WMBDX vs. WMKSX
WMBDX (WesMark Government Bond Fund) and WMKSX (WesMark Small Company Fund) are both mutual funds - WMBDX is a Intermediate Core Bond fund managed by WesMark, while WMKSX is a Small Cap Growth Equities fund managed by WesMark. Over the past 10 years, WMBDX returned -0.20%/yr vs 13.90%/yr for WMKSX. At a correlation of -0.15, they often move in opposite directions. WMBDX charges 1.03%/yr vs 1.24%/yr for WMKSX.
Performance
WMBDX vs. WMKSX - Performance Comparison
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Returns By Period
In the year-to-date period, WMBDX achieves a 0.10% return, which is significantly lower than WMKSX's 20.68% return. Over the past 10 years, WMBDX has underperformed WMKSX with an annualized return of -0.20%, while WMKSX has yielded a comparatively higher 13.90% annualized return.
WMBDX
- 1D
- 0.25%
- 1M
- 0.94%
- YTD
- 0.10%
- 6M
- 0.39%
- 1Y
- 4.40%
- 3Y*
- 3.46%
- 5Y*
- -1.92%
- 10Y*
- -0.20%
WMKSX
- 1D
- 1.67%
- 1M
- 5.13%
- YTD
- 20.68%
- 6M
- 18.10%
- 1Y
- 37.28%
- 3Y*
- 24.61%
- 5Y*
- 12.17%
- 10Y*
- 13.90%
WMBDX vs. WMKSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
WMBDX WesMark Government Bond Fund | 0.10% | 6.94% | 0.91% | 2.69% | -17.48% | -1.45% | 3.62% | 4.74% | 0.80% | 1.29% |
WMKSX WesMark Small Company Fund | 20.68% | 16.19% | 22.12% | 19.42% | -20.72% | 22.81% | 36.78% | 20.32% | -13.92% | 13.21% |
Correlation
The correlation between WMBDX and WMKSX is 0.27, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.27 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.21 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.12 |
Correlation (10Y) Calculated over the trailing 10-year period | -0.04 |
Correlation (All Time) Calculated using the full available price history since Mar 24, 1998 | -0.15 |
The correlation between WMBDX and WMKSX shifts across timeframes, from -0.15 (all time) to 0.27 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
WMBDX vs. WMKSX — Risk / Return Rank
WMBDX
WMKSX
WMBDX vs. WMKSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for WesMark Government Bond Fund (WMBDX) and WesMark Small Company Fund (WMKSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| WMBDX | WMKSX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.99 | ||
| Sortino ratioReturn per unit of downside risk | -1.29 | ||
| Omega ratioGain probability vs. loss probability | 1.19 | 1.34 | -0.16 |
| Calmar ratioReturn relative to maximum drawdown | 1.27 | 4.33 | -3.07 |
| Martin ratioReturn relative to average drawdown | 3.66 | 14.51 | -10.85 |
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Drawdowns
WMBDX vs. WMKSX - Drawdown Comparison
The maximum WMBDX drawdown since its inception was -24.94%, smaller than the maximum WMKSX drawdown of -64.09%. Use the drawdown chart below to compare losses from any high point for WMBDX and WMKSX.
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Drawdown Indicators
| WMBDX | WMKSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -24.94% | -64.09% | +39.15% |
Max Drawdown (1Y)Largest decline over 1 year | -3.49% | -8.50% | +5.01% |
Max Drawdown (3Y)Largest decline over 3 years | -7.71% | -24.20% | +16.49% |
Max Drawdown (5Y)Largest decline over 5 years | -24.84% | -39.84% | +15.00% |
Max Drawdown (10Y)Largest decline over 10 years | -24.94% | -39.84% | +14.90% |
Current DrawdownCurrent decline from peak | -10.29% | 0.00% | -10.29% |
Average DrawdownAverage peak-to-trough decline | -3.20% | -15.66% | +12.46% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.20% | 2.53% | -1.33% |
Volatility
WMBDX vs. WMKSX - Volatility Comparison
The current volatility for WesMark Government Bond Fund (WMBDX) is 1.27%, while WesMark Small Company Fund (WMKSX) has a volatility of 4.89%. This indicates that WMBDX experiences smaller price fluctuations and is considered to be less risky than WMKSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| WMBDX | WMKSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.27% | 4.89% | -3.62% |
Volatility (6M)Calculated over the trailing 6-month period | 3.06% | 12.38% | -9.32% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.12% | 17.90% | -13.78% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.13% | 26.13% | -20.00% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.73% | 23.98% | -19.25% |
WMBDX vs. WMKSX - Expense Ratio Comparison
WMBDX has a 1.03% expense ratio, which is lower than WMKSX's 1.24% expense ratio.
Dividends
WMBDX vs. WMKSX - Dividend Comparison
WMBDX's dividend yield for the trailing twelve months is around 3.57%, less than WMKSX's 18.98% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
WMBDX WesMark Government Bond Fund | 3.57% | 3.49% | 3.50% | 3.22% | 1.40% | 1.26% | 2.06% | 2.07% | 1.70% | 2.01% | 1.85% | 1.52% |
WMKSX WesMark Small Company Fund | 18.98% | 22.91% | 4.69% | 5.93% | 6.23% | 25.75% | 8.21% | 0.00% | 12.53% | 8.59% | 5.26% | 6.57% |
Frequently Asked Questions
WMBDX and WMKSX have a correlation of 0.27, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
WMKSX has higher volatility (4.89%) compared to WMBDX (1.27%). In terms of maximum drawdown, WMBDX dropped -24.94% vs WMKSX's -64.09%.
WMKSX currently has the higher Sharpe Ratio (2.06 vs 1.07), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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