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VTTHX vs. VTIVX
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility

Correlation

The correlation between VTTHX and VTIVX is 0.99, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


-0.50.00.51.01.0

Performance

VTTHX vs. VTIVX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Vanguard Target Retirement 2035 Fund (VTTHX) and Vanguard Target Retirement 2045 Fund (VTIVX). The values are adjusted to include any dividend payments, if applicable.

-4.00%-2.00%0.00%2.00%4.00%6.00%AugustSeptemberOctoberNovemberDecember20250
3.53%
VTTHX
VTIVX

Key characteristics

Sharpe Ratio

VTTHX:

1.00

VTIVX:

1.48

Sortino Ratio

VTTHX:

1.35

VTIVX:

2.04

Omega Ratio

VTTHX:

1.19

VTIVX:

1.27

Calmar Ratio

VTTHX:

1.30

VTIVX:

0.95

Martin Ratio

VTTHX:

4.98

VTIVX:

8.56

Ulcer Index

VTTHX:

1.88%

VTIVX:

1.76%

Daily Std Dev

VTTHX:

9.37%

VTIVX:

10.18%

Max Drawdown

VTTHX:

-51.76%

VTIVX:

-51.69%

Current Drawdown

VTTHX:

-5.71%

VTIVX:

-2.98%

Returns By Period

In the year-to-date period, VTTHX achieves a 0.46% return, which is significantly lower than VTIVX's 0.64% return. Both investments have delivered pretty close results over the past 10 years, with VTTHX having a 7.34% annualized return and VTIVX not far behind at 7.14%.


VTTHX

YTD

0.46%

1M

-4.86%

6M

-0.62%

1Y

10.20%

5Y*

6.23%

10Y*

7.34%

VTIVX

YTD

0.64%

1M

-2.14%

6M

2.80%

1Y

16.00%

5Y*

5.52%

10Y*

7.14%

*Annualized

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


VTTHX vs. VTIVX - Expense Ratio Comparison

Both VTTHX and VTIVX have an expense ratio of 0.08%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.


VTTHX
Vanguard Target Retirement 2035 Fund
Expense ratio chart for VTTHX: current value at 0.08% compared with the broader market ranging from 0.00% to 2.12%.0.50%1.00%1.50%2.00%0.08%
Expense ratio chart for VTIVX: current value at 0.08% compared with the broader market ranging from 0.00% to 2.12%.0.50%1.00%1.50%2.00%0.08%

Risk-Adjusted Performance

VTTHX vs. VTIVX — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

VTTHX
The Risk-Adjusted Performance Rank of VTTHX is 6464
Overall Rank
The Sharpe Ratio Rank of VTTHX is 6060
Sharpe Ratio Rank
The Sortino Ratio Rank of VTTHX is 5959
Sortino Ratio Rank
The Omega Ratio Rank of VTTHX is 6161
Omega Ratio Rank
The Calmar Ratio Rank of VTTHX is 7777
Calmar Ratio Rank
The Martin Ratio Rank of VTTHX is 6565
Martin Ratio Rank

VTIVX
The Risk-Adjusted Performance Rank of VTIVX is 7979
Overall Rank
The Sharpe Ratio Rank of VTIVX is 8080
Sharpe Ratio Rank
The Sortino Ratio Rank of VTIVX is 8080
Sortino Ratio Rank
The Omega Ratio Rank of VTIVX is 7979
Omega Ratio Rank
The Calmar Ratio Rank of VTIVX is 6969
Calmar Ratio Rank
The Martin Ratio Rank of VTIVX is 8585
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

VTTHX vs. VTIVX - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2035 Fund (VTTHX) and Vanguard Target Retirement 2045 Fund (VTIVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


Sharpe ratio
The chart of Sharpe ratio for VTTHX, currently valued at 1.00, compared to the broader market-1.000.001.002.003.004.001.001.48
The chart of Sortino ratio for VTTHX, currently valued at 1.35, compared to the broader market0.002.004.006.008.0010.001.352.04
The chart of Omega ratio for VTTHX, currently valued at 1.19, compared to the broader market1.002.003.004.001.191.27
The chart of Calmar ratio for VTTHX, currently valued at 1.30, compared to the broader market0.005.0010.0015.0020.001.300.95
The chart of Martin ratio for VTTHX, currently valued at 4.98, compared to the broader market0.0020.0040.0060.0080.004.988.56
VTTHX
VTIVX

The current VTTHX Sharpe Ratio is 1.00, which is lower than the VTIVX Sharpe Ratio of 1.48. The chart below compares the historical Sharpe Ratios of VTTHX and VTIVX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


Rolling 12-month Sharpe Ratio1.001.502.002.503.00AugustSeptemberOctoberNovemberDecember2025
1.00
1.48
VTTHX
VTIVX

Dividends

VTTHX vs. VTIVX - Dividend Comparison

VTTHX has not paid dividends to shareholders, while VTIVX's dividend yield for the trailing twelve months is around 2.29%.


TTM20242023202220212020201920182017201620152014
VTTHX
Vanguard Target Retirement 2035 Fund
0.00%0.00%2.47%2.08%2.34%1.62%2.33%2.47%1.98%2.01%2.20%2.06%
VTIVX
Vanguard Target Retirement 2045 Fund
2.29%2.31%2.28%2.13%2.22%1.60%2.23%2.39%1.90%1.99%2.17%2.05%

Drawdowns

VTTHX vs. VTIVX - Drawdown Comparison

The maximum VTTHX drawdown since its inception was -51.76%, roughly equal to the maximum VTIVX drawdown of -51.69%. Use the drawdown chart below to compare losses from any high point for VTTHX and VTIVX. For additional features, visit the drawdowns tool.


-10.00%-8.00%-6.00%-4.00%-2.00%0.00%AugustSeptemberOctoberNovemberDecember2025
-5.71%
-2.98%
VTTHX
VTIVX

Volatility

VTTHX vs. VTIVX - Volatility Comparison

Vanguard Target Retirement 2035 Fund (VTTHX) has a higher volatility of 4.71% compared to Vanguard Target Retirement 2045 Fund (VTIVX) at 3.72%. This indicates that VTTHX's price experiences larger fluctuations and is considered to be riskier than VTIVX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


1.00%2.00%3.00%4.00%5.00%AugustSeptemberOctoberNovemberDecember2025
4.71%
3.72%
VTTHX
VTIVX
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Disclaimer

The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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