VWINX vs. SWDSX
Compare and contrast key facts about Vanguard Wellesley Income Fund Investor Shares (VWINX) and Schwab Dividend Equity Fund™ (SWDSX).
VWINX is managed by Vanguard. It was launched on Jul 1, 1970. SWDSX is managed by Charles Schwab. It was launched on Sep 2, 2003.
Performance
VWINX vs. SWDSX - Performance Comparison
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VWINX vs. SWDSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VWINX Vanguard Wellesley Income Fund Investor Shares | 0.26% | 10.98% | 5.86% | 6.99% | -9.09% | 8.48% | 8.44% | 16.39% | -2.54% | 9.29% |
SWDSX Schwab Dividend Equity Fund™ | 1.45% | 12.31% | 17.06% | 6.92% | -5.84% | 28.24% | -4.33% | 24.32% | -12.18% | 15.40% |
Returns By Period
In the year-to-date period, VWINX achieves a 0.26% return, which is significantly lower than SWDSX's 1.45% return. Over the past 10 years, VWINX has underperformed SWDSX with an annualized return of 5.67%, while SWDSX has yielded a comparatively higher 8.85% annualized return.
VWINX
- 1D
- 0.72%
- 1M
- -2.79%
- YTD
- 0.26%
- 6M
- 1.91%
- 1Y
- 8.13%
- 3Y*
- 7.55%
- 5Y*
- 4.12%
- 10Y*
- 5.67%
SWDSX
- 1D
- 1.00%
- 1M
- -4.41%
- YTD
- 1.45%
- 6M
- 1.28%
- 1Y
- 10.68%
- 3Y*
- 13.14%
- 5Y*
- 8.88%
- 10Y*
- 8.85%
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VWINX vs. SWDSX - Expense Ratio Comparison
VWINX has a 0.23% expense ratio, which is lower than SWDSX's 0.89% expense ratio.
Return for Risk
VWINX vs. SWDSX — Risk / Return Rank
VWINX
SWDSX
VWINX vs. SWDSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Wellesley Income Fund Investor Shares (VWINX) and Schwab Dividend Equity Fund™ (SWDSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VWINX | SWDSX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.23 | 0.77 | +0.45 |
Sortino ratioReturn per unit of downside risk | 1.73 | 1.12 | +0.61 |
Omega ratioGain probability vs. loss probability | 1.24 | 1.17 | +0.07 |
Calmar ratioReturn relative to maximum drawdown | 1.73 | 1.09 | +0.64 |
Martin ratioReturn relative to average drawdown | 6.81 | 4.90 | +1.92 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VWINX | SWDSX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.23 | 0.77 | +0.45 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.60 | 0.67 | -0.08 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.82 | 0.52 | +0.30 |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.08 | 0.48 | +0.60 |
Correlation
The correlation between VWINX and SWDSX is 0.77, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VWINX vs. SWDSX - Dividend Comparison
VWINX's dividend yield for the trailing twelve months is around 7.93%, more than SWDSX's 0.79% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VWINX Vanguard Wellesley Income Fund Investor Shares | 7.93% | 7.86% | 6.61% | 4.73% | 7.67% | 6.03% | 4.30% | 3.94% | 7.56% | 3.20% | 4.00% | 5.60% |
SWDSX Schwab Dividend Equity Fund™ | 0.79% | 1.22% | 2.59% | 2.25% | 6.83% | 16.25% | 2.09% | 6.86% | 11.63% | 10.24% | 1.68% | 14.46% |
Drawdowns
VWINX vs. SWDSX - Drawdown Comparison
The maximum VWINX drawdown since its inception was -21.72%, smaller than the maximum SWDSX drawdown of -50.01%. Use the drawdown chart below to compare losses from any high point for VWINX and SWDSX.
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Drawdown Indicators
| VWINX | SWDSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -21.72% | -50.01% | +28.29% |
Max Drawdown (1Y)Largest decline over 1 year | -5.01% | -9.80% | +4.79% |
Max Drawdown (5Y)Largest decline over 5 years | -15.30% | -17.94% | +2.64% |
Max Drawdown (10Y)Largest decline over 10 years | -17.43% | -40.20% | +22.77% |
Current DrawdownCurrent decline from peak | -3.13% | -5.06% | +1.93% |
Average DrawdownAverage peak-to-trough decline | -2.64% | -6.82% | +4.18% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.27% | 2.19% | -0.92% |
Volatility
VWINX vs. SWDSX - Volatility Comparison
The current volatility for Vanguard Wellesley Income Fund Investor Shares (VWINX) is 2.25%, while Schwab Dividend Equity Fund™ (SWDSX) has a volatility of 2.96%. This indicates that VWINX experiences smaller price fluctuations and is considered to be less risky than SWDSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VWINX | SWDSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.25% | 2.96% | -0.71% |
Volatility (6M)Calculated over the trailing 6-month period | 3.74% | 7.29% | -3.55% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.70% | 13.55% | -6.85% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.96% | 13.27% | -6.31% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.90% | 16.92% | -10.02% |