VTTSX vs. FNSFX
Compare and contrast key facts about Vanguard Target Retirement 2060 Fund (VTTSX) and Fidelity Freedom 2060 Fund Class K (FNSFX).
VTTSX is managed by Vanguard. It was launched on Jan 19, 2012. FNSFX is managed by Fidelity. It was launched on Jul 20, 2017.
Performance
VTTSX vs. FNSFX - Performance Comparison
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VTTSX vs. FNSFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VTTSX Vanguard Target Retirement 2060 Fund | -3.97% | 21.43% | 14.61% | 20.19% | -17.48% | 16.45% | 16.33% | 26.18% | -8.78% | 7.61% |
FNSFX Fidelity Freedom 2060 Fund Class K | -3.48% | 23.84% | 14.14% | 20.59% | -18.20% | 16.68% | 18.40% | 25.44% | -8.82% | 7.37% |
Returns By Period
In the year-to-date period, VTTSX achieves a -3.97% return, which is significantly lower than FNSFX's -3.48% return.
VTTSX
- 1D
- -0.27%
- 1M
- -8.47%
- YTD
- -3.97%
- 6M
- -1.02%
- 1Y
- 17.27%
- 3Y*
- 14.63%
- 5Y*
- 8.11%
- 10Y*
- 10.49%
FNSFX
- 1D
- -0.30%
- 1M
- -9.17%
- YTD
- -3.48%
- 6M
- 0.15%
- 1Y
- 19.45%
- 3Y*
- 15.39%
- 5Y*
- 8.22%
- 10Y*
- —
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VTTSX vs. FNSFX - Expense Ratio Comparison
VTTSX has a 0.08% expense ratio, which is lower than FNSFX's 0.65% expense ratio.
Return for Risk
VTTSX vs. FNSFX — Risk / Return Rank
VTTSX
FNSFX
VTTSX vs. FNSFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2060 Fund (VTTSX) and Fidelity Freedom 2060 Fund Class K (FNSFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VTTSX | FNSFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.17 | 1.22 | -0.05 |
Sortino ratioReturn per unit of downside risk | 1.69 | 1.75 | -0.05 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.26 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.48 | 1.47 | +0.01 |
Martin ratioReturn relative to average drawdown | 6.82 | 6.69 | +0.14 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VTTSX | FNSFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.17 | 1.22 | -0.05 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.58 | 0.56 | +0.02 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.70 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.71 | 0.63 | +0.08 |
Correlation
The correlation between VTTSX and FNSFX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VTTSX vs. FNSFX - Dividend Comparison
VTTSX's dividend yield for the trailing twelve months is around 2.14%, less than FNSFX's 3.83% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTTSX Vanguard Target Retirement 2060 Fund | 2.14% | 2.06% | 2.20% | 2.14% | 2.09% | 5.67% | 1.83% | 2.11% | 2.33% | 1.77% | 1.98% | 1.92% |
FNSFX Fidelity Freedom 2060 Fund Class K | 3.83% | 3.70% | 2.32% | 2.13% | 10.66% | 10.24% | 3.89% | 5.99% | 5.94% | 2.45% | 0.00% | 0.00% |
Drawdowns
VTTSX vs. FNSFX - Drawdown Comparison
The maximum VTTSX drawdown since its inception was -31.38%, roughly equal to the maximum FNSFX drawdown of -30.92%. Use the drawdown chart below to compare losses from any high point for VTTSX and FNSFX.
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Drawdown Indicators
| VTTSX | FNSFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.38% | -30.92% | -0.46% |
Max Drawdown (1Y)Largest decline over 1 year | -10.52% | -11.19% | +0.67% |
Max Drawdown (5Y)Largest decline over 5 years | -25.40% | -27.31% | +1.91% |
Max Drawdown (10Y)Largest decline over 10 years | -31.38% | — | — |
Current DrawdownCurrent decline from peak | -8.93% | -9.76% | +0.83% |
Average DrawdownAverage peak-to-trough decline | -4.07% | -5.69% | +1.62% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.29% | 2.58% | -0.29% |
Volatility
VTTSX vs. FNSFX - Volatility Comparison
The current volatility for Vanguard Target Retirement 2060 Fund (VTTSX) is 4.74%, while Fidelity Freedom 2060 Fund Class K (FNSFX) has a volatility of 5.71%. This indicates that VTTSX experiences smaller price fluctuations and is considered to be less risky than FNSFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VTTSX | FNSFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.74% | 5.71% | -0.97% |
Volatility (6M)Calculated over the trailing 6-month period | 8.59% | 9.58% | -0.99% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.81% | 15.99% | -1.18% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.07% | 14.83% | -0.76% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.04% | 15.95% | -0.91% |