |
Max Drawdown (3Y)Largest decline over 3 years | — | -20.14% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -26.04% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -66.81% | — |
Current DrawdownCurrent decline from peak | -0.62% | -14.32% | +13.70% |
Average DrawdownAverage peak-to-trough decline | -3.24% | -17.96% | +14.72% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | — | 5.23% | — |
Volatility
XLFI vs. XLE - Volatility Comparison
Loading charts...
Volatility by Period
| XLFI | XLE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | — | 6.28% | — |
Volatility (6M)Calculated over the trailing 6-month period | — | 16.95% | — |
Volatility (1Y)Calculated over the trailing 1-year period | 12.05% | 20.78% | -8.73% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 12.05% | 25.94% | -13.89% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 12.05% | 29.56% | -17.51% |
XLFI vs. XLE - Expense Ratio Comparison
XLFI has a 0.35% expense ratio, which is higher than XLE's 0.08% expense ratio.
Dividends
XLFI vs. XLE - Dividend Comparison
XLFI's dividend yield for the trailing twelve months is around 11.52%, more than XLE's 2.85% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
XLE State Street Energy Select Sector SPDR ETF | 2.85% | 3.28% | 3.36% | 3.55% | 3.68% | 4.21% | 5.62% | 6.72% | 3.54% | 3.03% | 2.26% | 3.39% |
XLFI State Street Financial Select Sector SPDR Premium Income ETF | 11.52% | 5.57% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
XLFI and XLE have a correlation of 0.01, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, XLE is cheaper at 0.08% per year. The better choice depends on whether you care most about return, fees, risk, or income.
XLE is cheaper with a 0.08% expense ratio, compared with 0.35% for XLFI.
XLFI has the higher dividend yield at 11.52%, compared with 2.85% for XLE.
XLFI is categorized as Derivative Income, while XLE is Energy Equities. Their fees differ too: 0.35% for XLFI and 0.08% for XLE.
Find the right allocation for XLFI and XLE
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer