- ISIN
- US9510254025
- CUSIP
- 951025402
- Issuer
- WesMark
- Inception Date
- Apr 20, 1998
- Category
- Intermediate Core Bond
- Min. Investment
- $1,000
- Distribution Policy
- Distributing
- Asset Class
- Bond
Share Price Chart
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Performance
WMBDX Performance Chart
WesMark Government Bond Fund (WMBDX) is down 0.9% since the beginning of the year. WMBDX is currently trading at $8 per share. Investors who bought $1,000 worth of WMBDX shares 5 years ago would now be looking at an investment worth $889.
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Returns By Period
WesMark Government Bond Fund (WMBDX) has returned -0.87% so far this year and 1.61% over the past 12 months. Over the last ten years, WMBDX has returned -0.40% per year, falling short of the S&P 500 Index benchmark, which averaged 13.26% annually.
WesMark Government Bond Fund
- 1D
- 0.00%
- 1M
- -1.14%
- 6M
- -1.16%
- YTD
- -0.87%
- 1Y
- 1.61%
- 3Y*
- 3.15%
- 5Y*
- -2.33%
- 10Y*
- -0.40%
- ALL TIME*
- 2.23%
Benchmark (S&P 500 Index)
- 1D
- 0.70%
- 1M
- 0.09%
- 6M
- 7.94%
- YTD
- 9.41%
- 1Y
- 20.07%
- 3Y*
- 17.84%
- 5Y*
- 11.25%
- 10Y*
- 13.26%
- ALL TIME*
- 8.09%
WMBDX Monthly Returns History
Based on dividend-adjusted daily data since Mar 24, 1998, WMBDX's average daily return is +0.01%, while the average monthly return is +0.19%. At this rate, an investment would double in approximately 30.4 years.
Historically, 60% of months were positive and 40% were negative. The best month was Nov 2023 with a return of +5.1%, while the worst month was Sep 2022 at -5.2%. The longest winning streak lasted 13 consecutive months, and the longest losing streak was 7 months.
On a daily basis, WMBDX closed higher 40% of trading days. The best single day was Nov 10, 2022 with a return of +1.8%, while the worst single day was Jun 13, 2022 at -1.5%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.29% | 1.67% | -1.93% | -0.07% | 0.17% | 0.30% | -1.27% | -0.87% | |||||
| 2025 | 0.69% | 2.35% | 0.04% | 0.04% | -0.85% | 1.45% | -0.22% | 1.06% | 1.18% | 0.67% | 0.67% | -0.34% | 6.94% |
| 2024 | 0.00% | -1.34% | 0.92% | -2.91% | 1.87% | 0.95% | 2.23% | 1.30% | 1.16% | -2.57% | 1.19% | -1.73% | 0.91% |
| 2023 | 1.74% | -2.22% | 1.91% | 0.28% | -0.99% | -0.48% | -0.37% | -0.62% | -3.61% | -2.11% | 5.10% | 4.10% | 2.39% |
| 2022 | -1.45% | -0.82% | -3.34% | -3.67% | -1.00% | -1.48% | 1.96% | -3.02% | -5.15% | -2.16% | 2.72% | -1.38% | -17.48% |
| 2021 | -0.10% | -0.67% | -0.78% | 0.53% | 0.21% | 0.22% | 0.81% | -0.30% | -0.79% | -0.61% | 0.20% | -0.17% | -1.45% |
Benchmark Metrics
WesMark Government Bond Fund has an annualized alpha of 2.51%, beta of -0.02, and R2 of 0.01 versus S&P 500 Index. Calculated based on daily prices since March 24, 1998.
- This fund captured 6.44% of S&P 500 Index gains and tended to rise during its downturns (downside capture of -2.37%) - a profile typical of hedging or uncorrelated assets.
- Beta of -0.02 may look defensive, but with R2 of 0.01 this fund is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this fund's risk.
- R2 of 0.01 means this fund moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 2.51%
- Beta
- -0.02
- R²
- 0.01
- Upside Capture
- 6.44%
- Downside Capture
- -2.37%
Expense Ratio
WMBDX has a high expense ratio of 1.03%, indicating above-average management fees.
Return for Risk
Risk / Return Rank
WMBDX ranks 15 for risk / return — above 15% of mutual funds peers on PortfoliosLab. Its historical combined result is below most peers; review the five component ranks for context.
Risk / Return Metrics
The table below present risk-adjusted performance metrics for WesMark Government Bond Fund (WMBDX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| WMBDX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.72 | ||
| Sortino ratioReturn per unit of downside risk | -0.95 | ||
| Omega ratioGain probability vs. loss probability | 1.12 | 1.25 | -0.13 |
| Calmar ratioReturn relative to maximum drawdown | 0.81 | 2.00 | -1.19 |
| Martin ratioReturn relative to average drawdown | 2.04 | 8.49 | -6.45 |
Dividends
Dividend History
WesMark Government Bond Fund provided a 3.33% dividend yield over the last twelve months, with an annual payout of $0.26 per share. The fund has been increasing its distributions for 3 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.26 | $0.28 | $0.27 | $0.23 | $0.11 | $0.12 | $0.21 | $0.21 | $0.17 | $0.20 | $0.18 | $0.15 |
Dividend yield | 3.33% | 3.49% | 3.50% | 2.95% | 1.40% | 1.26% | 2.06% | 2.07% | 1.70% | 2.01% | 1.85% | 1.52% |
Monthly Dividends
The table displays the monthly dividend distributions for WesMark Government Bond Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.00 | $0.14 | |||||
| 2025 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.28 |
| 2024 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.27 |
| 2023 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.00 | $0.02 | $0.02 | $0.02 | $0.23 |
| 2022 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.00 | $0.00 | $0.01 | $0.00 | $0.02 | $0.02 | $0.02 | $0.11 |
| 2021 | $0.00 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.00 | $0.01 | $0.02 | $0.12 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the WesMark Government Bond Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the WesMark Government Bond Fund was 25.15%, occurring on Oct 19, 2023. The portfolio has not yet recovered.
The current WesMark Government Bond Fund drawdown is 11.41%.
Drawdown | Fall | Recovery | Underwater | Related event |
|---|---|---|---|---|
-25.15%Oct 2023 | 3y 7mo | — | 6y 4moMar 2020 - now | — |
-5.25%Sep 2013 | 4mo 5d | 1y 1mo | 1y 5moMay 2013 - Oct 2014 | — |
-4.84%Aug 1999 | 6mo 10d | 10mo 11d | 1y 4moFeb 1999 - Jun 2000 | — |
-4.07%May 2018 | 1y 10mo | 10mo | 2y 8moJul 2016 - Mar 2019 | — |
-3.53%May 2004 | 1mo 23d | 3mo 23d | 5mo 16dMar 2004 - Aug 2004 | — |
Drawdown Indicators
| WMBDX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -25.15% | -56.78% | +31.63% |
Max Drawdown (1Y)Largest decline over 1 year | -3.49% | -9.10% | +5.61% |
Max Drawdown (3Y)Largest decline over 3 years | -6.80% | -18.90% | +12.10% |
Max Drawdown (5Y)Largest decline over 5 years | -25.05% | -25.43% | +0.38% |
Max Drawdown (10Y)Largest decline over 10 years | -25.15% | -33.92% | +8.77% |
Current DrawdownCurrent decline from peak | -11.41% | -1.58% | -9.83% |
Average DrawdownAverage peak-to-trough decline | -3.25% | -10.70% | +7.45% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.38% | 2.14% | -0.76% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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