VTTHX vs. VTIVX
Compare and contrast key facts about Vanguard Target Retirement 2035 Fund (VTTHX) and Vanguard Target Retirement 2045 Fund (VTIVX).
VTTHX is managed by Vanguard. It was launched on Oct 27, 2003. VTIVX is managed by Vanguard. It was launched on Oct 27, 2003.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VTTHX or VTIVX.
Performance
VTTHX vs. VTIVX - Performance Comparison
Returns By Period
In the year-to-date period, VTTHX achieves a 12.14% return, which is significantly lower than VTIVX's 14.55% return. Over the past 10 years, VTTHX has underperformed VTIVX with an annualized return of 7.51%, while VTIVX has yielded a comparatively higher 8.57% annualized return.
VTTHX
12.14%
-1.23%
5.61%
19.00%
7.99%
7.51%
VTIVX
14.55%
-1.26%
6.08%
21.69%
9.68%
8.57%
Key characteristics
| VTTHX | VTIVX | |
|---|---|---|
| Sharpe Ratio | 2.15 | 2.24 |
| Sortino Ratio | 3.07 | 3.11 |
| Omega Ratio | 1.41 | 1.41 |
| Calmar Ratio | 2.28 | 2.83 |
| Martin Ratio | 13.14 | 14.59 |
| Ulcer Index | 1.49% | 1.53% |
| Daily Std Dev | 9.09% | 9.94% |
| Max Drawdown | -51.76% | -51.69% |
| Current Drawdown | -1.51% | -1.80% |
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VTTHX vs. VTIVX - Expense Ratio Comparison
Both VTTHX and VTIVX have an expense ratio of 0.08%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Correlation
The correlation between VTTHX and VTIVX is 1.00, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Risk-Adjusted Performance
VTTHX vs. VTIVX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2035 Fund (VTTHX) and Vanguard Target Retirement 2045 Fund (VTIVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VTTHX vs. VTIVX - Dividend Comparison
VTTHX's dividend yield for the trailing twelve months is around 2.21%, more than VTIVX's 1.99% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTTHX Vanguard Target Retirement 2035 Fund | 2.21% | 2.47% | 2.08% | 2.34% | 1.62% | 2.33% | 2.47% | 1.98% | 2.01% | 2.20% | 2.06% | 1.91% |
VTIVX Vanguard Target Retirement 2045 Fund | 1.99% | 2.28% | 2.13% | 2.22% | 1.60% | 2.23% | 2.39% | 1.90% | 1.99% | 2.17% | 2.05% | 1.88% |
Drawdowns
VTTHX vs. VTIVX - Drawdown Comparison
The maximum VTTHX drawdown since its inception was -51.76%, roughly equal to the maximum VTIVX drawdown of -51.69%. Use the drawdown chart below to compare losses from any high point for VTTHX and VTIVX. For additional features, visit the drawdowns tool.
Volatility
VTTHX vs. VTIVX - Volatility Comparison
The current volatility for Vanguard Target Retirement 2035 Fund (VTTHX) is 2.33%, while Vanguard Target Retirement 2045 Fund (VTIVX) has a volatility of 2.78%. This indicates that VTTHX experiences smaller price fluctuations and is considered to be less risky than VTIVX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.